Axis Bank Chennai Credit Officer Salaries by 10+ Employees (Updated 2025)

0 - 4 years exp.

₹1.2 Lakh - ₹4.4 Lakhs

Salary of majority employees

13% less than the average Credit Officer Salary in Banking Companies for 0 - 4 years of experience

Interested in this particular role? 1 job opening

Salaries in different departments

BFSI, Investments & Trading Credit Officer Salary 0 - 4 years exp. (AmbitionBox Estimate)	₹2.4 L/yr - ₹4.4 L/yr
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Finance & Accounting Credit Officer Salary 0 - 1 year exp. (AmbitionBox Estimate)	₹2.5 L/yr - ₹4.1 L/yr

Last Updated: 19 Feb 2025

Companies similar to Axis Bank for Credit Officer in Chennai

Axis Bank Credit Officer Salary

0 - 4 years exp. (11 salaries)

₹1.2 L/yr - ₹4.4 L/yr

Company name	Avg Annual Salary	Open Jobs
RBL Bank Credit Officer Salary 1 - 7 years exp. (13 salaries)	₹1.4 L/yr - ₹4 L/yr 26% less
Yes Bank Credit Officer Salary 2 - 10 years exp. (5 salaries)	₹2 L/yr - ₹3.5 L/yr 19% less
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Kotak Mahindra Bank Credit Officer Salary 1 - 5 years exp. (5 salaries)	₹1.8 L/yr - ₹3.9 L/yr 23% less
IndusInd Bank Credit Officer Salary 2 - 7 years exp. (3 salaries)	₹1.7 L/yr - ₹2.7 L/yr 23% less
Canara Bank Credit Officer Salary 8 - 10 years exp. (3 salaries)	₹11 L/yr - ₹16 L/yr 278% more
Mizuho Bank Credit Officer Salary 4 - 6 years exp. (3 salaries)	₹7.1 L/yr - ₹8 L/yr 121% more
Karnataka Bank Credit Officer Salary 5 - 8 years exp. (3 salaries)	₹7 L/yr - ₹8 L/yr 134% more
Standard Chartered Credit Officer Salary 1 - 3 years exp. (3 salaries)	₹3 L/yr - ₹3.4 L/yr 12% less
Bank of Baroda Credit Officer Salary 7 - 11 years exp. (3 salaries)	₹9.5 L/yr - ₹14.3 L/yr 311% more

Credit Officer salary at Axis Bank ranges between ₹1.2 Lakh to ₹4.4 Lakhs per year for employees with less than 1 year of experience to 4 years. Salary estimates are based on 11 latest salaries received from various employees of Axis Bank.

Experience wise Axis Bank Credit Officer salaries in Chennai

Last Updated: 19 Feb 2025

Experience	Avg Annual Salary
Fresher (AmbitionBox Estimate)	₹2.5 L/yr - ₹4.4 L/yr
1 year (4 salaries)	₹1.1 L/yr - ₹5.7 L/yr
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2 years (AmbitionBox Estimate)	₹1.8 L/yr - ₹6 L/yr
3 years (3 salaries)	₹1.9 L/yr - ₹6.2 L/yr
4 years (AmbitionBox Estimate)	₹2.4 L/yr - ₹6.4 L/yr

Similar Designation salaries in Axis Bank

Deputy Manager Salary

(843 salaries)

₹2.45 L/yr - ₹10.65 L/yr

Sales Officer Salary

(136 salaries)

₹1.15 L/yr - ₹3.5 L/yr

Credit Manager Salary

(47 salaries)

₹4 L/yr - ₹14 L/yr

Branch Manager Salary

(36 salaries)

₹6.21 L/yr - ₹24.1 L/yr

Credit Analyst Salary

(22 salaries)

₹6.72 L/yr - ₹15.91 L/yr

Area Credit Manager Salary

(11 salaries)

₹8 L/yr - ₹18.2 L/yr

Credit Executive Salary

(9 salaries)

₹1.6 L/yr - ₹3 L/yr

Top skills at Axis Bank for Credit Officer

Underwriting Loans Management Personal Loans Credit Risk Banking Retail Lending Credit Appraisal PWD Monitoring Risk Management Process Improvement Customer Service Retail Banking Training

Salary related reviews for Axis Bank

2.0

Rated by 1 employees for salary & benefits

Deputy Manager in Lucknow

Full Time

Legal & Regulatory Department

2.0

• posted on 11 Dec 2024

1.0

for Salary and Benefits

Likes

The team is good and if you want to learn on your own

Job security - Excellent

Dislikes

Location placement is not good Culture is not good as well Salary is the worst as compared to other national banks Overall learning is not that great No training facilities

Salary - Bad

+3 more

Deputy Manager in Kolkata

Full Time

Customer Success, Service & Operations Department

3.0

• posted on 21 Nov 2024

5.0

for Salary and Benefits

Likes

Salary on time. Descent salary package they provide compare to other companies.

