L&T Finance Senior Credit Analyst Salaries by 7 Employees (Updated 2025)

5 - 13 years exp.

₹12 Lakhs - ₹31 Lakhs

Low Confidence

Salary of majority employees

77% more than the average Senior Credit Analyst Salary in NBFC Companies for 5 - 13 years of experience

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Last Updated: 26 Jul 2023

Companies similar to L&T Finance for Senior Credit Analyst

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Senior Credit Analyst Salary 1 - 10 years exp. (12 salaries)	₹8 L/yr - ₹25 L/yr 29% less
ICICI Bank Senior Credit Analyst Salary 2 - 7 years exp. (39 salaries)	₹9 L/yr - ₹25.5 L/yr 32% less
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Kotak Mahindra Bank Senior Credit Analyst Salary 3 - 9 years exp. (29 salaries)	₹8 L/yr - ₹18 L/yr 36% less
Axis Bank Senior Credit Analyst Salary 2 - 12 years exp. (36 salaries)	₹8.5 L/yr - ₹28.7 L/yr 24% less
Tata Capital Senior Credit Analyst Salary 1 - 9 years exp. (10 salaries)	₹3.5 L/yr - ₹6.8 L/yr 79% less
Aditya Birla Capital Senior Credit Analyst Salary 4 - 6 years exp. (5 salaries)	₹12 L/yr - ₹18.2 L/yr 28% less
LendingKart Senior Credit Analyst Salary 2 - 7 years exp. (54 salaries)	₹3 L/yr - ₹6 L/yr 77% less
Tata Capital Housing Finance Senior Credit Analyst Salary 3 - 5 years exp. (5 salaries)	₹2.8 L/yr - ₹3.7 L/yr 83% less
Sammaan Capital Limited Senior Credit Analyst Salary 4 - 6 years exp. (4 salaries)	₹3.2 L/yr - ₹7 L/yr 74% less
SMFG India Credit Senior Credit Analyst Salary 5 - 22 years exp. (4 salaries)	₹6 L/yr - ₹16.5 L/yr 39% less

Senior Credit Analyst salary at L&T Finance ranges between ₹12 Lakhs to ₹31 Lakhs per year for employees with experience between 5 years to 13 years. Salary estimates are based on 7 latest salaries received from various employees of L&T Finance.

Experience wise L&T Finance Senior Credit Analyst salaries

Last Updated: 26 Jul 2023

Experience	Avg Annual Salary
5 years (AmbitionBox Estimate)	₹12 L/yr - ₹26 L/yr
6 years (AmbitionBox Estimate)	₹6.4 L/yr - ₹24 L/yr
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7 years (AmbitionBox Estimate)	₹16 L/yr - ₹20.4 L/yr
8 years (AmbitionBox Estimate)	₹17.4 L/yr - ₹22.3 L/yr
9 years (AmbitionBox Estimate)	₹16 L/yr - ₹37.8 L/yr
10 years (AmbitionBox Estimate)	₹20.4 L/yr - ₹26 L/yr
11 years (AmbitionBox Estimate)	₹21 L/yr - ₹43.7 L/yr
12 years (AmbitionBox Estimate)	₹21 L/yr - ₹31 L/yr
13 years (AmbitionBox Estimate)	₹11 L/yr - ₹31 L/yr

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Top skills at L&T Finance for Senior Credit Analyst

Credit Rating Credit Underwriting Credit Research Credit Analysis

Salary related reviews for L&T Finance

Finance Executive in Aurangabad

Other Department

5.0

• posted on 28 May 2021

5.0

for Salary and Benefits

Likes

...k my company because teammates are supportive and the manegement is transparent.compnay policies are very good,they give good salary hike and bonus every year..

Salary - Excellent

+6 more

Dislikes

There is bond of 2year before which tuu you can't resign ..on the job training is not given to new joinees

Finance Executive in Rewa

Finance & Accounting Department

5.0

• posted on 03 Sep 2019

5.0

for Salary and Benefits

Likes

The company and its teammates are good,supportive and caring in nature.I learned a lot in last 2 years and its salary its not attractive but its incentive is huge, work environment is very satisfied.

Salary - Excellent

+5 more

Dislikes

I dislike in L&T finance that there is no job security and no new things learning.

