PNB Housing Finance Credit Officer Salaries by 8 Employees

2 - 7 years exp.

₹2 Lakhs - ₹3.5 Lakhs

Low Confidence

Salary of majority employees

25% less than the average Credit Officer Salary in NBFC Companies for 2 - 7 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Officer Salary 3 - 6 years exp. (4 salaries)	₹2.8 L/yr - ₹3.5 L/yr
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Finance & Accounting Credit Officer Salary 2 - 4 years exp. (AmbitionBox Estimate)	₹2 L/yr - ₹3 L/yr

Last Updated: 29 Nov 2024

Companies similar to PNB Housing Finance for Credit Officer

Company name	Avg Annual Salary	Open Jobs
Mahindra Rural Housing Finance Credit Officer Salary 0 - 6 years exp. (199 salaries)	₹1.2 L/yr - ₹4 L/yr At par
Shriram Finance Credit Officer Salary 0 - 7 years exp. (159 salaries)	₹1.2 L/yr - ₹4.5 L/yr 1% more
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Sammaan Capital Limited Credit Officer Salary 0 - 6 years exp. (132 salaries)	₹1.8 L/yr - ₹3.9 L/yr 5% more
MAS Financial Services Credit Officer Salary 0 - 9 years exp. (111 salaries)	₹1.5 L/yr - ₹5.3 L/yr 23% more
IIFL Finance Credit Officer Salary 1 - 7 years exp. (56 salaries)	₹1.4 L/yr - ₹4.2 L/yr 7% more
Aavas Financiers Credit Officer Salary 1 - 5 years exp. (53 salaries)	₹1.2 L/yr - ₹4.5 L/yr 14% more
L&T Finance Credit Officer Salary 0 - 5 years exp. (48 salaries)	₹1.5 L/yr - ₹4 L/yr 20% more
Capri Global Capital Credit Officer Salary 0 - 6 years exp. (42 salaries)	₹1.5 L/yr - ₹3.7 L/yr At par
Five-Star Business Finance Credit Officer Salary 0 - 6 years exp. (34 salaries)	₹2.3 L/yr - ₹4 L/yr 13% more
Mahindra Finance Credit Officer Salary 0 - 7 years exp. (33 salaries)	₹1.5 L/yr - ₹3.6 L/yr 3% less
Kotak Mahindra Prime Credit Officer Salary 1 - 7 years exp. (19 salaries)	₹1.6 L/yr - ₹2.7 L/yr 16% less
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Tata Capital Housing Finance Credit Officer Salary 2 - 7 years exp. (18 salaries)	₹3 L/yr - ₹3.8 L/yr 25% more
IKF Finance Credit Officer Salary 0 - 6 years exp. (15 salaries)	₹2 L/yr - ₹3.8 L/yr 10% more
Electronica Finance Credit Officer Salary 0 - 6 years exp. (15 salaries)	₹2.5 L/yr - ₹4.8 L/yr 24% more
Ugro Capital Credit Officer Salary 0 - 10 years exp. (10 salaries)	₹3 L/yr - ₹4.6 L/yr 40% more
Sundaram Home Finance Credit Officer Salary 2 - 8 years exp. (10 salaries)	₹2.9 L/yr - ₹5 L/yr 33% more
Ess Kay Fincorp Credit Officer Salary 2 - 6 years exp. (8 salaries)	₹2 L/yr - ₹3.5 L/yr 11% more
Muthoot Finance Credit Officer Salary 1 - 6 years exp. (8 salaries)	₹1.7 L/yr - ₹2.4 L/yr 21% less
Poonawalla Fincorp Credit Officer Salary 1 - 7 years exp. (8 salaries)	₹2.4 L/yr - ₹3.5 L/yr 16% more
MINI MUTHOOTTU NIDHI K Credit Officer Salary 1 - 8 years exp. (6 salaries)	₹2 L/yr - ₹2.1 L/yr 25% less

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Credit Officer salary at PNB Housing Finance ranges between ₹2 Lakhs to ₹3.5 Lakhs per year for employees with experience between 2 years to 7 years. Salary estimates are based on 8 latest salaries received from various employees of PNB Housing Finance.

