Anand Rathi Wealth Management Interview Questions, Process, and Tips

20 question 12 quants and 8 lr

Q1. Share your understanding of the Wealth management industry
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Q2. What is the common Wealth management strategy in India?
Ans. 
The common wealth management strategy in India involves a mix of traditional investments like real estate and gold, along with modern financial instruments like mutual funds and stocks.
• Diversification of investments to reduce risk

• Focus on long-term wealth creation

• Utilization of financial advisors for guidance

• Preference for safe investments like fixed deposits and government bonds

• Growing interest in alternative investme
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Q3. How do you do Risk analysis of a HNI user?
Ans. 
Risk analysis of a HNI user involves assessing their financial stability, investment portfolio, and potential risks associated with their high net worth.
• Evaluate the HNI user's financial goals and risk tolerance

• Analyze their investment portfolio for diversification and risk exposure

• Assess any potential risks such as market volatility, economic factors, or regulatory changes

• Consider the impact of geopolitical events or ...read more
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Q1. Salary expectation
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Q2. Why Anand Rathi?
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Logical Reasoning and Mathematics

Q1. Basic Questions on Market, Resume Based Questions, Questions about role applied for
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Q1. Basic Questions on Economy, and General interaction
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Q1. What is your understanding about this role?
Ans. 
An Account Manager builds client relationships, drives sales, and ensures customer satisfaction through effective communication and strategy.
• Client Relationship Management: Develop and maintain strong relationships with clients to understand their needs and provide tailored solutions.

• Sales Strategy: Identify opportunities for upselling and cross-selling products or services to existing clients, enhancing revenue stream...read more
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Q2. Finance basics such as Discounted Flow Method
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Q1. Basics of object oriented programming
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Q2. Basics of c# and sal server
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Q1. Excel Formula ?
Ans. Index & Match, Xirr, Vlookup, simple interest
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Q1. Previous company and Role
Ans. 
I worked as a Sales Executive at XYZ Corp for 2 years.
• Managed a portfolio of 50+ clients and achieved 120% of sales target in the first year

• Developed and implemented sales strategies resulting in a 25% increase in revenue

• Collaborated with cross-functional teams to ensure timely delivery of products and services
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Q2. Your current expectations
Ans. 
I expect to be challenged and given opportunities to grow while contributing to the success of the company.
• Opportunities for professional development and growth

• Challenging work that utilizes my skills and abilities

• A supportive and collaborative team environment

• Clear expectations and goals

• Recognition for my contributions to the company's success
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Q1. If you have given 1 Cr then how will you invest. And what will he your total return on investment (CAGR)
Ans. 
I would invest in a diversified portfolio of stocks, bonds, and real estate to minimize risk and maximize returns.
• I would allocate a portion of the funds towards blue-chip stocks with a proven track record of consistent growth and dividends.

• I would also invest in a mix of government and corporate bonds to provide a steady stream of income.

• To further diversify, I would invest in real estate through REITs or rental prope...read more
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Q2. Delta, vega and theta in Options
Ans. 
Delta, vega and theta are important measures used in options trading.
• Delta measures the rate of change of an option's price in relation to the underlying asset's price.

• Vega measures the sensitivity of an option's price to changes in volatility.

• Theta measures the rate of decline in an option's value due to the passage of time.

• Delta is positive for call options and negative for put options.

• Vega is higher for options with...read more
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Q3. What are tax implications of LTCG and STCG. Set off and carry forward of losses.
Ans. 
LTCG and STCG have different tax implications. Losses can be set off and carried forward.
• LTCG (Long Term Capital Gains) are taxed at a lower rate than STCG (Short Term Capital Gains).

• STCG is added to the income and taxed as per the applicable tax slab.

• Losses from both LTCG and STCG can be set off against gains from the same category.

• If there are no gains in the same category, losses can be carried forward for up to 8 y...read more
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Q4. Deductions in Income tax for capital gains.
Ans. 
Capital gains can be eligible for deductions in income tax.
• Long-term capital gains are taxed at a lower rate than short-term gains.

• Investments in certain sectors like infrastructure and startups may be eligible for tax exemptions.

• Losses from capital gains can be carried forward to offset future gains.

• Tax-saving investments like ELSS can also help in reducing tax liability on capital gains.
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Aptitude test to be given on Anand Rathi Private software which needs to be installed.