Aham Housing Finance Operations Executive Interview Questions and Answers

Multiple choice questions

Q1. What is sales ?
Ans. 
Sales is the process of selling goods or services in exchange for money or other forms of compensation.
• Sales involves identifying potential customers

• Sales includes presenting products or services to customers

• Sales also involves negotiating prices and terms

• Closing the sale and following up with customers are key parts of sales

• Examples: a car salesperson selling cars to customers, a software company selling licenses to b
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Q2. What is credit card and loan ?
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Credit card is a form of payment card issued by a financial institution, while a loan is a sum of money borrowed from a lender that is expected to be paid back with interest.
• Credit card allows users to make purchases on credit up to a certain limit

• Loan is a lump sum of money borrowed from a lender that needs to be repaid over time with interest

• Credit card typically has a revolving credit limit that can be used repeated...read more
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Q3. What is greatest strength and weakness
Ans. 
My greatest strength is my ability to lead and motivate teams towards achieving goals. My greatest weakness is my tendency to be overly critical of myself.
• Strength: Strong leadership skills, ability to motivate team members, effective communication

• Weakness: Being overly critical of myself, striving for perfection, difficulty in delegating tasks

• Example: As a Operations Manager, I successfully led a team to exceed quarte...read more
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Q1. Sale me this pen ?
Ans. 
This pen is not just a writing tool, but a stylish accessory that will make you stand out in any professional setting.
• Highlight the sleek design and professional look of the pen

• Emphasize the smooth writing experience it provides

• Mention the durability and long-lasting quality of the pen
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Q2. Why should I hire you
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Q3. Why do you want to Join indialends?
Ans. 
I want to join IndiaLends because of its innovative approach to financial services and its strong reputation in the industry.
• IndiaLends is known for its cutting-edge technology and data-driven approach to financial services.

• I am impressed by IndiaLends' track record of helping customers improve their financial health through personalized loan offerings.

• I believe that my skills and experience align well with IndiaLends'...read more
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Q1. Tell me about your self
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Q2. Tell pervious company experience
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Q1. About trade process
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Q2. Ms office on Excel
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FPO experience, activities of FPO, Problem facing by FPO, challanges ,how to increase our business with FPO, what are benifits from samunnati to FPO, FPO role in present days, rules and regulations of FPO.

Q1. FPO experience, facility provide by samunnati to FPO and benifits
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Q1. Why you want to join the organisation
Ans. 
I want to join the organization because of its strong reputation, growth opportunities, and alignment with my career goals.
• The organization has a strong reputation in the industry, which will enhance my professional profile.

• There are ample growth opportunities within the organization, allowing me to advance my career.

• The organization's values and mission align with my own career goals and aspirations.

• I am impressed by ...read more
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Q1. Experience Msme loan and client sourcing
Ans. 
Experience in MSME loan and client sourcing
• I have 5 years of experience in handling MSME loans and sourcing clients

• I have a strong understanding of the MSME loan process and the requirements for approval

• I have successfully sourced and onboarded numerous clients for MSME loans

• I have a proven track record of meeting loan targets and achieving customer satisfaction

• I am familiar with the documentation and compliance proced
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Q1. About my Experience related to my previous CEO experience.
Ans. 1.To organize the FPO & 1000 members to one point, Company ACT, filing compliance, Account opening for company, Business Plan - value added products from the commodities, Conducting meetings & training for farmers. 2.Capacity building. 3.Leadership qualities. 4. Chosing the right person for my company & Business as well. 5.System work.
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Q2. About my another experience MTS Mobilization Training Specialist .
Ans. 1.That was a very good experience, i had more exposure than that i have mobilize two field officers who comes under me & farmers as well. 2.Conducting Awareness Meeting. 3. Account opening. 4. Office based system works. 5. Even i come to know some of the auditing file by Registered new companies under Company Act was filed by me, which have to file by auditor because of his sick leave i was eagerly gained some experien...read more
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Q1. Verification over my experience by sharing my certificates.
Ans. I explained about my experience & that I am willing to join, finally shared my certificates.
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Q1. What is capital market
Ans. 
Capital market is a financial market where long-term debt or equity-backed securities are bought and sold.
• Capital market facilitates the buying and selling of long-term financial instruments such as stocks, bonds, and other securities.

• It provides a platform for companies and governments to raise funds for their operations or projects.

• Investors can invest in capital market securities to earn returns through dividends, i...read more
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Q2. What is coporate action
Ans. 
Corporate action refers to an event initiated by a public company that impacts its shareholders and securities.
• Corporate actions can include dividends, stock splits, mergers, acquisitions, rights issues, and more.

• These actions can affect the value of securities, ownership structure, and voting rights of shareholders.

• Investors need to stay informed about corporate actions to make informed decisions about their investmen
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