BOBCARD Ltd. Credit Underwriter Salaries by 10+ Employees (Updated 2025)

2 - 7 years exp.

₹2.7 Lakhs - ₹5.6 Lakhs

Salary of majority employees

Fixed (100%)

₹4.1 Lakhs

Variable (0%)

₹0.0

17% less than the average Credit Underwriter Salary in Financial Services Companies for 2 - 7 years of experience

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Salaries in different departments

Finance & Accounting Credit Underwriter Salary 4 - 7 years exp. (5 salaries)	₹2.7 L/yr - ₹4.2 L/yr
Risk Management & Compliance Credit Underwriter Salary 2 - 6 years exp. (4 salaries)	₹4 L/yr - ₹5.6 L/yr
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BFSI, Investments & Trading Credit Underwriter Salary 4 - 6 years exp. (AmbitionBox Estimate)	₹3.5 L/yr - ₹4.3 L/yr

Last Updated: 14 Feb 2025

Companies similar to BOBCARD Ltd. for Credit Underwriter

Company name	Avg Annual Salary	Open Jobs
Jana Small Finance Bank Credit Underwriter Salary 1 - 8 years exp. (178 salaries)	₹1.5 L/yr - ₹5.1 L/yr 10% less
Namaste Credit Credit Underwriter Salary 0 - 3 years exp. (135 salaries)	₹2 L/yr - ₹4 L/yr 34% less
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HDFC Bank Credit Underwriter Salary 0 - 8 years exp. (120 salaries)	₹3 L/yr - ₹11 L/yr 71% more
Bandhan Bank Credit Underwriter Salary 0 - 2 years exp. (53 salaries)	₹2 L/yr - ₹9 L/yr At par
Axis Bank Credit Underwriter Salary 1 - 10 years exp. (53 salaries)	₹2.6 L/yr - ₹7 L/yr 24% more

Credit Underwriter salary at BOBCARD Ltd. ranges between ₹2.7 Lakhs to ₹5.6 Lakhs per year for employees with experience between 2 years to 7 years. Salary estimates are based on 12 latest salaries received from various employees of BOBCARD Ltd..

Experience wise BOBCARD Ltd. Credit Underwriter salaries

Last Updated: 14 Feb 2025

Experience	Avg Annual Salary
2 years (AmbitionBox Estimate)	₹1.6 L/yr - ₹4 L/yr
3 years (AmbitionBox Estimate)	₹4 L/yr - ₹7.2 L/yr
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4 years (3 salaries)	₹2.7 L/yr - ₹4.2 L/yr
5 years (AmbitionBox Estimate)	₹4.1 L/yr - ₹4.2 L/yr
6 years (3 salaries)	₹3.5 L/yr - ₹5.6 L/yr
7 years (AmbitionBox Estimate)	₹4 L/yr - ₹7.8 L/yr

View all

Similar Designation salaries in BOBCARD Ltd.

Credit Officer Salary

(5 salaries)

₹3.35 L/yr - ₹3.8 L/yr

Credit Executive Salary

(7 salaries)

₹2 L/yr - ₹2.4 L/yr

Credit Analyst Salary

(AmbitionBox Estimate)

₹2.4 L/yr - ₹3.1 L/yr

Credit Manager Salary

(AmbitionBox Estimate)

₹6.3 L/yr - ₹8 L/yr

Branch Manager Salary

(AmbitionBox Estimate)

₹5.3 L/yr - ₹6.8 L/yr

Senior Associate Salary

(AmbitionBox Estimate)

₹8.6 L/yr - ₹11 L/yr

Sales Officer Salary

(18 salaries)

₹1.8 L/yr - ₹3.2 L/yr

Deputy Manager Salary

(7 salaries)

₹6 L/yr - ₹20 L/yr

Chief Manager Salary

(AmbitionBox Estimate)

₹1.1 L/yr - ₹1.4 L/yr

Senior Credit Officer Salary

(5 salaries)

₹4.2 L/yr - ₹5.5 L/yr

Top skills at BOBCARD Ltd. for Credit Underwriter

KYC Anti Money Laundering Underwriting Due Diligence Credit Cards Aml Credit Underwriting Banking Operations Sanction Banking Personal Loans Credit Risk Credit Loan Operations Finance

Salary related reviews for BOBCARD Ltd.

Software Engineer in Mumbai

Full Time

IT & Information Security Department

1.0

• posted on 23 Oct 2024

2.0

for Salary and Benefits

Likes

Nothing to liked , expectations is of 24/7 hours working employee in a salary of 1 employee

Dislikes

Micromanagement Call center approach,that some should be always on floor Unrealistic deadlines (decided by a Non Technical person) Always gives Ad-hoc tasks which results in chaos Long Working hours

Salary - Poor

+6 more

Assistant Manager in Goregaon

Full Time

Risk Management & Compliance Department

1.0

• posted on 30 Jan 2024

2.0

for Salary and Benefits

Likes

Good work life balance

Work-life balance - Good

Dislikes

...lled people who occupies senior positions who is working in bob for 15 20 years. I seen lot of people got their salary cut and force you to leave the job by giving unprofessional pressure from senior positions. Not a good place for learning. Ok for people who just need a job without expecting career growth.

