PNB Housing Finance Zonal Credit Manager Salaries by 6 Employees (Updated 2025)

17 - 20 years exp.

₹32 Lakhs - ₹42 Lakhs

Low Confidence

Avg. annual salary

Monthly In-hand Salary

45% more than the average Zonal Credit Manager Salary in NBFC Companies for 17 - 20 years of experience

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Salaries in different departments

Risk Management & Compliance Zonal Credit Manager Salary 17 - 20 years exp. (5 salaries)	₹32 L/yr - ₹37 L/yr
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BFSI, Investments & Trading Zonal Credit Manager Salary 19 years exp. (AmbitionBox Estimate)	₹37.8 L/yr - ₹46.2 L/yr

Last Updated: 16 Feb 2025

Companies similar to PNB Housing Finance for Zonal Credit Manager

Company name	Avg Annual Salary	Open Jobs
IKF Finance Zonal Credit Manager Salary 13 - 25 years exp. (6 salaries)	₹21 L/yr - ₹34.5 L/yr 26% less
Poonawalla Fincorp Zonal Credit Manager Salary 17 - 24 years exp. (5 salaries)	₹32 L/yr - ₹50 L/yr 14% more
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Tata Capital Housing Finance Zonal Credit Manager Salary 17 - 20 years exp. (5 salaries)	₹29.5 L/yr - ₹42 L/yr At par
Aavas Financiers Zonal Credit Manager Salary 9 - 10 years exp. (5 salaries)	₹21.9 L/yr - ₹24.5 L/yr 35% less
Muthoot Finance Zonal Credit Manager Salary 11 - 19 years exp. (5 salaries)	₹13 L/yr - ₹27 L/yr 47% less	1 job opening
IIFL Finance Zonal Credit Manager Salary 13 - 18 years exp. (4 salaries)	₹27 L/yr - ₹42 L/yr 23% less
Kotak Mahindra Prime Zonal Credit Manager Salary 10 - 15 years exp. (4 salaries)	₹19 L/yr - ₹30 L/yr 31% less
Mahindra Rural Housing Finance Zonal Credit Manager Salary 12 - 17 years exp. (4 salaries)	₹40.8 L/yr - ₹52 L/yr 25% more
Shriram Finance Zonal Credit Manager Salary 11 - 22 years exp. (4 salaries)	₹4.5 L/yr - ₹36.6 L/yr 48% less
Ugro Capital Zonal Credit Manager Salary 8 - 20 years exp. (4 salaries)	₹17 L/yr - ₹31.3 L/yr 37% less
Sundaram Home Finance Zonal Credit Manager Salary 10 - 14 years exp. (4 salaries)	₹10 L/yr - ₹14 L/yr 66% less
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L&T Finance Zonal Credit Manager Salary 15 - 16 years exp. (3 salaries)	₹33 L/yr - ₹46 L/yr 16% more

Zonal Credit Manager salary at PNB Housing Finance ranges between ₹32 Lakhs to ₹42 Lakhs per year for employees with experience between 17 years to 20 years. Salary estimates are based on 6 latest salaries received from various employees of PNB Housing Finance.

Experience wise PNB Housing Finance Zonal Credit Manager salaries

Last Updated: 16 Feb 2025

Experience	Avg Annual Salary
15+ years (6 salaries)	₹32 L/yr - ₹42 L/yr
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Similar Designation salaries in PNB Housing Finance

Regional Credit Manager Salary

(23 salaries)

₹17.6 L/yr - ₹34 L/yr

Area Credit Manager Salary

(51 salaries)

₹9 L/yr - ₹22 L/yr

Branch Credit Manager Salary

(161 salaries)

₹4.5 L/yr - ₹13 L/yr

Credit Manager Salary

(95 salaries)

₹4.9 L/yr - ₹12.05 L/yr

Deputy Credit Manager Salary

(AmbitionBox Estimate)

₹5.9 L/yr - ₹7.5 L/yr

Assistant Credit Manager Salary

(AmbitionBox Estimate)

₹4.4 L/yr - ₹5.6 L/yr

Sales Manager Salary

(49 salaries)

₹2.77 L/yr - ₹7.15 L/yr

Senior Credit Officer Salary

(5 salaries)

₹2.4 L/yr - ₹4 L/yr

Relationship Manager Salary

(63 salaries)

₹1.5 L/yr - ₹7.35 L/yr

Credit Officer Salary

(8 salaries)

₹2 L/yr - ₹3.5 L/yr

Salary related reviews for PNB Housing Finance

Relationship Manager in Bangalore / Bengaluru

Deposits Department

1.0

• posted on 22 Jul 2021

2.0

for Salary and Benefits

Likes

Salary ontime, Brach team mates are good,

Dislikes

Two time biometric attendance everyday, Leaves will be adjusted with Notice periods won't pay for leaves adjusted, North Indian favourism, Improper Reporting system, Politics, Career Growth is very slow, HR is poor, No appraisal, Operation and backoffice systems are not up to date, Hire and Fire Policy.

