Search

Interview Questions

  • Reviews
  • Salaries
  • Interview Questions
  • About Company
  • Benefits
  • Jobs
  • Office Photos
  • Community
+ Contribute
notification
notification
Login
Upload Button Icon Add office photos
Engaged Employer

i

This company page is being actively managed by Aham Housing Finance Team. If you also belong to the team, you can get access from here

Aham Housing Finance Verified Tick

Compare button icon Compare button icon Compare
4.6

based on 36 Reviews

Filter interviews by

Aham Housing Finance Branch Credit Manager Interview Questions and Answers

Updated 8 May 2023

Aham Housing Finance Branch Credit Manager Interview Experiences

1 interview found

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 8 May 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Telephonic Call 

(2 Questions)

  • Q1. Why are leaving the job
  • Ans. 

    Looking for better growth opportunities and challenges.

    • Seeking a more challenging role to enhance my skills and experience.

    • Looking for better growth opportunities and career advancement.

    • Want to explore new industries and gain diverse experience.

    • Company culture and values did not align with my personal goals and aspirations.

    • Answered by AI
    Add your answer
  • Q2. What is the responsibilities in current job
  • Ans. 

    As a Branch Credit Manager, my responsibilities include managing credit operations, assessing creditworthiness, and ensuring compliance with policies and regulations.

    • Managing credit operations for the branch

    • Assessing creditworthiness of potential borrowers

    • Ensuring compliance with policies and regulations

    • Developing and implementing credit policies and procedures

    • Monitoring and analyzing credit portfolio performance

    • Collab...

    • Answered by AI
    Add your answer

Top trending discussions

View All
Interview Tips & Stories
2d (edited)
timepasstiwari
·
A Digital Markter
Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question
So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours. Seriously, they didn't even acknowledge me until 10. Then this HR lady calls me in, and she's totally unprofessional. She's like, on her phone, making personal calls while I'm sitting right there. And then she starts asking me these really weird questions, like what my nickname is, and what my dad does for a living. It got really uncomfortable when she started pressing for details about where my dad works. I mean, what does that have to do with anything? So I politely told her I didn't want to answer, and she actually said, "Then we can't continue this interview." I was honestly shocked. But instead of arguing, I just stood up and said, “Alright then.” And walked out. I left feeling pissed. Not only did they waste an hour of my time, but the HR rep was also rude and unprofessional..
Got a question about Aham Housing Finance?
Ask anonymously on communities.

Interview questions from similar companies

Branch Credit Manager Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 11 Oct 2020

I applied via Walk-in and was interviewed before Oct 2019. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Do u know how to prepare cash flow statements
  • Ans. 

    Yes, I know how to prepare cash flow statements.

    • Cash flow statements show the inflow and outflow of cash in a business.

    • They are prepared using the indirect or direct method.

    • The indirect method starts with net income and adjusts for non-cash items and changes in working capital.

    • The direct method lists all cash receipts and payments.

    • Cash flow statements are important for assessing a company's liquidity and financial heal

    • Answered by AI
    View 1 more answer
  • Q2. How will you determine persons credibilty
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Present your ideas and knowledge confidently.

Branch Credit Manager Interview Questions & Answers

Piramal Capital Housing Finance user image RAMAN KUMAR SHARMA

posted on 15 Oct 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Oct 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Specific knowledge about department

Round 3 - HR 

(2 Questions)

  • Q1. Salary and other questions
    • Add your answer
  • Q2. How much salar you expecting
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - You have to know atleast basic knowledge of field or department your are applied for

Branch Credit Manager Interview Questions & Answers

Piramal Capital Housing Finance user image Anonymous

posted on 31 Jan 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I applied via Campus Placement

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

A Online Round based on Appitude.

