Utkarsh Small Finance Bank SM Salaries by 4 Employees (Updated 2025)

5 - 6 years exp.

₹3.6 Lakhs - ₹6.8 Lakhs

Low Confidence

Salary of majority employees

38% less than the average SM Salary in Banking Companies for 5 - 6 years of experience

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Salaries in different departments

Finance & Accounting SM Salary 5 years exp. (AmbitionBox Estimate)	₹5 L/yr - ₹6.8 L/yr
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Sales & Business Development SM Salary 5 - 6 years exp. (AmbitionBox Estimate)	₹3.6 L/yr - ₹6.2 L/yr

Last Updated: 5 Feb 2025

Companies similar to Utkarsh Small Finance Bank for SM

Company name	Avg Annual Salary	Open Jobs
AU Small Finance Bank SM Salary 0 - 7 years exp. (4 salaries)	₹1.9 L/yr - ₹3.2 L/yr 47% less
Jana Small Finance Bank SM Salary 5 - 9 years exp. (4 salaries)	₹4.2 L/yr - ₹5 L/yr 13% less
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Bharat Financial Inclusion SM Salary 1 - 4 years exp. (17 salaries)	₹1.5 L/yr - ₹4.5 L/yr 50% less
Axis Bank SM Salary 3 - 13 years exp. (21 salaries)	₹3.3 L/yr - ₹10 L/yr 37% more
ICICI Bank SM Salary 3 - 12 years exp. (19 salaries)	₹3 L/yr - ₹7.2 L/yr At par
HDFC Bank SM Salary 2 - 14 years exp. (17 salaries)	₹3 L/yr - ₹12 L/yr 45% more
IDFC FIRST Bank SM Salary 8 - 14 years exp. (7 salaries)	₹6.5 L/yr - ₹10.9 L/yr 57% more
Kotak Mahindra Bank SM Salary 2 - 18 years exp. (5 salaries)	₹6 L/yr - ₹15 L/yr 100% more
IndusInd Bank SM Salary 2 - 9 years exp. (3 salaries)	₹3 L/yr - ₹4.6 L/yr 31% less
Yes Bank SM Salary 4 - 9 years exp. (3 salaries)	₹2.2 L/yr - ₹8.5 L/yr 25% more
Bandhan Bank SM Salary 1 - 15 years exp. (3 salaries)	₹3.8 L/yr - ₹17 L/yr 120% more
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SM salary at Utkarsh Small Finance Bank ranges between ₹3.6 Lakhs to ₹6.8 Lakhs per year for employees with experience between 5 years to 6 years. Salary estimates are based on 4 latest salaries received from various employees of Utkarsh Small Finance Bank.

Experience wise Utkarsh Small Finance Bank SM salaries

Last Updated: 5 Feb 2025

Experience	Avg Annual Salary
5 years (3 salaries)	₹3.6 L/yr - ₹6.8 L/yr
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6 years (AmbitionBox Estimate)	₹2.3 L/yr - ₹6.2 L/yr

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Salary related reviews for Utkarsh Small Finance Bank

Sales Executive in Rohtak

Full Time

Marketing & Communication Department

1.0

• posted on 25 Dec 2023

1.0

for Salary and Benefits

Likes

nothing actually

Dislikes

don't pay travel allowance which was promised. you are to work on holidays. toxic and demean you among colleagues, abusive language used and self esteem brought down. have made many cry and leave the job. the office politics, asking money when you are even 1 minute late. spiteful and no believing of you by management.

Salary - Bad

+6 more

Sales Executive in Nalanda

Full Time

Sales & Business Development Department

2.0

• posted on 12 Feb 2023

3.0

for Salary and Benefits

Likes

Salary is ok and learner new things like how to talk customer of different ways because this is fully field work

Dislikes

Seniors behaviour is rediculous they always harass they create dramas and not wanted you to focus on your goal sheet They are very hard to handle

Skill development - Poor

+5 more

Sales Executive in New Delhi

Full Time

Other Department

3.0

• posted on 14 May 2023

3.0

for Salary and Benefits

Likes

HR Policy is Good, I was working under with Respective Team Manager "Mr Umar Khan", And Branch Manager "Mr Abhishek Arora" Mr Umar Khan Nature was good, Fantastic Journey in Utkarsh Bank

Skill development - Good

+1 more

Dislikes

More Pressurised by Branch Manager Mostly Saturday Sunday was working, No Rest and I did not much satisfied with my salary, My salary was 15156 (in hand) which was not sufficient as per my past experience in banking I had want more career growth in my life

Job security - Poor

+2 more

Assistant Branch Incharge in Jaunpur

Full Time

Finance & Accounting Department

1.0

• posted on 04 Dec 2021

1.0

for Salary and Benefits

Likes

Nothing at all.

