American Express Lead Credit Analyst Salaries by 40+ Employees (Updated 2025)

4 - 12 years exp.

₹4.3 Lakhs - ₹15 Lakhs

Salary of majority employees

28% less than the average Lead Credit Analyst Salary in Financial Services Companies for 4 - 12 years of experience

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Salaries in different departments

Customer Success, Service & Operations Lead Credit Analyst Salary 4 - 12 years exp. (19 salaries)	₹4.3 L/yr - ₹15 L/yr
Finance & Accounting Lead Credit Analyst Salary 5 - 12 years exp. (8 salaries)	₹6 L/yr - ₹14.5 L/yr
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BFSI, Investments & Trading Lead Credit Analyst Salary 5 - 11 years exp. (6 salaries)	₹6.5 L/yr - ₹11.4 L/yr
Data Science & Analytics Lead Credit Analyst Salary 4 - 9 years exp. (4 salaries)	₹6 L/yr - ₹11.3 L/yr
Product Management Lead Credit Analyst Salary 11 - 12 years exp. (AmbitionBox Estimate)	₹11.9 L/yr - ₹15 L/yr

Last Updated: 22 Mar 2025

Companies similar to American Express for Lead Credit Analyst

Company name	Avg Annual Salary	Open Jobs
Societe Generale Global Solution Centre Lead Credit Analyst Salary 3 - 12 years exp. (20 salaries)	₹20 L/yr - ₹31 L/yr 140% more	2 job openings
NatWest Group Lead Credit Analyst Salary 1 - 10 years exp. (15 salaries)	₹13.4 L/yr - ₹23.7 L/yr 67% more
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Crisil Lead Credit Analyst Salary 8 - 15 years exp. (7 salaries)	₹15 L/yr - ₹28 L/yr 93% more
Mashreq Bank Lead Credit Analyst Salary 5 - 7 years exp. (4 salaries)	₹21 L/yr - ₹28.4 L/yr 131% more
CareEdge Ratings Lead Credit Analyst Salary 2 - 8 years exp. (4 salaries)	₹12.1 L/yr - ₹14 L/yr 24% more

Lead Credit Analyst salary at American Express ranges between ₹4.3 Lakhs to ₹15 Lakhs per year for employees with experience between 4 years to 12 years. Salary estimates are based on 47 latest salaries received from various employees of American Express.

Experience wise American Express Lead Credit Analyst salaries

Last Updated: 22 Mar 2025

Experience	Avg Annual Salary
4 years (7 salaries)	₹6 L/yr - ₹9.6 L/yr
5 years (7 salaries)	₹4.3 L/yr - ₹10.5 L/yr
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6 years (6 salaries)	₹4.8 L/yr - ₹18 L/yr
7 years (6 salaries)	₹5 L/yr - ₹18.5 L/yr
8 years (6 salaries)	₹5.4 L/yr - ₹15 L/yr
9 years (5 salaries)	₹7 L/yr - ₹19.6 L/yr
10 years (4 salaries)	₹9 L/yr - ₹14.5 L/yr
11 years (3 salaries)	₹9 L/yr - ₹15 L/yr
12 years (3 salaries)	₹8 L/yr - ₹15 L/yr

View all

Salary related reviews for American Express

3.4

Rated by 12 employees for salary & benefits

Service Delivery Manager in Gurgaon / Gurugram

Full Time

Customer Success, Service & Operations Department

2.0

• posted on 19 Mar 2025

4.0

for Salary and Benefits

Likes

Salary 3 days office, 2 WFH Yearly promotion, if you are a female and if your Director is Sameer Ojha, EDDS

Salary - Good

+1 more

Dislikes

Promotions to only females, rather than deserving candidates As licking culture Yearly promotion, if you are a female and if your Director is Sameer Ojha, EDDS No work life balance Peanuts, in name of appraisal

Job security - Poor

+4 more

Senior Analyst in Gurgaon / Gurugram

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 30 Dec 2024

5.0

for Salary and Benefits

Likes

Amex is the best company I have ever worked with, work culture, flexibility, compensation, management etc everything is superb

Salary - Excellent

+6 more

Dislikes

Amex few HR's never reply or help, when Amex ex -employee want to rejoin Amex they should help them by providing support & feedback needed. They should reply on time.

