SMFG India Credit Territory Credit Manager Salaries by 40+ Employees (Updated 2025)

6 - 16 years exp.

₹4.5 Lakhs - ₹11 Lakhs

Avg. annual salary

Monthly In-hand Salary

At par with the average Territory Credit Manager Salary in NBFC Companies for 6 - 16 years of experience

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Salaries in different departments

BFSI, Investments & Trading Territory Credit Manager Salary 6 - 16 years exp. (16 salaries)	₹4.5 L/yr - ₹10 L/yr
Finance & Accounting Territory Credit Manager Salary 6 - 14 years exp. (13 salaries)	₹5.6 L/yr - ₹9.1 L/yr
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Risk Management & Compliance Territory Credit Manager Salary 6 - 14 years exp. (4 salaries)	₹5 L/yr - ₹7.5 L/yr
Customer Success, Service & Operations Territory Credit Manager Salary 12 - 13 years exp. (AmbitionBox Estimate)	₹9.9 L/yr - ₹12.1 L/yr

Last Updated: 22 Mar 2025

Companies similar to SMFG India Credit for Territory Credit Manager

Company name	Avg Annual Salary	Open Jobs
Aye Finance Territory Credit Manager Salary 5 - 13 years exp. (7 salaries)	₹4.3 L/yr - ₹6.5 L/yr 32% less
IIFL SAMASTA Territory Credit Manager Salary 4 - 6 years exp. (5 salaries)	₹3.5 L/yr - ₹4.1 L/yr 53% less
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ICICI Home Finance Territory Credit Manager Salary 4 - 10 years exp. (28 salaries)	₹6.5 L/yr - ₹11 L/yr 10% more
Aadhar Housing Finance Territory Credit Manager Salary 4 - 11 years exp. (25 salaries)	₹5.5 L/yr - ₹10 L/yr 1% more
Choice Finserv Territory Credit Manager Salary 5 - 9 years exp. (10 salaries)	₹4.5 L/yr - ₹7.5 L/yr 32% less

Territory Credit Manager salary at SMFG India Credit ranges between ₹4.5 Lakhs to ₹11 Lakhs per year for employees with experience between 6 years to 16 years. Salary estimates are based on 40 latest salaries received from various employees of SMFG India Credit.

Latest annual salaries shared by SMFG India Credit Territory Credit Manager

5d ago

₹9.1 Lakhs

11 years exp.

5d ago

₹9 Lakhs

6 years exp.

3w ago

₹5 Lakhs

6 years exp.

3w ago

₹11 Lakhs

13 years exp.

3mo ago

₹7.8 Lakhs

16 years exp.

8mo ago

14 years exp.

9mo ago

16 years exp.

10mo ago

11 years exp.

1y ago

12 years exp.

1y ago

11 years exp.

Experience wise SMFG India Credit Territory Credit Manager salaries

Last Updated: 22 Mar 2025

Experience	Avg Annual Salary
6 years (3 salaries)	₹5 L/yr - ₹9 L/yr
7 years (AmbitionBox Estimate)	₹7.1 L/yr - ₹9 L/yr
Login to view exact salary
8 years (6 salaries)	₹5.6 L/yr - ₹8 L/yr
9 years (AmbitionBox Estimate)	₹7.1 L/yr - ₹9.1 L/yr
10 years (7 salaries)	₹4.5 L/yr - ₹8 L/yr
11 years (5 salaries)	₹5.1 L/yr - ₹9.1 L/yr
12 years (6 salaries)	₹5.1 L/yr - ₹11 L/yr
13 years (3 salaries)	₹7.8 L/yr - ₹11 L/yr
14 years (AmbitionBox Estimate)	₹7.3 L/yr - ₹9.4 L/yr
15+ years (4 salaries)	₹7.8 L/yr - ₹10 L/yr

View all

Similar Designation salaries in SMFG India Credit

Deputy Credit Manager Salary

(AmbitionBox Estimate)

₹5.9 L/yr - ₹7.5 L/yr

Regional Credit Manager Salary

(14 salaries)

₹21 L/yr - ₹40 L/yr

Cluster Credit Manager Salary

(56 salaries)

₹4.6 L/yr - ₹18.5 L/yr

Area Credit Manager Salary

(41 salaries)

₹6 L/yr - ₹23.73 L/yr

Branch Credit Manager Salary

(252 salaries)

₹1.85 L/yr - ₹9.25 L/yr

Assistant Credit Manager Salary

(4 salaries)

₹2.2 L/yr - ₹3 L/yr

Zonal Credit Manager Salary

(3 salaries)

₹28.8 L/yr - ₹38.2 L/yr

Senior Credit Officer Salary

(11 salaries)

₹1.43 L/yr - ₹3 L/yr

Credit Manager Salary

(339 salaries)

₹2.35 L/yr - ₹10.8 L/yr

Relationship Manager Salary

(327 salaries)

₹2.4 L/yr - ₹6.6 L/yr

Top skills at SMFG India Credit for Territory Credit Manager

Underwriting Home Loans Credit Management Credit Credit Underwriting housing loan hl housing finance home finance

Salary related reviews for SMFG India Credit

3.9

Rated by 18 employees for salary & benefits

Officer in Mumbai

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 24 Mar 2023

5.0

for Salary and Benefits

Likes

I am very happy from this this company People Management, Working Pattern, Salary & Perks, Work Life Balance except other things like Learning & Development, Motivational Thoughts.

