Utkarsh Small Finance Bank Senior Credit Officer Reviews
based on 4 reviews
Updated 31 Aug, 2022
Overall Rating
4.4/5
How AmbitionBox ratings work?
Category Ratings
4.9
Promotions/Appraisal
4.8
Company culture
4.8
Job Security
4.5
Skill development
4.0
Work-Life balance
3.9
Salary & Benefits
3.7
Work Satisfaction
Utkarsh Small Finance Bank is rated
4.4 out of 5 stars on
AmbitionBox, based on 4 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with
the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Utkarsh Small Finance Bank is rated
4.4 out of 5 stars on
AmbitionBox, based on 4 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with
the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
We strive to keep our reviews 100% genuine. Employers cannot manipulate reviews.
4 reviews found
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Popular
Senior Credit Officer in
Amravati
Lending Department
4.0
Overall Rating
4.0
Category Ratings
5.0
Promotions/Appraisal
4.0
Skill Development
5.0
Company Culture
3.0
Work Satisfaction
3.0
Salary & Benefits
5.0
Job Security
4.0
Work-Life Balance
posted on 23 Jun 2022
Likes
Working time not Sutebul
Work Details
3 year experience
Work days: Monday to Friday
(Strict Timings)
Work related travel: This job involves
Travel Within City.
Senior Credit Officer in
Pandarkavada
Full Time
·
Enterprise & B2B Sales Department
5.0
Overall Rating
5.0
Category Ratings
5.0
Promotions/Appraisal
5.0
Skill Development
5.0
Company Culture
5.0
Work Satisfaction
5.0
Salary & Benefits
5.0
Job Security
4.0
Work-Life Balance
posted on 01 Sep 2021
Likes
Excellent
Dislikes
MARATHI
Work Details
3 year
Work timings: Flexible Timings
Work related travel: This job involves
Travel Within Country.
We strive to keep our reviews 100% genuine. Employers cannot manipulate reviews.
Assistant Vice President in
Varanasi
Full Time
·
Service Delivery Department
3.0
Overall Rating
3.0
Category Ratings
4.0
Promotions/Appraisal
3.0
Skill Development
3.0
Company Culture
3.0
Work Satisfaction
3.0
Salary & Benefits
4.0
Job Security
3.0
Work-Life Balance
posted on 06 Dec 2024
Likes
Overall good management, Job security and growth prospects, decent transportation (HO), decent bonus and financial benefits
Dislikes
Old school, low priority on employees experience, low employees benefits like free meal and goodies, lack of process driven culture, strict working hours and mandatory work from office
Work Details
Work days: Monday to Saturday
(Strict Timings)
Work related travel:This is a desk job.
Branch Manager in
Gwalior
Full Time
·
Retail & B2C Sales Department
4.0
Overall Rating
4.0
Category Ratings
4.0
Promotions/Appraisal
3.0
Skill Development
4.0
Company Culture
4.0
Work Satisfaction
3.0
Salary & Benefits
4.0
Job Security
3.0
Work-Life Balance
posted on 29 Nov 2024
Likes
Annual appraisal are good
Dislikes
Promotion policy
IT services provided to the customer are not reliable
Internal process of account opening
Softwares are pathetic
Back end services are not good
Employee knowledge level at back end is very poor
Professional attitude and work culture at process and support level is not good
Relationship Manager in
Bhopal
Full Time
·
Other Department
3.0
Overall Rating
3.0
Category Ratings
1.0
Promotions/Appraisal
2.0
Skill Development
1.0
Company Culture
1.0
Work Satisfaction
2.0
Salary & Benefits
2.0
Job Security
1.0
Work-Life Balance
posted on 20 Nov 2024
Likes
The upper management is great working with
Dislikes
The branch level management isn't good, politics, work culture, employee retention, behavior of branch level managers, work life balance and timing issue
Work Details
Work days: Monday to Saturday
(Strict Timings)
Work related travel: This job involves
Travel Within City.