Senior Process Manager in Gurgaon / Gurugram

Full Time

Data Science & Analytics Department

5.0

• posted on 27 Sep 2024

5.0

for Salary and Benefits

Likes

... ethics are the pillar which makes American Express a great company to work for. Market competent salary and benefits keep the employees motivated to work everyday here. And the job security is the parameter where an employee feel safe about the future.

Salary - Excellent

+6 more

Dislikes

There is nothing to dislike about the overall company.

Senior Engineer in Chennai

Full Time

Project & Program Management Department

2.0

• posted on 06 Jul 2024

5.0

for Salary and Benefits

Likes

Salary was very good

Salary - Excellent

Dislikes

Terrible Rating and appraisal system. Also their designations are so limited that most people keep waiting for a promotion for years. (Unless of course you've buttered up your reporting manager)

Promotions - Bad

+3 more

Senior Executive in Gurgaon / Gurugram

Full Time

Customer Success, Service & Operations Department

3.0

• posted on 22 Jun 2024

3.0

for Salary and Benefits

Likes

Infrastructure is fabulous Salary and perks are good

Dislikes

Working culture is not that good people always doing butter to their superior to get promotion. Career growth is very slow people are waiting for opportunities from 4-5 years.

Job security - Bad

+2 more

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What people are saying about American Express

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consultingmaverick

works at

Infosys Consulting

International IJP/ Assignment in Amex

Hi All, I am about to join Amex at Band 35. I have heard the Amex is a great company to work for with lot of employee centric policies. One of them being IJPs. Can someone shed more light around it, how is it?, is it seamless? do folks get international assignments as part of this IJPs?

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American Express Lead Credit Analyst Salary FAQs

What is the salary of Lead Credit Analyst at American Express ?

The average salary of a Lead Credit Analyst at American Express in India typically ranges from ₹4.3 Lakhs to ₹15.0 Lakhs per year, depending on experience (from 4 years to 12 years).

The top 10% of Lead Credit Analyst at American Express earn more than ₹14.3 Lakhs per year, and the top 1% earn over ₹15.0 Lakhs per year. Lead Credit Analyst Salaries at American Express can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 40+ American Express employees in India.

What is the estimated take home salary of a Lead Credit Analyst at American Express in India?

The estimated take-home salary of a Lead Credit Analyst at American Express in India typically ranges from ₹76,089 to ₹78,061 per month. This is based on the average salary range of ₹4.3 Lakhs to ₹15.0 Lakhs per year for employees with experience ranging from 4 years to 12 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 40+ salaries received from various employees of American Express. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than American Express for Lead Credit Analyst in India?

Societe Generale Global Solution Centre	₹20.0 Lakhs to ₹31.0 Lakhs per year
Mashreq Bank	₹21.0 Lakhs to ₹28.4 Lakhs per year
Crisil	₹15.0 Lakhs to ₹28.0 Lakhs per year
NatWest Group	₹13.4 Lakhs to ₹23.7 Lakhs per year
CareEdge Ratings	₹12.1 Lakhs to ₹14.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by American Express, depending on the role and experience level.

How the salary growth look like for a Lead Credit Analyst at American Express in India?

The salary growth for a Lead Credit Analyst at American Express depends on factors such as experience, performance, and promotions. On average, a Lead Credit Analyst can expect the following growth trajectory at American Express:

Experience	Average Salary Range
4 years	₹6.0 Lakhs to ₹9.6 Lakhs per year
5 years	₹4.3 Lakhs to ₹10.5 Lakhs per year
6 years	₹4.8 Lakhs to ₹18.0 Lakhs per year
7 years	₹5.0 Lakhs to ₹18.5 Lakhs per year

and so on.

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American Express Lead Credit Analyst Salaries

American Express Lead Credit Analyst salary in India ranges between ₹4.3 Lakhs to ₹15 Lakhs with an average annual salary of ₹. Salary estimates are based on 47 American Express latest salaries received from various employees of American Express.