Salary - Poor

+5 more

Sales Executive in Honnavar

Full Time

Marketing & Communication Department

4.0

• posted on 08 Aug 2024

2.0

for Salary and Benefits

Likes

Working in home town that is I liked

Skill development - Excellent

Dislikes

Off role job.. Not having job security. From outsource getting salary.. All depends with reporting manager only. There is no transparent in incentives and hike and all.. What they decides that will be the final.

Salary - Poor

+3 more

Area Sales Manager in Mumbai

BFSI, Investments & Trading Department

1.0

• posted on 14 May 2022

3.0

for Salary and Benefits

Likes

Job security-though there is frequent threats from MD and senior management, They rarely terminate employees.

Dislikes

...ies would ever do this. Unbearable sales pressure and no incentives. Its funny. So many levels in sales are absolutely irrelevant and some are just drawing salary in lakhs with nothing much to do. Senior sales management have no work to do , the only work what they have is attend con calls and grind employees who work under them. HR is awesome and very supportive. Overall company is good but its in the wrong hands. All the picturing of better sales, better profit, Tabit may not be true. Parent bank will realise this in the coming years.

Skill development - Bad

+4 more

Back Office Assistant in Jaipur

BFSI, Investments & Trading Department

5.0

• posted on 01 Jun 2022

2.0

for Salary and Benefits

Likes

BOBCARDS is very secure that's why I like it and very simple to use for customers.I am working in bobcards since 4 years,I never thought delink with BOBCards.

Skill development - Excellent

+2 more

Dislikes

Salary I earn from last 4 years in very less .I think BOBCARDS should think about employees

Salary - Poor

+1 more

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Shifting from Bangalore to Hyderabad

I’m working in Bangalore for last 9 years. Currently I got 2 offers. 1. CTS - Bangalore (CTC - 22.7 LPA) 2. Deloitte - Hyderabad (CTC - 24.2 LPA) Is it good move to shift to Hyderabad for Deloitte ? Is it ok to ask the HR if my base location can be changed to Bangalore ? Please share your thoughts

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BOBCARD Ltd. Credit Underwriter Salary FAQs

What is the salary of Credit Underwriter at BOBCARD Ltd. ?

The average salary of a Credit Underwriter at BOBCARD Ltd. in India typically ranges from ₹2.7 Lakhs to ₹5.6 Lakhs per year, depending on experience (from 2 years to 7 years).

The top 10% of Credit Underwriter at BOBCARD Ltd. earn more than ₹4.6 Lakhs per year, and the top 1% earn over ₹5.6 Lakhs per year. Credit Underwriter Salaries at BOBCARD Ltd. can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 10+ BOBCARD Ltd. employees in India.

What is the estimated take home salary of a Credit Underwriter at BOBCARD Ltd. in India?

The estimated take-home salary of a Credit Underwriter at BOBCARD Ltd. in India typically ranges from ₹30,629 to ₹31,933 per month. This is based on the average salary range of ₹2.7 Lakhs to ₹5.6 Lakhs per year for employees with experience ranging from 2 years to 7 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 10+ salaries received from various employees of BOBCARD Ltd.. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Underwriter at BOBCARD Ltd. ?

To be a Credit Underwriter at BOBCARD Ltd. in india, the key skills required include:

- KYC
- Anti Money Laundering
- Underwriting
- Due Diligence
- Credit Cards

These skills are highly valued at BOBCARD Ltd. and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than BOBCARD Ltd. for Credit Underwriter in India?

HDFC Bank	₹3.0 Lakhs to ₹11.0 Lakhs per year
Axis Bank	₹2.6 Lakhs to ₹7.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by BOBCARD Ltd., depending on the role and experience level.

What is the salary of a Credit Underwriter in companies similar to BOBCARD Ltd. in India?

The salary of a Credit Underwriter at companies similar to BOBCARD Ltd. in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Bandhan Bank	₹2.0 Lakhs to ₹9.0 Lakhs per year
Jana Small Finance Bank	₹1.5 Lakhs to ₹5.1 Lakhs per year
Namaste Credit	₹2.0 Lakhs to ₹4.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Underwriter at BOBCARD Ltd. in India?

The salary growth for a Credit Underwriter at BOBCARD Ltd. depends on factors such as experience, performance, and promotions. On average, a Credit Underwriter can expect the following growth trajectory at BOBCARD Ltd.:

Experience	Average Salary Range
2 years	₹1.6 Lakhs to ₹4.0 Lakhs per year
3 years	₹4.0 Lakhs to ₹7.2 Lakhs per year
4 years	₹2.7 Lakhs to ₹4.2 Lakhs per year
5 years	₹4.1 Lakhs to ₹4.2 Lakhs per year

and so on.

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BOBCARD Ltd. Credit Underwriter Salaries

BOBCARD Ltd. Credit Underwriter salary in India ranges between ₹2.7 Lakhs to ₹5.6 Lakhs with an average annual salary of ₹. Salary estimates are based on 12 BOBCARD Ltd. latest salaries received from various employees of BOBCARD Ltd..