Round 3 - Group Discussion 

A Current News Related to CBDC ,Duration :- 30 mins

Round 4 - One-on-one 

(1 Question)

  • Q1. TAXATION , TYPES OF LOANS,ABOUT ROLE
    • Add your answer
Round 5 - HR 

(1 Question)

  • Q1. FAMILY BACKGROUND AND GENERAL QUESTIONS
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - BE PREPARED WIT ITR KNOWLEDGE ,AND LOAN TYPES AS WELL AS GOOD IN APPTITUDE

Branch Credit Manager Interview Questions & Answers

Axis Bank user image Anonymous

posted on 16 Feb 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Give your Self introduction in brief
    • Add your answer
  • Q2. Previous work experience sharing/ discussion
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidently present ourselves. Answer to the point by listening the questions properly

Branch Credit Manager Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 21 Nov 2021

I applied via Company Website and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

6 Questions

  • Q1. Tell me about yourself.
    • Add your answer
  • Q2. CA articleship experience.
    • Add your answer
  • Q3. Diff between secured and unsecured loan.
  • Ans. 

    Secured loans are backed by collateral while unsecured loans are not.

    • Secured loans require collateral such as a house or car to be pledged as security for the loan.

    • Unsecured loans do not require collateral and are based solely on the borrower's creditworthiness.

    • Secured loans typically have lower interest rates than unsecured loans.

    • Examples of secured loans include mortgages and auto loans, while credit cards and person

    • Answered by AI
    Add your answer
  • Q4. Whether car loan is a secured or unsecured loan.
  • Ans. 

    Car loan is a secured loan.

    • Car loan is secured by the car itself as collateral.

    • If the borrower defaults on the loan, the lender can repossess the car.

    • Interest rates on secured loans are generally lower than unsecured loans.

    • Examples of unsecured loans include personal loans and credit cards.

    • Answered by AI
    Add your answer
  • Q5. Some ratio related questions and logic behind those ratios.
    • Add your answer
  • Q6. Most effected industries due to COVID.
  • Ans. 

    The COVID-19 pandemic has affected various industries, with some being hit harder than others.

    • Travel and tourism industry has been severely impacted due to travel restrictions and lockdowns.

    • Hospitality industry has also suffered due to closure of restaurants, bars, and hotels.

    • Retail industry has seen a shift towards online shopping, with brick-and-mortar stores struggling.

    • Entertainment industry has been hit hard with m...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared - Be confident. If you do not know the answer, take 10-15 seconds to remind and then say sorry sir/ma'am I am not able to recall it right now.

Branch Credit Manager Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 27 Sep 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(5 Questions)

  • Q1. Explain NPA norms
  • Ans. 

    NPA norms refer to guidelines set by the Reserve Bank of India for classification of non-performing assets in banks.

    • NPA stands for Non-Performing Asset

    • RBI categorizes NPAs based on the period for which the asset has remained non-performing

    • Different categories include Substandard Assets, Doubtful Assets, and Loss Assets

    • Banks are required to make provisions for NPAs based on RBI guidelines

    • Answered by AI
    Add your answer
  • Q2. What are retail banking assets
  • Ans. 

    Retail banking assets are financial products and services offered to individual customers by banks.

    • Includes savings accounts, checking accounts, personal loans, mortgages, credit cards, and certificates of deposit

    • These assets generate revenue for the bank through interest payments and fees

    • Banks use retail banking assets to attract and retain customers

    • Answered by AI
    Add your answer
  • Q3. What is difference between reserve capital and capital reserve
  • Ans. 

    Reserve capital is the amount of funds set aside by a company for specific purposes, while capital reserve is the profit earned by a company that is not distributed to shareholders.

    • Reserve capital is a part of the company's share capital that cannot be distributed as dividends to shareholders.

    • Capital reserve is created from profits earned by a company and is not distributed to shareholders but kept for specific purpose...

    • Answered by AI
    Add your answer
  • Q4. Family background
    • Add your answer
  • Q5. What are your expectations from your first job
    • Add your answer

Branch Credit Manager Interview Questions & Answers

ICICI Bank user image Ca Vijaypal

posted on 3 Dec 2021

I applied via Campus Placement and was interviewed in Nov 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Ratio analysis related question
  • Ans. Read all ratio carefully with deeply understanding and also try to make linkages between ratio
    • Answered by Ca Vijaypal
    Add your answer
  • Q2. How to analysis a loan file before disbursements
  • Ans. 

