HDB Financial Services Surat Area Credit Manager Salaries by 6 Employees (Updated 2025)

6 - 17 years exp.

₹9.9 Lakhs - ₹15.7 Lakhs

Avg. annual salary

Monthly In-hand Salary

6% less than the average Area Credit Manager Salary in NBFC Companies for 6 - 17 years of experience

Interested in this particular role? 3 job openings

Salaries in different departments

Finance & Accounting Area Credit Manager Salary 6 - 17 years exp. (5 salaries)	₹9.9 L/yr - ₹15.7 L/yr
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Risk Management & Compliance Area Credit Manager Salary 16 years exp. (AmbitionBox Estimate)	₹10 L/yr - ₹13 L/yr

Last Updated: 22 Mar 2025

Companies similar to HDB Financial Services for Area Credit Manager in Surat

HDB Financial Services Area Credit Manager Salary

6 - 17 years exp. (6 salaries)

₹9.9 L/yr - ₹15.7 L/yr

Company name	Avg Annual Salary	Open Jobs
ICICI Bank Area Credit Manager Salary 2 - 5 years exp. (7 salaries)	₹6 L/yr - ₹16.5 L/yr 10% more
NeoGrowth Credit Area Credit Manager Salary 5 - 9 years exp. (6 salaries)	₹6.8 L/yr - ₹8.4 L/yr 32% less
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Hiranandani Financial Services Area Credit Manager Salary 10 - 15 years exp. (5 salaries)	₹8.2 L/yr - ₹10 L/yr 16% less
IndusInd Bank Area Credit Manager Salary 9 - 15 years exp. (4 salaries)	₹10 L/yr - ₹14 L/yr 11% more	5 job openings
HDFC Bank Area Credit Manager Salary 10 - 12 years exp. (4 salaries)	₹11 L/yr - ₹17.4 L/yr 39% more

Area Credit Manager salary at HDB Financial Services ranges between ₹9.9 Lakhs to ₹15.7 Lakhs per year for employees with experience between 6 years to 17 years. Salary estimates are based on 6 latest salaries received from various employees of HDB Financial Services.

Experience wise HDB Financial Services Area Credit Manager salaries in Surat

Last Updated: 22 Mar 2025

Experience	Avg Annual Salary
6 years (AmbitionBox Estimate)	₹9.8 L/yr - ₹12.5 L/yr
7 years (AmbitionBox Estimate)	₹10 L/yr - ₹12.8 L/yr
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8 years (AmbitionBox Estimate)	₹10.1 L/yr - ₹13 L/yr
9 years (AmbitionBox Estimate)	₹10.3 L/yr - ₹13.2 L/yr
10 years (AmbitionBox Estimate)	₹10.5 L/yr - ₹13.4 L/yr
11 years (AmbitionBox Estimate)	₹10.6 L/yr - ₹13.6 L/yr
12 years (AmbitionBox Estimate)	₹10.8 L/yr - ₹13.8 L/yr
13 years (AmbitionBox Estimate)	₹10.9 L/yr - ₹14 L/yr
14 years (AmbitionBox Estimate)	₹11.1 L/yr - ₹14.2 L/yr
15+ years (3 salaries)	₹10 L/yr - ₹23 L/yr

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From

Area Credit Manager

5 - 18 years exp.

Cluster Credit Manager

13 - 20 years exp.

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

Top skills at HDB Financial Services for Area Credit Manager

Credit Underwriting Credit Appraisal Credit Analysis Credit Underwriting Portfolio Management mortgage Financial Statements Team Management Credit Processing Credit Management Team Building EMI Service Delivery Analytics

Salary related reviews for HDB Financial Services

4.0

Rated by 2 employees for salary & benefits

Sales Manager in Siwan

Full Time

Sales & Business Development Department

3.0

• posted on 25 Feb 2025

4.0

for Salary and Benefits

Likes

Salary on time, working pressure is average, work - life balance is average.

Salary - Good

+1 more

Dislikes

No co-operate from any seniors. Do self each and every thing. Sales and collection. Target pressure is 100 % but support is 0%. Work starting time is 8.00am ending time not fixed.

Skill development - Poor

+1 more

Sales Officer in Barpeta

Full Time

Sales & Business Development Department

5.0

• posted on 01 Nov 2024

5.0

for Salary and Benefits

Likes

Some say that working at HDB Financial Services is a good place to start a career in lending and that they have a good work culture:

Salary - Excellent

+6 more

Dislikes

Some say the salary and growth level are low. No work-life balance: Some say there is no work-life balance.

Credit Relationship Manager in Ankleshwar

Full Time

Customer Success, Service & Operations Department

2.0

• posted on 24 Oct 2024

2.0

for Salary and Benefits

Likes

Learning Purposes it is goood but not good life long time.

Skill development - Good

Dislikes

Everything 1 Salary structure 2 Leave not giving which is considered as Leave on system but if they mail " Tomorrow is normal working day " u must come to branch, Shame thing to work with them.