Experience wise PNB Housing Finance Credit Officer salaries

Last Updated: 29 Nov 2024

Experience	Avg Annual Salary
2 years (AmbitionBox Estimate)	₹1.1 L/yr - ₹3 L/yr
3 years (AmbitionBox Estimate)	₹1.1 L/yr - ₹2.9 L/yr
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4 years (AmbitionBox Estimate)	₹2 L/yr - ₹2.9 L/yr
5 years (AmbitionBox Estimate)	₹2.4 L/yr - ₹2.8 L/yr
6 years (AmbitionBox Estimate)	₹1.1 L/yr - ₹3.5 L/yr
7 years (AmbitionBox Estimate)	₹2.4 L/yr - ₹4.9 L/yr

View all

Similar Designation salaries in PNB Housing Finance

Credit Manager Salary

(95 salaries)

₹4.9 L/yr - ₹12.05 L/yr

Sales Officer Salary

(28 salaries)

₹1.8 L/yr - ₹3.75 L/yr

Credit Analyst Salary

(7 salaries)

₹2.1 L/yr - ₹12.13 L/yr

Senior Credit Officer Salary

(5 salaries)

₹2.4 L/yr - ₹4 L/yr

Officer Salary

(AmbitionBox Estimate)

₹2.9 L/yr - ₹3.7 L/yr

Credit Underwriter Salary

(7 salaries)

₹4.25 L/yr - ₹7 L/yr

Credit Executive Salary

(5 salaries)

₹1.5 L/yr - ₹2.25 L/yr

Area Credit Manager Salary

(51 salaries)

₹9 L/yr - ₹22 L/yr

Branch Manager Salary

(36 salaries)

₹5.5 L/yr - ₹13 L/yr

Deputy Manager Salary

(4 salaries)

₹6.5 L/yr - ₹9.75 L/yr

Salary related reviews for PNB Housing Finance

3.0

Rated by 4 employees for salary & benefits

Relationship Manager in Bangalore / Bengaluru

Deposits Department

1.0

• posted on 22 Jul 2021

2.0

for Salary and Benefits

Likes

Salary ontime, Brach team mates are good,

Dislikes

Two time biometric attendance everyday, Leaves will be adjusted with Notice periods won't pay for leaves adjusted, North Indian favourism, Improper Reporting system, Politics, Career Growth is very slow, HR is poor, No appraisal, Operation and backoffice systems are not up to date, Hire and Fire Policy.

Salary - Poor

+5 more

Branch Manager in New Delhi

Sales & Marketing Department

5.0

• posted on 10 Mar 2022

3.0

for Salary and Benefits

Likes

It's a very good company for any learners and work culture ,and seniors are like family members who understands to team

Skill development - Excellent

+3 more

Dislikes

Work life balance is pathetic .There is no family life and low salary compensation

Work-life balance - Poor

Senior IT Executive in Noida

Full Time

IT & Information Security Department

2.0

• posted on 09 Mar 2025

3.0

for Salary and Benefits

Likes

Nothing has to like, Job security only

Job security - Good

Dislikes

...oid to Join , PNB HOUSING staffS are also not giving value of PHFL's employees. And PnB Housing employee get bonus but PHFL not get yearly bonus only 1 salary , In Diwali gift PNB HOUSING emp get 3000 worth coupon of Amazon but PHFL get 1000 , PNB housing get 5lcas medicalaim but PHFL get 2 lacs Mediclaim in mediclaim PNB Housing can reimburse day care like doctor consult fee and checkup charge but PHFL emp has to admit for 24 hours atleast then they can get reimbursement. Salary is very low and increment is also very low for PHFL. Also office time is 30 minutes extra for PHFL employees.

Skill development - Poor

+3 more

Junior Manager in New Delhi

Full Time

Other Department

2.0

• posted on 05 Feb 2024

2.0

for Salary and Benefits

Likes

Timings 10-5:30 , salary on time

Dislikes

Never follows there own timings which they mention in offer letter usually it's 10-5:30 but it always stretch by 2-3 hrs without getting paid for it and it's seems you are a puppet for them. On appraisal they will show there real face. Assignment is done to ensure employees cannot complete it with in 7 hrs, 10 hrs daily shift, once a person is hired and if they cannot stretch daily they make him/her resign by frequently taking feedback meetings and scolding.