    To analyze a loan file before disbursement, one should check the borrower's credit score, income, employment history, and collateral.

    • Check the borrower's credit score to determine their creditworthiness

    • Verify the borrower's income to ensure they can repay the loan

    • Review the borrower's employment history to assess their stability

    • Evaluate the collateral to determine its value and ensure it can cover the loan amount

    • Check ...

    • Answered by AI
    Add your answer
  • Q3. Tell all the due diligence that need to check before disbursements
  • Ans. 

    Before disbursements, due diligence should be done to ensure the borrower's creditworthiness and ability to repay the loan.

    • Verify the borrower's identity and credit history

    • Assess the borrower's income and expenses to determine their ability to repay the loan

    • Check for any outstanding debts or liens on the borrower's assets

    • Evaluate the purpose of the loan and the borrower's business plan

    • Ensure compliance with all regulat...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep updated related bank information and understand working,mathodology of bank

Branch Credit Manager Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 28 Jun 2021

I applied via Other and was interviewed in May 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Self introduction, work details
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - 1- First you should believe in yourself that I can do this.
2- Positive thinking.
3- Self introduction full details.

Branch Credit Manager Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 3 Nov 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Job Portal and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - Ok 

(1 Question)

  • Q1. What is your skill
    • Add your answer
Round 3 - Case Study 

Good is communication

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok
More about working at Aham Housing Finance

Aham Housing Finance Interview FAQs

How many rounds are there in Aham Housing Finance Branch Credit Manager interview?
Aham Housing Finance interview process usually has 2 rounds. The most common rounds in the Aham Housing Finance interview process are Resume Shortlist and Telephonic Call.
How to prepare for Aham Housing Finance Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aham Housing Finance. The most common topics and skills that interviewers at Aham Housing Finance expect are Credit Appraisal, Credit Underwriting, Home Loans, Home Finance and Credit Control.

Tell us how to improve this page.

Aham Housing Finance Interviews By Designations

Interview Questions for Popular Designations

Aham Housing Finance Branch Credit Manager Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
View more

Interview Questions from Similar Companies

ICICI Bank Interview Questions
4.0
 • 2.4k Interviews
HDFC Bank Interview Questions
3.9
 • 2.1k Interviews
Axis Bank Interview Questions
3.8
 • 1.5k Interviews
Bajaj Finance Interview Questions
4.0
 • 302 Interviews
Evision Technoserve Interview Questions
4.7
 • 247 Interviews
Piramal Capital Housing Finance Interview Questions
4.2
 • 184 Interviews
L&T Finance Interview Questions
3.9
 • 152 Interviews
AmbitionBox Interview Questions
4.9
 • 151 Interviews
HCL Infosystems Interview Questions
3.9
 • 140 Interviews
Northcorp Software Interview Questions
4.3
 • 118 Interviews
View all

Aham Housing Finance Branch Credit Manager Reviews and Ratings

based on 4 reviews

4.8/5

Rating in categories

4.7

Skill development

4.8

Work-life balance

4.8

Salary

4.7

Job security

4.7

Company culture

4.7

Promotions

4.7

Work satisfaction

Explore 4 Reviews and Ratings
Aham Housing Finance Salaries in India
Relationship Manager
6 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Assistant Manager
5 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Company Secretary
5 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Cluster Credit Manager
5 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Branch Manager
4 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Explore more salaries
Compare Aham Housing Finance with

HDFC Bank

3.9
Compare

ICICI Bank

4.0
Compare

LIC Housing Finance

4.0
Compare

Sammaan Capital Limited

3.7
Compare
Popular Calculators
Are you paid fairly?
Monthly In-hand Salary Calculator
Gratuity Calculator
HRA Calculator
Salary Hike Calculator
Did you find this page helpful?
Yes No
write
Share an Interview