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Aditya Birla Capital Underwriter Interview Questions and Answers

Updated 22 May 2023

Aditya Birla Capital Underwriter Interview Experiences

1 interview found

Underwriter Interview Questions & Answers

user image Anonymous

posted on 22 May 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before May 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. What is underwriting?
  • Ans. 

    Underwriting is the process of evaluating and assessing the risk of insuring a person or entity.

    • Underwriting involves analyzing various factors such as age, health, occupation, and lifestyle to determine the risk of insuring an individual or entity.

    • The underwriter then decides whether to approve or deny the insurance application and at what premium rate.

    • Underwriting is commonly used in the insurance industry for variou...

  • Answered by AI
  • Q2. Tell me about yourself?
  • Ans. 

    I am an experienced underwriter with a strong background in risk assessment and analysis.

    • I have been working in the insurance industry for over 10 years.

    • I have a deep understanding of underwriting principles and guidelines.

    • I am skilled in evaluating insurance applications and determining appropriate coverage.

    • I have a track record of effectively managing risk and ensuring profitability for the company.

    • I am detail-orient...

  • Answered by AI
  • Q3. Why this career switch?
  • Ans. 

    I decided to switch careers to become an Underwriter because of my strong analytical skills and passion for risk assessment.

    • I have always been fascinated by analyzing data and making informed decisions.

    • I enjoy working with numbers and have a strong attention to detail.

    • I believe my background in finance and my ability to assess risk will be valuable in this role.

    • I am excited about the opportunity to contribute to the in...

  • Answered by AI
Round 3 - Technical 

(3 Questions)

  • Q1. Diabetes medicines
  • Q2. What is underwriting
  • Ans. 

    Underwriting is the process of evaluating and assessing the risk of insuring a person or entity.

    • Underwriters analyze information about the applicant's health, financial status, and other relevant factors to determine the likelihood of a claim being made.

    • They use this information to decide whether to approve or deny an insurance application, and to set the premium rates for approved policies.

    • Underwriting is used in vari...

  • Answered by AI
  • Q3. Insulin preparations

Interview questions from similar companies

I applied via Naukri.com and was interviewed before Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Model validation metrics in regulatory and scoring models
  • Ans. 

    Model validation metrics are crucial for regulatory and scoring models.

    • Regulatory models require validation metrics to ensure compliance with regulations and standards.

    • Scoring models require validation metrics to ensure accuracy and reliability of the model.

    • Common validation metrics include accuracy, precision, recall, F1 score, and ROC curve analysis.

    • Validation metrics should be chosen based on the specific requiremen...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Start with explaining the matrices, thresholds, and how to mitigate the breaches.

Skills evaluated in this interview

I applied via Referral and was interviewed before Apr 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. SAS , Previous projects worked on

Interview Preparation Tips

Interview preparation tips for other job seekers - Be through through the projects mention d in CV.

I applied via Recruitment Consultant and was interviewed before Sep 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About the company, consolidation process, Fx, IFRS concepts

Interview Preparation Tips

Interview preparation tips for other job seekers - Read about HSBC news, your relevant domain and expereince.

I applied via Referral and was interviewed before Mar 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Why should we consider you ? coz given my relevant experience and educational background, i strongly believe I am the right fit for this role.

Interview Preparation Tips

Interview preparation tips for other job seekers - be confident and honest in your replies.

I applied via Referral and was interviewed before Sep 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Questions related to the JD

Interview Preparation Tips

Interview preparation tips for other job seekers - Please go through JD and prepare for the interview. Questions based on the profile

I applied via Recruitment Consulltant and was interviewed before May 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. How bank works and major keys items of banking BS
  • Ans. 

    Banking involves accepting deposits and lending money. Major items in banking balance sheet include assets, liabilities, and equity.

    • Banks accept deposits from customers and use the funds to make loans to other customers

    • Assets on a bank's balance sheet include cash, loans, and investments

    • Liabilities on a bank's balance sheet include deposits and borrowings

    • Equity on a bank's balance sheet represents the value of the bank...

  • Answered by AI
  • Q2. Ratios CAGR , RWA ETC
Round 3 - Aptitude Test 

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent company to work.
Good exposure and great colleagues

I applied via Recruitment Consulltant and was interviewed before Mar 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous job profile discussions mainly.
Round 3 - HR 

(2 Questions)

  • Q1. What are your salary expectations?
  • Q2. Salary discussion. That's it

Interview Preparation Tips

Interview preparation tips for other job seekers - The policy and management is horrible. Lots of loopholes they can play around with. I work for the IP-HNI bangalore team. Attrition is too high and lots of politics that goes inside. I would suggest not to join if you get an offer for that particular team as after 6 months you will be trapped by those unrealistic policies and so call (1 person ) team's politics.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. How to optimize SQL Joins
  • Ans. 

    Optimizing SQL Joins involves using proper indexing, limiting the result set, and avoiding unnecessary joins.

    • Use indexes on columns involved in join conditions to improve performance

    • Limit the result set by using WHERE clause to filter out unnecessary rows before joining

    • Avoid unnecessary joins by only joining the tables that are needed for the query

  • Answered by AI
  • Q2. How to optimize performance
  • Ans. 

    Optimizing performance involves setting clear goals, providing feedback, offering training and development opportunities, and fostering a positive work environment.

    • Set clear goals and expectations for employees

    • Provide regular feedback and recognition for good performance

    • Offer training and development opportunities to help employees improve their skills

    • Create a positive work environment that promotes collaboration and c...

  • Answered by AI

Skills evaluated in this interview

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Apr 2023. There were 4 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Java theory questions - 60 minutes
Round 2 - Coding Test 

Java coding questions - 60 minutes

Round 3 - Coding Test 

Java System Design question - 60 minutes

Round 4 - HR 

(1 Question)

  • Q1. General HR questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare java and system design.

Aditya Birla Capital Interview FAQs

How many rounds are there in Aditya Birla Capital Underwriter interview?
Aditya Birla Capital interview process usually has 3 rounds. The most common rounds in the Aditya Birla Capital interview process are Resume Shortlist, HR and Technical.
How to prepare for Aditya Birla Capital Underwriter interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aditya Birla Capital. The most common topics and skills that interviewers at Aditya Birla Capital expect are Ca, Credit Risk and Underwriting.
What are the top questions asked in Aditya Birla Capital Underwriter interview?

Some of the top questions asked at the Aditya Birla Capital Underwriter interview -

  1. What is underwriti...read more
  2. Diabetes medici...read more
  3. Insulin preparati...read more

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Aditya Birla Capital Underwriter Interview Process

based on 1 interview

Interview experience

4
  
Good
View more

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