Salary - Excellent

Dislikes

No work life balance. Unlimited pressure on tpp products. Huge mental pressure. Worst work culture. Huge partiality within employees. No team work.

Work satisfaction - Poor

+2 more

Deputy Manager in Noida

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 02 Nov 2024

2.0

for Salary and Benefits

Likes

Job certainty, less pressure of work as compared to other bank.

Job security - Good

Dislikes

Out dated Process of work, no training for new joiners, less salary package as compared to other company, lack of communication before application of new process, no leave encashment

Salary - Poor

+3 more

Sales Officer in Kollam (working remotely)

Full Time

Sales & Business Development Department

1.0

• posted on 08 Oct 2024

1.0

for Salary and Benefits

Likes

I'm very disappointed with my experience at Axis Bank. The work culture feels overly pressurized, and I find the numerous account charges frustrating. It seems like there are fees for every little thing, which adds to my dissatisfaction. Overall, I do not appreciate the environment or the practices at Axis Bank.

Dislikes

... to such pressure, especially during peak login times. I hate this bank forever. I’ve been facing significant financial strain due to my salary being consistently low at 7,000 to 8,000 for the past 10 months. The bank has deducted amounts for parental insurance without proper communication, and this has caused me a lot of hardship.

Salary - Bad

+6 more

Deputy Manager in Mumbai

Full Time

Customer Success, Service & Operations Department

1.0

• posted on 05 Oct 2024

1.0

for Salary and Benefits

Likes

...entally disturbed and getting panic attacks at work. Very in human work culture. They will tell you the salary is 40k in-hand and pay you 28k, when you go back to discuss they simply put up some reason ok deductions that was never informed on the first place.

Dislikes

Do not work here unless you want to be dragged around like an animal . I not only speak for myself but everyone that I know there. Only working in such a toxic environment to make some money for bread. And how they treat you is by throwing bread crumbs on the floor. They are the best manipulaters. Even if you are on death bed, they would want you to report to work.

Salary - Bad

+6 more

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Axis Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at Axis Bank in Chennai?

The average salary of a Credit Officer at Axis Bank in Chennai typically ranges from ₹1.2 Lakhs to ₹4.4 Lakhs per year, depending on experience (from Fresher to 4 years).

The top 10% of Credit Officer in Chennai at Axis Bank earn more than ₹3.4 Lakhs per year, and the top 1% earn over ₹4.4 Lakhs per year. Credit Officer Salaries at Axis Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 10+ Axis Bank employees in India.

What is the estimated take home salary of a Credit Officer at Axis Bank in Chennai?

The estimated take-home salary of a Credit Officer at Axis Bank in Chennai typically ranges from ₹24,981 to ₹26,420 per month. This is based on the average salary range of ₹1.2 Lakhs to ₹4.4 Lakhs per year for employees with experience ranging from Fresher to 4 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 10+ salaries received from various employees of Axis Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Officer at Axis Bank in Chennai?

To be a Credit Officer at Axis Bank in Chennai, the key skills required include:

- Underwriting
- Loans
- Management
- Personal Loans
- Credit Risk

These skills are highly valued at Axis Bank and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Axis Bank for Credit Officer in India?

Bank of Baroda	₹9.5 Lakhs to ₹14.3 Lakhs per year
Canara Bank	₹11.0 Lakhs to ₹16.0 Lakhs per year
Karnataka Bank	₹7.0 Lakhs to ₹8.0 Lakhs per year
Mizuho Bank	₹7.1 Lakhs to ₹8.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Axis Bank, depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to Axis Bank in Chennai?

The salary of a Credit Officer at companies similar to Axis Bank in Chennai varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Standard Chartered	₹3.0 Lakhs to ₹3.4 Lakhs per year
Yes Bank	₹2.0 Lakhs to ₹3.5 Lakhs per year
Kotak Mahindra Bank	₹1.8 Lakhs to ₹3.9 Lakhs per year
IndusInd Bank	₹1.7 Lakhs to ₹2.7 Lakhs per year
RBL Bank	₹1.4 Lakhs to ₹4.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at Axis Bank in Chennai?

The salary growth for a Credit Officer at Axis Bank in Chennai depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Chennai can expect the following growth trajectory at Axis Bank:

Experience	Average Salary Range
Fresher	₹2.5 Lakhs to ₹4.4 Lakhs per year
1 year	₹1.1 Lakhs to ₹5.7 Lakhs per year
2 years	₹1.8 Lakhs to ₹6.0 Lakhs per year
3 years	₹1.9 Lakhs to ₹6.2 Lakhs per year

and so on.

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Axis Bank Credit Officer Salaries in Chennai

Axis Bank Credit Officer salary in Chennai ranges between ₹1.2 Lakh to ₹4.4 Lakhs with an average annual salary of ₹. Salary estimates are based on 11 Axis Bank latest salaries received from various employees of Axis Bank.