HDB Financial Services Kolkata Credit Officer Salaries by 10+ Employees (Updated 2025)

1 - 7 years exp.

₹1.2 Lakh - ₹3.8 Lakhs

Salary of majority employees

33% less than the average Credit Officer Salary in NBFC Companies for 1 - 7 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Officer Salary 1 - 5 years exp. (7 salaries)	₹1.2 L/yr - ₹3.5 L/yr
Finance & Accounting Credit Officer Salary 2 - 7 years exp. (3 salaries)	₹1.4 L/yr - ₹3.8 L/yr
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Customer Success, Service & Operations Credit Officer Salary 1 - 2 years exp. (AmbitionBox Estimate)	₹1.2 L/yr - ₹3 L/yr

Last Updated: 6 Jan 2025

Companies similar to HDB Financial Services for Credit Officer in Kolkata

HDB Financial Services Credit Officer Salary

1 - 7 years exp. (15 salaries)

₹1.2 L/yr - ₹3.8 L/yr

Company name	Avg Annual Salary	Open Jobs
Aye Finance Credit Officer Salary 4 - 6 years exp. (4 salaries)	₹2.4 L/yr - ₹3.5 L/yr 15% more
SMFG India Credit Credit Officer Salary 0 - 5 years exp. (3 salaries)	₹2.2 L/yr - ₹3 L/yr 5% less
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Ujjivan Small Finance Bank Credit Officer Salary 0 - 9 years exp. (51 salaries)	₹2 L/yr - ₹5.2 L/yr 62% more
HDFC Bank Credit Officer Salary 1 - 8 years exp. (30 salaries)	₹1.2 L/yr - ₹2.9 L/yr 11% less
Axis Bank Credit Officer Salary 1 - 7 years exp. (9 salaries)	₹2 L/yr - ₹4.3 L/yr 49% more	1 job opening

Credit Officer salary at HDB Financial Services ranges between ₹1.2 Lakh to ₹3.8 Lakhs per year for employees with experience between 1 year to 7 years. Salary estimates are based on 15 latest salaries received from various employees of HDB Financial Services.

Experience wise HDB Financial Services Credit Officer salaries in Kolkata

Last Updated: 6 Jan 2025

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹1.9 L/yr - ₹2.5 L/yr
2 years (4 salaries)	₹1.2 L/yr - ₹4.2 L/yr
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3 years (AmbitionBox Estimate)	₹2.2 L/yr - ₹2.8 L/yr
4 years (AmbitionBox Estimate)	₹2.4 L/yr - ₹3 L/yr
5 years (5 salaries)	₹2 L/yr - ₹5 L/yr
6 years (AmbitionBox Estimate)	₹2.7 L/yr - ₹3.4 L/yr
7 years (AmbitionBox Estimate)	₹2.8 L/yr - ₹3.6 L/yr

View all

From

Credit Officer

₹

Lakhs/yr

1 - 7 years exp.

Zonal Business Manager

₹

Lakhs/yr

11 - 19 years exp.

Credit Officer

1 - 7 years exp.

Credit Relationship Manager

0 - 10 years exp.

30% hike

Branch Credit Manager

0 - 12 years exp.

46% hike

From

View 4 more levels

Credit Officer

1 - 7 years exp.

Zonal Manager

16 - 23 years exp.

From

View 3 more levels

Credit Officer

1 - 7 years exp.

Cluster Credit Manager

13 - 20 years exp.

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

Similar Designation salaries in HDB Financial Services

Sales Officer Salary

(262 salaries)

₹1 L/yr - ₹4.8 L/yr

Credit Manager Salary

(41 salaries)

₹2.4 L/yr - ₹7.5 L/yr

Officer Salary

(13 salaries)

₹1.5 L/yr - ₹3.11 L/yr

Credit Executive Salary

(4 salaries)

₹1.5 L/yr - ₹2 L/yr

Salary related reviews for HDB Financial Services

2.8

Rated by 9 employees for salary & benefits

Credit Officer in Vasai

Finance & Accounting Department

2.0

• posted on 09 Sep 2020

2.0

for Salary and Benefits

Likes

I like that i got about product knowledge.

Dislikes

Company is not thinking about employees. There is politics. Salary is not increaed since 2 yrs. Saturday and sunday is having holidays. But they are telling employee to come for work. There is slow process of loan

Salary - Poor

+3 more

Sales Manager in Siwan

Full Time

Sales & Business Development Department

3.0

• posted on 25 Feb 2025

4.0

for Salary and Benefits

Likes

Salary on time, working pressure is average, work - life balance is average.

