L&T Finance Credit Analyst Salaries by 6 Employees

1 - 11 years exp.

₹2.7 Lakhs - ₹4 Lakhs

Low Confidence

Avg. annual salary

Monthly In-hand Salary

64% less than the average Credit Analyst Salary in NBFC Companies for 1 - 11 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Analyst Salary 1 - 10 years exp. (AmbitionBox Estimate)	₹2.7 L/yr - ₹3 L/yr
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Finance & Accounting Credit Analyst Salary 11 years exp. (AmbitionBox Estimate)	₹2.7 L/yr - ₹3.3 L/yr

Last Updated: 24 May 2024

Companies similar to L&T Finance for Credit Analyst

Company name	Avg Annual Salary	Open Jobs
LendingKart Credit Analyst Salary 0 - 4 years exp. (96 salaries)	₹2.7 L/yr - ₹5.8 L/yr 24% more
MAS Financial Services Credit Analyst Salary 0 - 3 years exp. (29 salaries)	₹2.4 L/yr - ₹5.8 L/yr 29% more
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Tata Capital Housing Finance Credit Analyst Salary 0 - 7 years exp. (25 salaries)	₹2 L/yr - ₹3.6 L/yr 11% less
Kotak Mahindra Prime Credit Analyst Salary 1 - 6 years exp. (20 salaries)	₹1.9 L/yr - ₹8.3 L/yr 13% more
Poonawalla Fincorp Credit Analyst Salary 2 - 9 years exp. (17 salaries)	₹2.4 L/yr - ₹9.7 L/yr 49% more
Mahindra Finance Credit Analyst Salary 3 - 9 years exp. (13 salaries)	₹3.3 L/yr - ₹10 L/yr 112% more
SMFG India Credit Credit Analyst Salary 2 - 7 years exp. (10 salaries)	₹2.5 L/yr - ₹4 L/yr 10% more
Shriram Finance Credit Analyst Salary 0 - 4 years exp. (8 salaries)	₹2.4 L/yr - ₹3.3 L/yr 17% less
IIFL Finance Credit Analyst Salary 3 - 14 years exp. (7 salaries)	₹2.6 L/yr - ₹5.6 L/yr 30% more
PNB Housing Finance Credit Analyst Salary 2 - 10 years exp. (7 salaries)	₹2.1 L/yr - ₹12.1 L/yr 119% more
Aavas Financiers Credit Analyst Salary 0 - 2 years exp. (6 salaries)	₹1.4 L/yr - ₹5.2 L/yr 4% less
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Mahindra Rural Housing Finance Credit Analyst Salary 0 - 7 years exp. (5 salaries)	₹1.2 L/yr - ₹2.1 L/yr 46% less
Electronica Finance Credit Analyst Salary 0 - 10 years exp. (5 salaries)	₹2.5 L/yr - ₹7.1 L/yr 65% more	1 job opening
Sundaram Finance Credit Analyst Salary 0 - 2 years exp. (5 salaries)	₹4.5 L/yr - ₹6 L/yr 64% more
Muthoot Fincorp Credit Analyst Salary 0 - 6 years exp. (4 salaries)	₹2.3 L/yr - ₹4.6 L/yr 9% less
Manappuram Finance Credit Analyst Salary 0 - 1 year exp. (4 salaries)	₹2 L/yr - ₹21.8 L/yr 191% more
Spandana Sphoorty Financial Credit Analyst Salary 0 - 5 years exp. (4 salaries)	₹1.2 L/yr - ₹1.6 L/yr 54% less
CreditAccess Grameen Credit Analyst Salary 2 - 5 years exp. (4 salaries)	₹2.9 L/yr - ₹3.2 L/yr 4% less
Sammaan Capital Limited Credit Analyst Salary 2 years exp. (4 salaries)	₹5.4 L/yr - ₹6.9 L/yr 89% more
Muthoot Finance Credit Analyst Salary 0 - 8 years exp. (4 salaries)	₹2.3 L/yr - ₹3.8 L/yr 7% less

View all

Credit Analyst salary at L&T Finance ranges between ₹2.7 Lakhs to ₹4 Lakhs per year for employees with experience between 1 year to 11 years. Salary estimates are based on 6 latest salaries received from various employees of L&T Finance.

