Arthmate Credit Manager Interview Questions and Answers

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Q1. About yourself, why this Job
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Q1. Salary discussion
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Q1. Explain working capital
Ans. 
Working capital is the difference between a company's current assets and current liabilities.
• Working capital is essential for a company's day-to-day operations

• It indicates the company's liquidity and ability to meet short-term obligations

• Formula: Working Capital = Current Assets - Current Liabilities

• Examples: Cash, accounts receivable, inventory are current assets; accounts payable, short-term debt are current liabilit
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Q2. What do you understand by liquidity ratio
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Liquidity ratio measures a company's ability to pay off its short-term debts with its liquid assets.
• Liquidity ratio is calculated by dividing liquid assets by current liabilities.

• It shows how easily a company can cover its short-term obligations.

• Common liquidity ratios include the current ratio and the quick ratio.

• A higher liquidity ratio indicates a better ability to meet short-term obligations.
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Q1. Ratio , agri msp , cibil
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Q2. Ratio and agri related q
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Q1. Why choose this
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Q2. Past experience
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Q1. About company and related to work
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Q1. Basic questions
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Q1. Tell me about yourself
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Q2. Full form of icici
Ans. 
ICICI stands for Industrial Credit and Investment Corporation of India.
• ICICI was established in 1955 as a joint venture between the World Bank, the Government of India, and representatives of Indian industry.

• It is one of the largest private sector banks in India.

• ICICI Bank offers a wide range of financial products and services including retail banking, corporate banking, and wealth management.
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Q1. Ratio analysis and cash flow analysis
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Q1. Tell me about your, current CRR and SLR, repo rate and reverse repo rate
Ans. 
CRR stands for Cash Reserve Ratio, SLR stands for Statutory Liquidity Ratio, repo rate is the rate at which the central bank lends money to commercial banks, and reverse repo rate is the rate at which the central bank borrows money from commercial banks.
• CRR is currently at 4%

• SLR is currently at 18.25%

• Repo rate is currently at 4%

• Reverse repo rate is currently at 3.35%
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