Salary - Poor

+4 more

Relationship Officer in Pune

Full Time

Sales & Business Development Department

3.0

• posted on 27 Jun 2022

3.0

for Salary and Benefits

Likes

There are very few things which I liked about the company. 1. Work life balance 2. Supporting Managers

Work satisfaction - Good

+2 more

Dislikes

... you are appointed as Relationship Officer then you will be off-role employee 3. Very few benefits apart from basic salary

Promotions - Poor

see more salary related reviews

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Salary Discussions, Hike & Promotions

a system engineer

Just had to share this, I got a 100% hike!

I'm keeping this anonymous because I don’t want to disclose it in real life. After two years without a raise, I successfully negotiated a 100% increase at my current company. I focused on creating significant value and worked in cross-functional teams to learn as much as possible. There were times when I was overworked, but it was all worthwhile. I was confident that it was a mutually beneficial situation. My advice would be to choose your job wisely, create value in the right place, and don't be afraid to negotiate.

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PNB Housing Finance Credit Officer Salary FAQs

What is the salary of Credit Officer at PNB Housing Finance ?

The average salary of a Credit Officer at PNB Housing Finance in India typically ranges from ₹2.0 Lakhs to ₹3.5 Lakhs per year, depending on experience (from 2 years to 7 years).

The top 10% of Credit Officer at PNB Housing Finance earn more than ₹3.4 Lakhs per year, and the top 1% earn over ₹3.5 Lakhs per year. Credit Officer Salaries at PNB Housing Finance can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 8 PNB Housing Finance employees in India.

What is the estimated take home salary of a Credit Officer at PNB Housing Finance in India?

The estimated take-home salary of a Credit Officer at PNB Housing Finance in India typically ranges from ₹19,183 to ₹20,859 per month. This is based on the average salary range of ₹2.0 Lakhs to ₹3.5 Lakhs per year for employees with experience ranging from 2 years to 7 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 8 salaries received from various employees of PNB Housing Finance. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than PNB Housing Finance for Credit Officer in India?

Ugro Capital	₹3.0 Lakhs to ₹4.6 Lakhs per year
Sundaram Home Finance	₹2.9 Lakhs to ₹5.0 Lakhs per year
Tata Capital Housing Finance	₹3.0 Lakhs to ₹3.8 Lakhs per year
Electronica Finance	₹2.5 Lakhs to ₹4.8 Lakhs per year
MAS Financial Services	₹1.5 Lakhs to ₹5.3 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by PNB Housing Finance, depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to PNB Housing Finance in India?

The salary of a Credit Officer at companies similar to PNB Housing Finance in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

L&T Finance	₹1.5 Lakhs to ₹4.0 Lakhs per year
Poonawalla Fincorp	₹2.4 Lakhs to ₹3.5 Lakhs per year
Aavas Financiers	₹1.2 Lakhs to ₹4.5 Lakhs per year
Five-Star Business Finance	₹2.3 Lakhs to ₹4.0 Lakhs per year
Ess Kay Fincorp	₹2.0 Lakhs to ₹3.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at PNB Housing Finance in India?

The salary growth for a Credit Officer at PNB Housing Finance depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at PNB Housing Finance:

Experience	Average Salary Range
2 years	₹1.1 Lakhs to ₹3.0 Lakhs per year
3 years	₹1.1 Lakhs to ₹2.9 Lakhs per year
4 years	₹2.0 Lakhs to ₹2.9 Lakhs per year
5 years	₹2.4 Lakhs to ₹2.8 Lakhs per year

and so on.

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PNB Housing Finance Credit Officer Salaries

PNB Housing Finance Credit Officer salary in India ranges between ₹2 Lakhs to ₹3.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 8 PNB Housing Finance latest salaries received from various employees of PNB Housing Finance.