Experience wise L&T Finance Credit Analyst salaries

Last Updated: 24 May 2024

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹2.7 L/yr - ₹6.1 L/yr
2 years (AmbitionBox Estimate)	₹1.3 L/yr - ₹3.9 L/yr
Login to view exact salary
3 years (AmbitionBox Estimate)	₹1.3 L/yr - ₹4 L/yr
4 years (AmbitionBox Estimate)	₹2.7 L/yr - ₹5.9 L/yr
5 years (AmbitionBox Estimate)	₹2.9 L/yr - ₹3.7 L/yr
6 years (AmbitionBox Estimate)	₹2.9 L/yr - ₹3.7 L/yr
7 years (AmbitionBox Estimate)	₹2.8 L/yr - ₹3.6 L/yr
8 years (AmbitionBox Estimate)	₹2.8 L/yr - ₹3.6 L/yr
9 years (AmbitionBox Estimate)	₹2.8 L/yr - ₹3.5 L/yr
10 years (AmbitionBox Estimate)	₹3 L/yr - ₹5.4 L/yr
11 years (AmbitionBox Estimate)	₹1.2 L/yr - ₹3 L/yr

View all

Similar Designation salaries in L&T Finance

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(AmbitionBox Estimate)

₹19.8 L/yr - ₹25.3 L/yr

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Deputy Manager Salary

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₹7 L/yr - ₹9 L/yr

Accountant Salary

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₹2.51 L/yr - ₹12 L/yr

Senior Associate Salary

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₹1.95 L/yr - ₹10 L/yr

Process Associate Salary

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₹4.2 L/yr - ₹5.4 L/yr

Top skills at L&T Finance for Credit Analyst

Credit Appraisal Finance Due Diligence Financing Funding Accounting Financial Modelling MS Office Credit Analysis Real Estate

Salary related reviews for L&T Finance

2.4

Rated by 3 employees for salary & benefits

Credit Analyst in Chennai

SME Department

1.0

• posted on 17 Oct 2017

1.0

for Salary and Benefits

Likes

...t. Appraisal never happened in 2016 for all employees till mid level management. Boss asks for your salary and that's how you know appraisal is happening. Sales team does not know their target at all. Feedback in any way is not given by the supervisor. JD does not exist for majority of the roles even till mid-management level. Cherry on the top, HR has no say in whatsoever happens may it be breaking code of conduct.

Dislikes

Work culture is worse than so called govt. jobs. Lethargic team & zero career growth.

Salary - Bad

+6 more

Finance Executive in Aurangabad

Other Department

5.0

• posted on 28 May 2021

5.0

for Salary and Benefits

Likes

...k my company because teammates are supportive and the manegement is transparent.compnay policies are very good,they give good salary hike and bonus every year..

Salary - Excellent

+6 more

Dislikes

There is bond of 2year before which tuu you can't resign ..on the job training is not given to new joinees

Finance Executive in Rewa

Finance & Accounting Department

5.0

• posted on 03 Sep 2019

5.0

for Salary and Benefits

Likes

The company and its teammates are good,supportive and caring in nature.I learned a lot in last 2 years and its salary its not attractive but its incentive is huge, work environment is very satisfied.

Salary - Excellent

+5 more

Dislikes

I dislike in L&T finance that there is no job security and no new things learning.