Credit Analyst in Chennai

SME Department

1.0

• posted on 17 Oct 2017

1.0

for Salary and Benefits

Likes

...t. Appraisal never happened in 2016 for all employees till mid level management. Boss asks for your salary and that's how you know appraisal is happening. Sales team does not know their target at all. Feedback in any way is not given by the supervisor. JD does not exist for majority of the roles even till mid-management level. Cherry on the top, HR has no say in whatsoever happens may it be breaking code of conduct.

Dislikes

Work culture is worse than so called govt. jobs. Lethargic team & zero career growth.

Salary - Bad

+6 more

Senior Manager in Mumbai

Full Time

Human Resources Department

3.0

• posted on 24 Jan 2025

3.0

for Salary and Benefits

Likes

The work culture is dramatically different from before after the Leadership change. It’s all about work life balance and flexibility now.

Work-life balance - Good

Dislikes

While the work culture has improved there’s now a decline in opportunities for salary growth and promotions.

Skill development - Poor

+4 more

Team Manager in Mumbai

Full Time

Human Resources Department

4.0

• posted on 26 Dec 2024

5.0

for Salary and Benefits

Likes

Best company for Initiating the career Best in Class Salary and Compensation structure Best Terminal Benefits I come across Ambitious culture which surely can accelerate your career

Salary - Excellent

+1 more

Dislikes

Things decided by Middle Managers. Focused on short term achievement than sustainable development. Focused only on their own role and it will result in poor implementation. Duplicate reports and change according to the stakeholders.

Promotions - Poor

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Salary Discussions, Hike & Promotions

a senior quality lead

Help me with in hand salary

Hi All, I'm so much confused in calculating my in hand salary by excluding the variable pay. Anyhow variable pay will have 30% tax directly on it. So by excluding If I calculate my monthly inhand using old and as well as new regime of 2025. I don't know which one to choose and which is best for me. Currently 80C is 1.5lakhs and 80D is 50k and Rent paid was around 75k help me to calculate in hand as per the above assumptions

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L&T Finance Senior Credit Analyst Salary FAQs

What is the salary of Senior Credit Analyst at L&T Finance?

Senior Credit Analyst salary at L&T Finance in India ranges between ₹12.0 Lakhs to ₹31.0 Lakhs for experience between 5 years to 13 years. According to our estimates it is 77% more than the average Senior Credit Analyst Salary in India. Salary estimates are based on 7 latest salaries received from various employees of L&T Finance India.

How does the salary of a Senior Credit Analyst at L&T Finance India compare with the average salary range for this job?

The average salary of a Senior Credit Analyst at L&T Finance is 77% more than the average salary of a Senior Credit Analyst in India. To know exact salary insights, login to view.

What are the top skills required to work as a Senior Credit Analyst at L&T Finance?

Credit Rating, Credit Underwriting, Credit Research and Credit Analysis are some of the popular skills required to work as a Senior Credit Analyst at L&T Finance India.

What is the salary of a Senior Credit Analyst in companies similar to L&T Finance in India?

Axis Bank Senior Credit Analyst Salary - ₹8.5 Lakhs to ₹28.7 Lakhs per year
Aditya Birla Capital Senior Credit Analyst Salary - ₹12.0 Lakhs to ₹18.2 Lakhs per year
HDFC Bank Senior Credit Analyst Salary - ₹8.0 Lakhs to ₹25.0 Lakhs per year
ICICI Bank Senior Credit Analyst Salary - ₹9.0 Lakhs to ₹25.5 Lakhs per year
Kotak Mahindra Bank Senior Credit Analyst Salary - ₹8.0 Lakhs to ₹18.0 Lakhs per year

What is the estimated take home salary of a Senior Credit Analyst at L&T Finance in India?

The estimated take-home salary of a Senior Credit Analyst at L&T Finance ranges between ₹1,37,091 per month to ₹1,42,153 per month in India. The take-home salary calculation is based on the average L&T Finance Senior Credit Analyst salary in India which ranges between ₹12.0 Lakhs to ₹31.0 Lakhs per year for employees with experience between 5 years to 13 years. Check how did we calculate take home salary?

What is the notice period for Senior Credit Analyst at L&T Finance?

According to AmbitionBox, 100% of the L&T Finance Senior Credit Analysts reported a notice period of 3 Months.This is based on 2 responses on AmbitionBox in last 2 years.

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L&T Finance Senior Credit Analyst Salaries

L&T Finance Senior Credit Analyst salary in India ranges between ₹12 Lakhs to ₹31 Lakhs with an average annual salary of ₹. Salary estimates are based on 7 L&T Finance latest salaries received from various employees of L&T Finance.