Salary - Poor

+4 more

Sales Manager in Jaipur

Full Time

Finance & Accounting Department

4.0

• posted on 01 Oct 2024

3.0

for Salary and Benefits

Likes

Only salary paid on time

Dislikes

Lot of things Pls remove sales part from HDB it's credit oriented group where only making fun on the basis of sales performance throw hold files without knowing facts in this group sales person are fool only credit is good If credit is good then why set higher target for sales team

Job security - Poor

+1 more

Sales Officer in Indore

Full Time

Sales & Business Development Department

3.0

• posted on 29 Sep 2024

3.0

for Salary and Benefits

Likes

Working in Hdb is very good 😊 Easy Loans Quick Process Good Environment Good incentive And etc

Dislikes

...n pressure and customer don't pay emi you self fund on emi and pay customer emi. Where employee is 10k salary where he pay customer emi this thing is worst.Then senior Demanding Higher Targets Example - Your new joined and your 1st month Target is 10 lakh and you achieved target senior Demanding next month 20 lakh and your not achieved target senior denied you to take leave and 1st Saturday Sunday is off senior say doing work in market.Company Is continue doing work on Saturday Sunday all employees are frusted there is no social and life balance.There Is very office Politics.Where some employees doing nothing senior don't say anything there employees all target pending login pending and collection pending those employees Senior Don't say anything and some employee doing 1 loan in month and some do many more but who did more company demand more and who don't do more company don't want more.this is very big problem in this company.There is no Senior Support Who talk upper level senior for discussion some case.All thing Doing self Login to Disbursement .Customer Service Is very worst .

Work-life balance - Poor

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What people are saying about HDB Financial Services

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a manager

Ambiguity in JOB offer.

I recently changed my Job as Business Manager with Arka Fincap, but some how I also selected as BM(Branch manager) with HDB financial and Varthana finance. I am very confused, to what I will do. CTC would be same approximately. Suggest me right decision with reason... 1. I can continue with Arka Fincap. 2. Will join HDB financial as BM. 3. Will join Varthana finance as BM. Your feedback will be appreciated.

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HDB Financial Services Area Credit Manager Salary FAQs

What is the salary of Area Credit Manager at HDB Financial Services in Surat?

The average salary of a Area Credit Manager at HDB Financial Services in Surat typically ranges from ₹9.9 Lakhs to ₹15.7 Lakhs per year, depending on experience (from 6 years to 17 years).

The top 10% of Area Credit Manager in Surat at HDB Financial Services earn more than ₹15.4 Lakhs per year, and the top 1% earn over ₹15.7 Lakhs per year. Area Credit Manager Salaries at HDB Financial Services can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 6 HDB Financial Services employees in India.

What is the estimated take home salary of a Area Credit Manager at HDB Financial Services in Surat?

The estimated take-home salary of a Area Credit Manager at HDB Financial Services in Surat typically ranges from ₹84,651 to ₹86,865 per month. This is based on the average salary range of ₹9.9 Lakhs to ₹15.7 Lakhs per year for employees with experience ranging from 6 years to 17 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 6 salaries received from various employees of HDB Financial Services. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Area Credit Manager at HDB Financial Services in Surat?

To be a Area Credit Manager at HDB Financial Services in Surat, the key skills required include:

- Credit Underwriting
- Credit Appraisal
- Credit Analysis
- Credit
- Underwriting

These skills are highly valued at HDB Financial Services and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than HDB Financial Services for Area Credit Manager in India?

HDFC Bank	₹11.0 Lakhs to ₹17.4 Lakhs per year
IndusInd Bank	₹10.0 Lakhs to ₹14.0 Lakhs per year
ICICI Bank	₹6.0 Lakhs to ₹16.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by HDB Financial Services, depending on the role and experience level.

What is the salary of a Area Credit Manager in companies similar to HDB Financial Services in Surat?

The salary of a Area Credit Manager at companies similar to HDB Financial Services in Surat varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Hiranandani Financial Services	₹8.2 Lakhs to ₹10.0 Lakhs per year
NeoGrowth Credit	₹6.8 Lakhs to ₹8.4 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Area Credit Manager at HDB Financial Services in Surat?

The salary growth for a Area Credit Manager at HDB Financial Services in Surat depends on factors such as experience, performance, and promotions. On average, a Area Credit Manager in Surat can expect the following growth trajectory at HDB Financial Services:

Experience	Average Salary Range
6 years	₹9.8 Lakhs to ₹12.5 Lakhs per year
7 years	₹10.0 Lakhs to ₹12.8 Lakhs per year
8 years	₹10.1 Lakhs to ₹13.0 Lakhs per year
9 years	₹10.3 Lakhs to ₹13.2 Lakhs per year

and so on.

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HDB Financial Services Area Credit Manager Salaries in Surat

HDB Financial Services Area Credit Manager salary in Surat ranges between ₹9.9 Lakhs to ₹15.7 Lakhs with an average annual salary of ₹. Salary estimates are based on 6 HDB Financial Services latest salaries received from various employees of HDB Financial Services.