Sales Executive in Chandigarh

Full Time

Finance & Accounting Department

4.0

• posted on 24 Mar 2025

5.0

for Salary and Benefits

Likes

This is a very good company. Company culture is also good and all co-workers are very helpful and 24 hour salary system is also very good.And the company has a very good health policy

Salary - Excellent

+3 more

Dislikes

The company is good but the salary is not right as per the time, it is very less and neither is the incentive structure right

Promotions - Poor

Assistant Manager in Coimbatore

Full Time

Customer Success, Service & Operations Department

2.0

• posted on 23 Mar 2025

5.0

for Salary and Benefits

Likes

Salary and incentives are really good.If u work it's worth really.. promotion no issues

Salary - Excellent

+2 more

Dislikes

The big problem is incapablity peoples in big position like TM,RM,SRM they are not have the capability to be a BM

Skill development - Bad

+3 more

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Experience - 5.9 Tech - React.js CTC- 13LPA Current company - TCS Offer in the process - Nagarro (19LPA) My LWD is 24th May, but I told Nagarro I can be released in 30 days. Now, should I: 1. Be honest and say I can join on 25th May? 2. Commit to 25th April and request a DOJ extension later?(By telling them some emergency) Q1). If I choose option 1, is there a risk they won’t release the offer?(As I am being hired for a particular project, so will they go for some immediate candidates?) Q2). If I choose option 2, could they revoke the offer?(As the HR told changing the DOJ in released offer letter is not possible

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L&T Finance Credit Analyst Salary FAQs

What is the salary of Credit Analyst at L&T Finance ?

The average salary of a Credit Analyst at L&T Finance in India typically ranges from ₹2.7 Lakhs to ₹4.0 Lakhs per year, depending on experience (from 1 year to 11 years).

The top 10% of Credit Analyst at L&T Finance earn more than ₹3.9 Lakhs per year, and the top 1% earn over ₹4.0 Lakhs per year. Credit Analyst Salaries at L&T Finance can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 6 L&T Finance employees in India.

What is the estimated take home salary of a Credit Analyst at L&T Finance in India?

The estimated take-home salary of a Credit Analyst at L&T Finance in India typically ranges from ₹22,967 to ₹24,436 per month. This is based on the average salary range of ₹2.7 Lakhs to ₹4.0 Lakhs per year for employees with experience ranging from 1 year to 11 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 6 salaries received from various employees of L&T Finance. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Analyst at L&T Finance ?

To be a Credit Analyst at L&T Finance in india, the key skills required include:

- Credit Appraisal
- Finance
- Due Diligence
- Financing
- Funding

These skills are highly valued at L&T Finance and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than L&T Finance for Credit Analyst in India?

Manappuram Finance	₹2.0 Lakhs to ₹21.8 Lakhs per year
PNB Housing Finance	₹2.1 Lakhs to ₹12.1 Lakhs per year
Mahindra Finance	₹3.3 Lakhs to ₹10.0 Lakhs per year
Sammaan Capital Limited	₹5.4 Lakhs to ₹6.9 Lakhs per year
Electronica Finance	₹2.5 Lakhs to ₹7.1 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by L&T Finance, depending on the role and experience level.

What is the salary of a Credit Analyst in companies similar to L&T Finance in India?

The salary of a Credit Analyst at companies similar to L&T Finance in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Sundaram Finance	₹4.5 Lakhs to ₹6.0 Lakhs per year
Poonawalla Fincorp	₹2.4 Lakhs to ₹9.7 Lakhs per year
IIFL Finance	₹2.6 Lakhs to ₹5.6 Lakhs per year
MAS Financial Services	₹2.4 Lakhs to ₹5.8 Lakhs per year
LendingKart	₹2.7 Lakhs to ₹5.8 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Analyst at L&T Finance in India?

The salary growth for a Credit Analyst at L&T Finance depends on factors such as experience, performance, and promotions. On average, a Credit Analyst can expect the following growth trajectory at L&T Finance:

Experience	Average Salary Range
1 year	₹2.7 Lakhs to ₹6.1 Lakhs per year
2 years	₹1.3 Lakhs to ₹3.9 Lakhs per year
3 years	₹1.3 Lakhs to ₹4.0 Lakhs per year
4 years	₹2.7 Lakhs to ₹5.9 Lakhs per year

and so on.

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L&T Finance Credit Analyst Salaries

L&T Finance Credit Analyst salary in India ranges between ₹2.7 Lakhs to ₹4 Lakhs with an average annual salary of ₹. Salary estimates are based on 6 L&T Finance latest salaries received from various employees of L&T Finance.