Angel One Consultant Interview Questions and Answers

• Q1. Guesstimate simple
  Add Answer
• Q2. Behavior questions
  Add Answer

Banking industry related case

• Q1. Tell me something about yourself.
  Add Answer
• Q2. Why did you choose UAE Exchange?
  View Answers (1)
• Q3. Why did you choose finance company?
  Add Answer
• Q4. What business does UAE exchange do?
  View Answers (1)
• Q5. Who are the stakeholders of UAE exchange?
  View Answers (1)

• Q1. Exaplain about PGDBA programme
  Add Answer
• Q2. Explain DBSCAN.
  View Answers (1)
• Q3. Explain KNn models and its difference to K-means
  View Answers (1)
• Q4. What features will you take into consideration while designing a time series model.
  View Answers (1)
• Q5. Explain about the contest you have won in the past, which ML models have you applied
  View Answers (1)

• Q1. Introduce yourself.
  View Answers (1)
• Q2. How has your day been?
  Add Answer
• Q3. How many processes have you gone through till now?
  Add Answer
• Q4. What projects have you done till now which makes you think you are fit for consulting?
  View Answers (1)
• Q5. Could you please explain the CDF project.
  View Answers (2)

Mastercard wants to launch a loyalty product for an e-commerce player. Tell me how you would go about it and how we can select the partner.
[Please note that I stands for Interviewer and C stands for Candidate]

C: Could you give me details about what kind of loyalty product do you have in your mind?

I: This is like Smart Buy which HDFC and Mastercard have launched. (She also told me about the portal and the card's benefits.)

C: (I basically thought of going by 4P approach and wrote down some factors to be considered for each head. communicated this to the interviewer.) Do you want me to evaluate the benefits of launching the loyalty card and what forms of benefits could be provided?

I: No, That's fine. Let us just focus on how you will select the e-commerce partner and which one.

C: I would like to focus on the current offerings on different platforms and then comparing them with some benefits that we could provide. There are some other factors that we need to consider like Flipkart having its own loyalty program- super coins and said that this would cause difficulty in partnering with them.

I: Why are you looking only at Flipkart or Amazon. Do you know what an e-commerce platform means?

C: There are different aggregators in various categories like transport, food, and others, giving examples.

I: Right. Let us pick one and then see why that would be beneficial for us.

C: Let us start with Swiggy. Zomato has a premium membership while Swiggy did not which made it a good partner.

I: That's fine we can close the case here. That will be all from my side.

• Q1. Estimate the yearly revenue of Cafeteria & Co.
  View Answers (2)

• Q1. Guesstimate the sale of air purifiers in India.
  View Answers (2)

Let us quickly do a short case as we are short on time. ICICI bank has 1000 customers who use their commercial credit cards. These cards are of 2 types -

1) Purchase cards,
2) Travel & expense cards.

I want you to give me factors to look into by which we can identify which customers (companies) spend less using our cards and which have the potential for more.
[Please note that I stands for Interviewer and C stands for Candidate]

C: We can look into the cash flow and income statements of all 1000 companies and then compare them.

I: That's exactly right. But it is difficult to get this data as all companies might not be listed. Tell me how we can go ahead with the internal data itself.

C: I just wanted to clarify that the internal data referred to spending by different companies or not.

I: Yeah, that is right. We also can get a proxy of revenue for our clients.

C: Then what we can do is take out the ratio of revenue to expenditure for all our clients and further the percentage of their expenses that are made through our cards. We can then benchmark our clients against some high spending companies within our portfolio.

I: That's great Abhishek. That is the right way to go about it. So now ICICI has identified 200 such clients which have the potential to increase their spends. Tell me how we can come up with a strategy to target them.

C: We can further divide the expenses into various heads and then see which company is spending less where and come up with an appropriate pitch for that client.

• Q1. Introduce yourself.
  Add Answer

Guesstimate the number of table tennis balls you can fit into an airplane.
I started with estimated the volume of one table tennis ball and then estimated the volume of a plane.

(Considered the plane to be made of a cylinder and two conical structures at the two ends; I simplified the streamlined body).

Then I estimated the luggage space using the estimate of number of passengers and their 15kg
luggage allocation.

I further added a threshold for the extra luggage that is allowed after payment. I also accounted for engines, wings, seats, upper cabin luggage, washroom etc.

Your client is a mall chain owner in Singapore. They have been facing a decline in profits lately. You have been asked to identify the problem and recommend solutions.
[Please note that I stands for Interviewer and C stands for Candidate] 

C: I would like to know a little bit more about the client. How many malls do they own? Are these typical malls like we have Phoenix Malls in India?

I: Yes, similar to Phoenix malls in India. They have 3 malls in Singapore.

C: Is the problem with all the three malls or any one in specific? If all, is the competition also facing a similar issue?

I: Just one mall and the competition are not facing the issue.

C: Okay. Digging deeper into the profitability issue, is it because of the declining revenues or increasing costs or a combination of both?

I: It's a combination. I would like you to explore revenues first.

C: Okay. Broadly I can divide the revenue streams for the mall into rent and commissions from shops, advertisements inside and outside the mall and parking fees.

I: Let's look at commissions.

C: Okay. The shops can further be divided into premium and normal. For each there will be food, apparels, shoes, accessories, and shops like lifestyle, pantaloons in India where you find everything (except for food).

I: Correct. Let's look at these shops where you can find everything. This is where our commissions have been declining. Can you suggest any solutions?

C: Sure. Customers visit these shops because they can find all the brands at one location though the collection is limited for each brand. They also get discounts in these shops.

The staff can be better trained at handling the customers and identifying what they are looking for exactly.

The mannequins should be carefully displayed as they play a crucial role in converting a sale for a window shopper. (This is coming from personal experience)

• Q1. What do you know about MasterCard?
  View Answers (1)
• Q2. Why do you want to join MasterCard?
  View Answers (1)
• Q3. Where you do you see yourself 5 years down the line?
  Add Answer
• Q4. How do you think you did in the case and guesstimate round?
  Add Answer
• Q5. Tell us about your Scuba diving experience? (It was mentioned in the CV)
  Add Answer