Salary - Poor

+5 more

Branch Manager in New Delhi

Sales & Marketing Department

5.0

• posted on 10 Mar 2022

3.0

for Salary and Benefits

Likes

It's a very good company for any learners and work culture ,and seniors are like family members who understands to team

Skill development - Excellent

+3 more

Dislikes

Work life balance is pathetic .There is no family life and low salary compensation

Work-life balance - Poor

Senior IT Executive in Noida

Full Time

IT & Information Security Department

2.0

• posted on 09 Mar 2025

3.0

for Salary and Benefits

Likes

Nothing has to like, Job security only

Job security - Good

Dislikes

...oid to Join , PNB HOUSING staffS are also not giving value of PHFL's employees. And PnB Housing employee get bonus but PHFL not get yearly bonus only 1 salary , In Diwali gift PNB HOUSING emp get 3000 worth coupon of Amazon but PHFL get 1000 , PNB housing get 5lcas medicalaim but PHFL get 2 lacs Mediclaim in mediclaim PNB Housing can reimburse day care like doctor consult fee and checkup charge but PHFL emp has to admit for 24 hours atleast then they can get reimbursement. Salary is very low and increment is also very low for PHFL. Also office time is 30 minutes extra for PHFL employees.

Skill development - Poor

+3 more

Junior Manager in New Delhi

Full Time

Other Department

2.0

• posted on 05 Feb 2024

2.0

for Salary and Benefits

Likes

Timings 10-5:30 , salary on time

Dislikes

Never follows there own timings which they mention in offer letter usually it's 10-5:30 but it always stretch by 2-3 hrs without getting paid for it and it's seems you are a puppet for them. On appraisal they will show there real face. Assignment is done to ensure employees cannot complete it with in 7 hrs, 10 hrs daily shift, once a person is hired and if they cannot stretch daily they make him/her resign by frequently taking feedback meetings and scolding.

Salary - Poor

+4 more

Relationship Officer in Pune

Full Time

Sales & Business Development Department

3.0

• posted on 27 Jun 2022

3.0

for Salary and Benefits

Likes

There are very few things which I liked about the company. 1. Work life balance 2. Supporting Managers

Work satisfaction - Good

+2 more

Dislikes

... you are appointed as Relationship Officer then you will be off-role employee 3. Very few benefits apart from basic salary

Promotions - Poor

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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PNB Housing Finance Zonal Credit Manager Salary FAQs

What is the salary of Zonal Credit Manager at PNB Housing Finance ?

The average salary of a Zonal Credit Manager at PNB Housing Finance in India typically ranges from ₹32.0 Lakhs to ₹42.0 Lakhs per year, depending on experience (from 17 years to 20 years).

The top 10% of Zonal Credit Manager at PNB Housing Finance earn more than ₹41.5 Lakhs per year, and the top 1% earn over ₹42.0 Lakhs per year. Zonal Credit Manager Salaries at PNB Housing Finance can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 6 PNB Housing Finance employees in India.

What is the estimated take home salary of a Zonal Credit Manager at PNB Housing Finance in India?

The estimated take-home salary of a Zonal Credit Manager at PNB Housing Finance in India typically ranges from ₹2,15,868 to ₹2,24,491 per month. This is based on the average salary range of ₹32.0 Lakhs to ₹42.0 Lakhs per year for employees with experience ranging from 17 years to 20 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 6 salaries received from various employees of PNB Housing Finance. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than PNB Housing Finance for Zonal Credit Manager in India?

Mahindra Rural Housing Finance	₹40.8 Lakhs to ₹52.0 Lakhs per year
L&T Finance	₹33.0 Lakhs to ₹46.0 Lakhs per year
Poonawalla Fincorp	₹32.0 Lakhs to ₹50.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by PNB Housing Finance, depending on the role and experience level.

What is the salary of a Zonal Credit Manager in companies similar to PNB Housing Finance in India?

The salary of a Zonal Credit Manager at companies similar to PNB Housing Finance in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Tata Capital Housing Finance	₹29.5 Lakhs to ₹42.0 Lakhs per year
IIFL Finance	₹27.0 Lakhs to ₹42.0 Lakhs per year
IKF Finance	₹21.0 Lakhs to ₹34.5 Lakhs per year
Kotak Mahindra Prime	₹19.0 Lakhs to ₹30.0 Lakhs per year
Aavas Financiers	₹21.9 Lakhs to ₹24.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Zonal Credit Manager at PNB Housing Finance in India?

The salary growth for a Zonal Credit Manager at PNB Housing Finance depends on factors such as experience, performance, and promotions. On average, a Zonal Credit Manager can expect the following growth trajectory at PNB Housing Finance:

Experience	Average Salary Range
15 years	₹32.0 Lakhs to ₹42.0 Lakhs per year

and so on.

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PNB Housing Finance Zonal Credit Manager Salaries

PNB Housing Finance Zonal Credit Manager salary in India ranges between ₹32 Lakhs to ₹42 Lakhs with an average annual salary of ₹. Salary estimates are based on 6 PNB Housing Finance latest salaries received from various employees of PNB Housing Finance.