GIC Housing Finance Credit Officer Salaries by 10+ Employees (Updated 2025)

1 - 6 years exp.

₹2.2 Lakhs - ₹10.2 Lakhs

Salary of majority employees

88% more than the average Credit Officer Salary in NBFC Companies for 1 - 6 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Officer Salary 2 - 6 years exp. (9 salaries)	₹2.2 L/yr - ₹12 L/yr
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Finance & Accounting Credit Officer Salary 1 - 2 years exp. (AmbitionBox Estimate)	₹6 L/yr - ₹7.3 L/yr

Last Updated: 4 Aug 2024

Companies similar to GIC Housing Finance for Credit Officer

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Credit Officer Salary 1 - 8 years exp. (333 salaries)	₹1.2 L/yr - ₹4 L/yr 62% less
Piramal Capital Housing Finance Credit Officer Salary 1 - 7 years exp. (25 salaries)	₹1.9 L/yr - ₹6.4 L/yr 48% less
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Sammaan Capital Limited Credit Officer Salary 0 - 6 years exp. (135 salaries)	₹2 L/yr - ₹3.8 L/yr 58% less
PNB Housing Finance Credit Officer Salary 2 - 7 years exp. (8 salaries)	₹2 L/yr - ₹3.5 L/yr 60% less
Can Fin Homes Credit Officer Salary 2 - 8 years exp. (97 salaries)	₹2.2 L/yr - ₹8.5 L/yr 19% less
Repco Home Finance Credit Officer Salary 1 - 6 years exp. (12 salaries)	₹3 L/yr - ₹7 L/yr 37% less
L&T Finance Credit Officer Salary 1 - 6 years exp. (46 salaries)	₹1.8 L/yr - ₹4 L/yr 51% less
ICICI Home Finance Credit Officer Salary 2 - 7 years exp. (16 salaries)	₹2.1 L/yr - ₹3.8 L/yr 62% less
Mahindra Rural Housing Finance Credit Officer Salary 0 - 6 years exp. (199 salaries)	₹1.2 L/yr - ₹4 L/yr 60% less
MAS Financial Services Credit Officer Salary 1 - 9 years exp. (104 salaries)	₹1.5 L/yr - ₹5.3 L/yr 51% less	1 job opening
Aavas Financiers Credit Officer Salary 1 - 5 years exp. (52 salaries)	₹1.6 L/yr - ₹4.7 L/yr 55% less	3 job openings
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Capri Global Capital Credit Officer Salary 0 - 6 years exp. (42 salaries)	₹1.5 L/yr - ₹3.7 L/yr 60% less
Berar Finance Credit Officer Salary 0 - 6 years exp. (37 salaries)	₹1.3 L/yr - ₹3 L/yr 70% less
Five-Star Business Finance Credit Officer Salary 0 - 6 years exp. (35 salaries)	₹2.1 L/yr - ₹4 L/yr 56% less
Tata Capital Housing Finance Credit Officer Salary 2 - 6 years exp. (18 salaries)	₹3 L/yr - ₹3.8 L/yr 50% less
Kotak Mahindra Prime Credit Officer Salary 0 - 4 years exp. (17 salaries)	₹1.6 L/yr - ₹2.7 L/yr 68% less
IKF Finance Credit Officer Salary 0 - 6 years exp. (17 salaries)	₹1.6 L/yr - ₹3.8 L/yr 57% less
Electronica Finance Credit Officer Salary 0 - 5 years exp. (15 salaries)	₹2.5 L/yr - ₹4.8 L/yr 51% less
Indostar Capital Finance Credit Officer Salary 0 - 7 years exp. (14 salaries)	₹2 L/yr - ₹4.5 L/yr 52% less
Ugro Capital Credit Officer Salary 0 - 10 years exp. (11 salaries)	₹3 L/yr - ₹4.8 L/yr 42% less

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Credit Officer salary at GIC Housing Finance ranges between ₹2.2 Lakhs to ₹10.2 Lakhs per year for employees with experience between 1 year to 6 years. Salary estimates are based on 13 latest salaries received from various employees of GIC Housing Finance.

Experience wise GIC Housing Finance Credit Officer salaries

Last Updated: 4 Aug 2024

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹6 L/yr - ₹14.1 L/yr
2 years (3 salaries)	₹7 L/yr - ₹7.5 L/yr
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3 years (4 salaries)	₹2.8 L/yr - ₹12.6 L/yr
4 years (3 salaries)	₹2.2 L/yr - ₹9.4 L/yr
5 years (AmbitionBox Estimate)	₹2.4 L/yr - ₹11.1 L/yr
6 years (AmbitionBox Estimate)	₹2.4 L/yr - ₹10.4 L/yr

View all

Similar Designation salaries in GIC Housing Finance

Credit Manager Salary

(4 salaries)

₹7.5 L/yr - ₹10.25 L/yr

Sales Officer Salary

(AmbitionBox Estimate)

₹8.1 L/yr - ₹10.4 L/yr

Credit Analyst Salary

(6 salaries)

₹6.7 L/yr - ₹10 L/yr

Senior Credit Officer Salary

(AmbitionBox Estimate)

₹5.2 L/yr - ₹6.7 L/yr

Officer Salary

(AmbitionBox Estimate)