Credit Officer in
Pusad
Full Time
·
Finance Department
3.0
Overall Rating
3.0
Category Ratings
1.0
Promotions/Appraisal
3.0
Skill Development
1.0
Company Culture
1.0
Work Satisfaction
2.0
Salary & Benefits
1.0
Job Security
1.0
Work-Life Balance
posted on 03 Nov 2024
Likes
My Branch total 7 days work holiday bank open sunday work salary firsht six month best salary but next six month salary is low insensitive not available clients emi self mannage bank total collection posting but od members cash self deposit I'm not satisfying in this bank
Dislikes
I'm not satisfied utkarsh small finance bank work time work 16 hours salary low
Work Details
Work days: Monday to Friday
Credit Officer in
Rudrapur
Full Time
·
Finance Department
5.0
Overall Rating
5.0
Category Ratings
5.0
Promotions/Appraisal
5.0
Skill Development
5.0
Company Culture
3.0
Work Satisfaction
5.0
Salary & Benefits
5.0
Job Security
5.0
Work-Life Balance
posted on 29 Aug 2024
Likes
According to Utkarsh Small Finance Bank, they offer a unique work-life balance culture that helps employees focus on their work and live a healthy, stress-free life. They also offer a variety of employee-centric activities to help employees unwind and maintain a holistic approach to work-life balance.
Dislikes
Low salary: Some say that the salary is low and not comparable to other banks. For example, one reviewer says that engineering graduates start at 9,000 rupees per month, which is considered shameful.
No promotions: Some say that there are no opportunities for promotion, and that hard work is not appreciated.
Politics: Some say that there is too much politics in the workplace, and that superiors are not supportive.
Long hours: Some say that MB branches have late working hours and heavy workloads.
No time management: Some say that there is no time management.
Manual work: Some say that there is too much manual work.
No digital features: Some say that the bank lacks digital features.
Pressure: Some say that the job is stressful....Read More
Credit Manager in
Mumbai
Full Time
·
Finance Department
1.0
Overall Rating
1.0
Category Ratings
1.0
Promotions/Appraisal
1.0
Skill Development
1.0
Company Culture
1.0
Work Satisfaction
1.0
Salary & Benefits
3.0
Job Security
1.0
Work-Life Balance
posted on 27 Aug 2024
Likes
If you satisfy your boss, it will be good for you. Otherwise ur life horrible. Your boss also make you to do some unethical practice nd you will leave with this dissatisfaction.
Dislikes
Your boss will make you to do unethical practice.
Work Details
Work timings: Strict Timings
Work related travel: This job involves
Travel Within City.
Deputy Manager in
Pune
Full Time
·
Retail & B2C Sales Department
3.0
Overall Rating
3.0
Category Ratings
3.0
Promotions/Appraisal
2.0
Skill Development
2.0
Company Culture
2.0
Work Satisfaction
4.0
Salary & Benefits
2.0
Job Security
2.0
Work-Life Balance
posted on 27 Jun 2024
Likes
Work with Growing organisation is create the more opportunity in career
Dislikes
Process, Work Culture,lack of Professional Attitude in senior management
Work Details
Work timings: Strict Timings
Work related travel: This job involves
Travel Within City.
Branch Manager in
Jamshedpur
Full Time
·
Banking Operations Department
1.0
Overall Rating
1.0
Category Ratings
1.0
Promotions/Appraisal
1.0
Skill Development
1.0
Company Culture
1.0
Work Satisfaction
2.0
Salary & Benefits
2.0
Job Security
1.0
Work-Life Balance
posted on 08 May 2024
Likes
Nothing to like worst place to work
Dislikes
B.M in Micro Banking is like collection incharge of money. Seniors behaviors is rude and toxic.
Work Details
Work timings: Strict Timings
Work related travel: This job involves
Travel Within City.