Salary - Good

+1 more

Dislikes

No co-operate from any seniors. Do self each and every thing. Sales and collection. Target pressure is 100 % but support is 0%. Work starting time is 8.00am ending time not fixed.

Skill development - Poor

+1 more

Sales Officer in Barpeta

Full Time

Sales & Business Development Department

5.0

• posted on 01 Nov 2024

5.0

for Salary and Benefits

Likes

Some say that working at HDB Financial Services is a good place to start a career in lending and that they have a good work culture:

Salary - Excellent

+6 more

Dislikes

Some say the salary and growth level are low. No work-life balance: Some say there is no work-life balance.

Credit Relationship Manager in Ankleshwar

Full Time

Customer Success, Service & Operations Department

2.0

• posted on 24 Oct 2024

2.0

for Salary and Benefits

Likes

Learning Purposes it is goood but not good life long time.

Skill development - Good

Dislikes

Everything 1 Salary structure 2 Leave not giving which is considered as Leave on system but if they mail " Tomorrow is normal working day " u must come to branch, Shame thing to work with them.

Salary - Poor

+4 more

Sales Manager in Jaipur

Full Time

Finance & Accounting Department

4.0

• posted on 01 Oct 2024

3.0

for Salary and Benefits

Likes

Only salary paid on time

Dislikes

Lot of things Pls remove sales part from HDB it's credit oriented group where only making fun on the basis of sales performance throw hold files without knowing facts in this group sales person are fool only credit is good If credit is good then why set higher target for sales team

Job security - Poor

+1 more

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Shifting from Bangalore to Hyderabad

I’m working in Bangalore for last 9 years. Currently I got 2 offers. 1. CTS - Bangalore (CTC - 22.7 LPA) 2. Deloitte - Hyderabad (CTC - 24.2 LPA) Is it good move to shift to Hyderabad for Deloitte ? Is it ok to ask the HR if my base location can be changed to Bangalore ? Please share your thoughts

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HDB Financial Services Credit Officer Salary FAQs

What is the salary of Credit Officer at HDB Financial Services in Kolkata?

The average salary of a Credit Officer at HDB Financial Services in Kolkata typically ranges from ₹1.2 Lakhs to ₹3.8 Lakhs per year, depending on experience (from 1 year to 7 years).

The top 10% of Credit Officer in Kolkata at HDB Financial Services earn more than ₹3.5 Lakhs per year, and the top 1% earn over ₹3.8 Lakhs per year. Credit Officer Salaries at HDB Financial Services can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 10+ HDB Financial Services employees in India.

What is the estimated take home salary of a Credit Officer at HDB Financial Services in Kolkata?

The estimated take-home salary of a Credit Officer at HDB Financial Services in Kolkata typically ranges from ₹18,596 to ₹20,280 per month. This is based on the average salary range of ₹1.2 Lakhs to ₹3.8 Lakhs per year for employees with experience ranging from 1 year to 7 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 10+ salaries received from various employees of HDB Financial Services. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than HDB Financial Services for Credit Officer in India?

Ujjivan Small Finance Bank	₹2.0 Lakhs to ₹5.2 Lakhs per year
Axis Bank	₹2.0 Lakhs to ₹4.3 Lakhs per year
Aye Finance	₹2.4 Lakhs to ₹3.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by HDB Financial Services, depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to HDB Financial Services in Kolkata?

The salary of a Credit Officer at companies similar to HDB Financial Services in Kolkata varies, depending on the role, experience, and company size. Here are the typical salary ranges:

SMFG India Credit	₹2.2 Lakhs to ₹3.0 Lakhs per year
HDFC Bank	₹1.2 Lakhs to ₹2.9 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at HDB Financial Services in Kolkata?

The salary growth for a Credit Officer at HDB Financial Services in Kolkata depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Kolkata can expect the following growth trajectory at HDB Financial Services:

Experience	Average Salary Range
1 year	₹1.9 Lakhs to ₹2.5 Lakhs per year
2 years	₹1.2 Lakhs to ₹4.2 Lakhs per year
3 years	₹2.2 Lakhs to ₹2.8 Lakhs per year
4 years	₹2.4 Lakhs to ₹3.0 Lakhs per year

and so on.

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HDB Financial Services Credit Officer Salaries in Kolkata

HDB Financial Services Credit Officer salary in Kolkata ranges between ₹1.2 Lakh to ₹3.8 Lakhs with an average annual salary of ₹. Salary estimates are based on 15 HDB Financial Services latest salaries received from various employees of HDB Financial Services.