₹0.2 L/yr - ₹0.2 L/yr

Credit Underwriter Salary

(4 salaries)

₹7.3 L/yr - ₹12 L/yr

Credit Executive Salary

(7 salaries)

₹4 L/yr - ₹11.89 L/yr

Area Credit Manager Salary

(4 salaries)

₹11.5 L/yr - ₹13 L/yr

Branch Manager Salary

(30 salaries)

₹8.5 L/yr - ₹16 L/yr

Deputy Manager Salary

(AmbitionBox Estimate)

₹14.4 L/yr - ₹18.4 L/yr

Salary related reviews for GIC Housing Finance

5.0

Rated by 1 employees for salary & benefits

Senior Associate in Mumbai

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 06 Jun 2023

2.0

for Salary and Benefits

Likes

This company is good only salary paid to us time to time.

Skill development - Good

+4 more

Dislikes

This company paid salary time to time but salary not increase to all associates employees time to time also not give us bonus to all associates employee ,they have only increase salary and give bonus of permanent staff time to time.i have spent my 11yrs in this company with hard working but no body solve our salary and financial problem.

Salary - Poor

+1 more

Senior Executive in Mumbai

BFSI, Investments & Trading Department

1.0

• posted on 16 Jan 2019

3.0

for Salary and Benefits

Likes

Hopeless organisation. Only pay is decent. The company doesnot take care of its employees at all.

Dislikes

The company doesnot take care of the needs of the employees. The management is extremely faulty and judgmental.

Skill development - Bad

+4 more

Credit Underwriter in Faridabad

Full Time

Other Department

4.0

• posted on 21 Dec 2024

3.0

for Salary and Benefits

Likes

Culture of the company, job security, work life balance and minimum work pressure.

Job security - Excellent

+2 more

Dislikes

As there is limited work pressure, Thus, the chances of promotion is bare minimum, All the work is related to credit therefore, very limited salary appraisal lesser than the market standards. Outdated technology.

Senior Associate in Mumbai

Full Time

Finance & Accounting Department

5.0

• posted on 27 Sep 2024

5.0

for Salary and Benefits

Likes

GIC housing finance ltd.comapny is govt.undertaking and this company give opportunity of office role person for growth of his/her work experience and this company give us salary time to time.

Salary - Excellent

+6 more

Dislikes

No any comments.

Executive in Kochi

Full Time

BFSI, Investments & Trading Department

5.0

• posted on 26 Oct 2023

5.0

for Salary and Benefits

Likes

It provides me a great learning opportunitie as i was able to learn about various aspects of credit processing and underwriting it also provides me with financial knowledge and skills required to know each consumer in there credit worthiness

Salary - Excellent

+5 more

Dislikes

The company should more involve in digital marketing and also should have more public involvement as it will lead to the growth of the business

see more salary related reviews

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GIC Housing Finance Credit Officer Salary FAQs

What is the salary of Credit Officer at GIC Housing Finance?

Credit Officer salary at GIC Housing Finance in India ranges between ₹2.2 Lakhs to ₹10.2 Lakhs for experience between 1 years to 6 years. According to our estimates it is 88% more than the average Credit Officer Salary in India. Salary estimates are based on 13 latest salaries received from various employees of GIC Housing Finance India.

How does the salary of a Credit Officer at GIC Housing Finance India compare with the average salary range for this job?

The average salary of a Credit Officer at GIC Housing Finance is 88% more than the average salary of a Credit Officer in India. To know exact salary insights, login to view.

What is the salary of a Credit Officer in companies similar to GIC Housing Finance in India?

Can Fin Homes Credit Officer Salary - ₹2.2 Lakhs to ₹8.5 Lakhs per year
Repco Home Finance Credit Officer Salary - ₹3.0 Lakhs to ₹7.0 Lakhs per year
Ugro Capital Credit Officer Salary - ₹3.0 Lakhs to ₹4.8 Lakhs per year
Piramal Capital Housing Finance Credit Officer Salary - ₹1.9 Lakhs to ₹6.4 Lakhs per year
Tata Capital Housing Finance Credit Officer Salary - ₹3.0 Lakhs to ₹3.8 Lakhs per year

What is the estimated take home salary of a Credit Officer at GIC Housing Finance in India?

The estimated take-home salary of a Credit Officer at GIC Housing Finance ranges between ₹52,066 per month to ₹53,293 per month in India. The take-home salary calculation is based on the average GIC Housing Finance Credit Officer salary in India which ranges between ₹2.2 Lakhs to ₹10.2 Lakhs per year for employees with experience between 1 years to 6 years. Check how did we calculate take home salary?

What is the notice period for Credit Officer at GIC Housing Finance?

According to AmbitionBox, 50% of the GIC Housing Finance Credit Officers reported a notice period of 15 days or less, 33% reported a notice period of 1 Month and the remaining reported other notice period durations. This is based on 6 responses on AmbitionBox in last 2 years.

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GIC Housing Finance Credit Officer Salaries

GIC Housing Finance Credit Officer salary in India ranges between ₹2.2 Lakhs to ₹10.2 Lakhs with an average annual salary of ₹. Salary estimates are based on 13 GIC Housing Finance latest salaries received from various employees of GIC Housing Finance.