Dislikes

...rk hours (15 Hours). Biased incentive plans. No respect for individual employee. Low pay scale. No recognition of efforts. Slow TAT.

Salary - Bad

+6 more

Relationship Officer in Gorakhpur

Full Time

Sales & Business Development Department

5.0

• posted on 07 May 2021

4.0

for Salary and Benefits

Likes

...ronment and culture. Teammates are supportive and the management is transparent. Company policies are good appraisal are good and they give good salary and incentive according to monthly bussiness.

Salary - Good

+6 more

Dislikes

There is a lot of politics and the management doesn't address our issues. Salary is decent but career growth is slow.

see more salary related reviews

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Salary Negotiation in an interview

Hi, I have had a first round of interview with the company. And mentioned my salary expectations as 15- 20% from my previous LPA. But after that I feel like I have undervalued my expectations. Being in the field for 9 years with the required skill, considering the market and the prospect company is a well known builder, i should have asked more. Anyway a face to face interview is scheduled next week. How to ask them a higher salary from what I have mentioned earlier. And how much I can ask more. Please help. Thanks in advance.

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Utkarsh Small Finance Bank SM Salary FAQs

What is the salary of SM at Utkarsh Small Finance Bank?

SM salary at Utkarsh Small Finance Bank in India ranges between ₹3.6 Lakhs to ₹6.8 Lakhs for experience between 5 years to 6 years. According to our estimates it is 38% less than the average SM Salary in India. Salary estimates are based on 4 latest salaries received from various employees of Utkarsh Small Finance Bank India.

How does the salary of a SM at Utkarsh Small Finance Bank India compare with the average salary range for this job?

The average salary of a SM at Utkarsh Small Finance Bank is 38% less than the average salary of a SM in India. To know exact salary insights, login to view.

Which similar companies are paying more than Utkarsh Small Finance Bank to a SM in India?

Bandhan Bank SM Salary - ₹3.8 Lakhs to ₹17.0 Lakhs per year
Kotak Mahindra Bank SM Salary - ₹6.0 Lakhs to ₹15.0 Lakhs per year
IDFC FIRST Bank SM Salary - ₹6.5 Lakhs to ₹10.9 Lakhs per year
HDFC Bank SM Salary - ₹3.0 Lakhs to ₹12.0 Lakhs per year
Axis Bank SM Salary - ₹3.3 Lakhs to ₹10.0 Lakhs per year

What is the salary of a SM in companies similar to Utkarsh Small Finance Bank in India?

Yes Bank SM Salary - ₹2.2 Lakhs to ₹8.5 Lakhs per year
ICICI Bank SM Salary - ₹3.0 Lakhs to ₹7.2 Lakhs per year
Jana Small Finance Bank SM Salary - ₹4.2 Lakhs to ₹5.0 Lakhs per year
IndusInd Bank SM Salary - ₹3.0 Lakhs to ₹4.6 Lakhs per year
AU Small Finance Bank SM Salary - ₹1.9 Lakhs to ₹3.2 Lakhs per year

What is the estimated take home salary of a SM at Utkarsh Small Finance Bank in India?

The estimated take-home salary of a SM at Utkarsh Small Finance Bank ranges between ₹38,400 per month to ₹39,589 per month in India. The take-home salary calculation is based on the average Utkarsh Small Finance Bank SM salary in India which ranges between ₹3.6 Lakhs to ₹6.8 Lakhs per year for employees with experience between 5 years to 6 years. Check how did we calculate take home salary?

What is the notice period for SM at Utkarsh Small Finance Bank?

According to AmbitionBox, 50% of the Utkarsh Small Finance Bank SMs reported a notice period of 1 Month, 50% reported a notice period of 3 Months.This is based on 4 responses on AmbitionBox in last 2 years.

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Utkarsh Small Finance Bank SM Salaries

Utkarsh Small Finance Bank SM salary in India ranges between ₹3.6 Lakhs to ₹6.8 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 Utkarsh Small Finance Bank latest salaries received from various employees of Utkarsh Small Finance Bank.