Salary - Excellent

+4 more

Dislikes

Learning & Development, Next Level (Promotion).

Skill development - Poor

+1 more

Credit Manager in Wani

BFSI, Investments & Trading Department

5.0

• posted on 04 Apr 2021

5.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Excellent

+6 more

Dislikes

Because of my health I am not able to continue working on the field and from me company work not complete on time so I have leave from Fullerton

Relationship Manager in South Karnataka

Customer Success, Service & Operations Department

4.0

• posted on 23 Jul 2021

4.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Good

+6 more

Dislikes

...ot okThere is a lot of politics and the management doesn’t address our issues. Salary is decent but career growth is slow. There is a bond of 2 years before which you cannot resign. On the job training is not given to new joinees.

Officer in Pune

BFSI, Investments & Trading Department

5.0

• posted on 31 Jul 2021

5.0

for Salary and Benefits

Likes

If you work hard then You can get anything in this org. like growth, opportunity, salary. & today i happy to share because i have worked here & it's very useful for my growth.

Salary - Excellent

+6 more

Dislikes

But here no timing limit for work.......

Credit Executive in Hyderabad / Secunderabad

Finance & Accounting Department

5.0

• posted on 11 Jan 2021

5.0

for Salary and Benefits

Likes

My work places and my mangers and company it's to good covid lockdown Schiwation also is provided salary am very provided in company employment thank you Fullerton India company ltd

Salary - Excellent

+5 more

Dislikes

Work places not good it's not adjusted setting thear..

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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SMFG India Credit Territory Credit Manager Salary FAQs

What is the salary of Territory Credit Manager at SMFG India Credit ?

The average salary of a Territory Credit Manager at SMFG India Credit in India typically ranges from ₹4.5 Lakhs to ₹11.0 Lakhs per year, depending on experience (from 6 years to 16 years).

The top 10% of Territory Credit Manager at SMFG India Credit earn more than ₹9.6 Lakhs per year, and the top 1% earn over ₹11.0 Lakhs per year. Territory Credit Manager Salaries at SMFG India Credit can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 40+ SMFG India Credit employees in India.

What is the estimated take home salary of a Territory Credit Manager at SMFG India Credit in India?

The estimated take-home salary of a Territory Credit Manager at SMFG India Credit in India typically ranges from ₹59,159 to ₹60,652 per month. This is based on the average salary range of ₹4.5 Lakhs to ₹11.0 Lakhs per year for employees with experience ranging from 6 years to 16 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 40+ salaries received from various employees of SMFG India Credit. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Territory Credit Manager at SMFG India Credit ?

To be a Territory Credit Manager at SMFG India Credit in india, the key skills required include:

- Underwriting
- Home Loans
- Credit Management
- Credit
- Credit Underwriting

These skills are highly valued at SMFG India Credit and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than SMFG India Credit for Territory Credit Manager in India?

ICICI Home Finance	₹6.5 Lakhs to ₹11.0 Lakhs per year
Aadhar Housing Finance	₹5.5 Lakhs to ₹10.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by SMFG India Credit, depending on the role and experience level.

What is the salary of a Territory Credit Manager in companies similar to SMFG India Credit in India?

The salary of a Territory Credit Manager at companies similar to SMFG India Credit in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Choice Finserv	₹4.5 Lakhs to ₹7.5 Lakhs per year
Aye Finance	₹4.3 Lakhs to ₹6.5 Lakhs per year
IIFL SAMASTA	₹3.5 Lakhs to ₹4.1 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Territory Credit Manager at SMFG India Credit in India?

The salary growth for a Territory Credit Manager at SMFG India Credit depends on factors such as experience, performance, and promotions. On average, a Territory Credit Manager can expect the following growth trajectory at SMFG India Credit:

Experience	Average Salary Range
6 years	₹5.0 Lakhs to ₹9.0 Lakhs per year
7 years	₹7.1 Lakhs to ₹9.0 Lakhs per year
8 years	₹5.6 Lakhs to ₹8.0 Lakhs per year
9 years	₹7.1 Lakhs to ₹9.1 Lakhs per year

and so on.

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SMFG India Credit Territory Credit Manager Salaries

SMFG India Credit Territory Credit Manager salary in India ranges between ₹4.5 Lakhs to ₹11 Lakhs with an average annual salary of ₹. Salary estimates are based on 40 SMFG India Credit latest salaries received from various employees of SMFG India Credit.