Credit Officer in
Arang
Full Time
·
Finance Department
5.0
Overall Rating
5.0
Category Ratings
5.0
Promotions/Appraisal
5.0
Skill Development
5.0
Company Culture
5.0
Work Satisfaction
5.0
Salary & Benefits
5.0
Job Security
5.0
Work-Life Balance
posted on 29 Dec 2024
Likes
Hard work and fast growth
Dislikes
No comments
Branch Manager in
Kolkata
Full Time
·
Retail & B2C Sales Department
5.0
Overall Rating
5.0
Category Ratings
5.0
Promotions/Appraisal
3.0
Skill Development
5.0
Company Culture
5.0
Work Satisfaction
5.0
Salary & Benefits
5.0
Job Security
5.0
Work-Life Balance
posted on 26 Dec 2024
Likes
Employee centric bank. Work balance. Best place specially for freshers
Dislikes
Nothing
Other Utkarsh Small Finance Bank Reviews
We strive to keep our reviews 100% genuine. Employers cannot manipulate reviews.
Area Manager in
Varanasi
Full Time
·
Banking Operations Department
5.0
Overall Rating
5.0
Category Ratings
5.0
Promotions/Appraisal
5.0
Skill Development
5.0
Company Culture
5.0
Work Satisfaction
5.0
Salary & Benefits
5.0
Job Security
5.0
Work-Life Balance
posted on 21 Dec 2024
Likes
I'm Yashwant Yadav utkarsh small finance bank experience Most likely culture business & team management process fantastic energy all team members excellent work experience
Dislikes
I like utkarsh small finance bank & very good Quality management process work
Work Details
Work days: Monday to Friday
(Flexible Timings)
Work related travel: This job involves
Travel Within City.
Assistant Manager in
Ranchi
Full Time
·
Operations Support Department
2.0
Overall Rating
2.0
Category Ratings
4.0
Promotions/Appraisal
3.0
Skill Development
1.0
Company Culture
2.0
Work Satisfaction
3.0
Salary & Benefits
2.0
Job Security
2.0
Work-Life Balance
posted on 20 Dec 2024
Likes
Can be best organization because of good appraisal benifit and RNR for every little achievement which gives you lime light.
Dislikes
Lower level politics that makes you leave organization. Though organization is good but can't help with bad people in it and nobody is there to monitor.
Assistant Manager II in
Varanasi
Full Time
·
Finance Department
2.0
Overall Rating
2.0
Category Ratings
1.0
Promotions/Appraisal
1.0
Skill Development
1.0
Company Culture
2.0
Work Satisfaction
1.0
Salary & Benefits
3.0
Job Security
2.0
Work-Life Balance
posted on 12 Dec 2024
Likes
For someone who just wants to stay fit, working here is the best option.
Dislikes
Here, those who really work do not get any appreciation, only those who do the buttering work are good here.
Work Details
Work days: Alternate Saturday off
(Strict Timings)
Work related travel:This is a desk job.
Executive Operations Executive in
Varanasi
Full Time
·
Other Department
4.0
Overall Rating
4.0
Category Ratings
4.0
Promotions/Appraisal
4.0
Skill Development
4.0
Company Culture
4.0
Work Satisfaction
4.0
Salary & Benefits
4.0
Job Security
4.0
Work-Life Balance
posted on 04 Dec 2024
Likes
I am working from two years at Utkarsh Small Finance Bank in Assets Department. Currently I am in disbursement team and working experience overall to good. Mostly I like 100% operations work in this organisation. Like a five star rating Utkarsh Tower Office in Varanasi.
Dislikes
Nothing.
Senior Executive in
Kolkata
Full Time
·
IT Support Department
1.0
Overall Rating
1.0
Category Ratings
1.0
Promotions/Appraisal
1.0
Skill Development
1.0
Company Culture
1.0
Work Satisfaction
1.0
Salary & Benefits
1.0
Job Security
1.0
Work-Life Balance
posted on 04 Dec 2024
Likes
Anything not here for likes
Dislikes
They are asking for join 4th Saturday while 4th Saturday is off working day and also they are saying you will be lost your job anytime
Work Details
Work days: Monday to Saturday
(Strict Timings)
Work related travel: This job involves
Travel Within City.
Relationship Officer in
Patna
Full Time
·
Finance Department
1.0
Overall Rating
1.0
Category Ratings
1.0
Promotions/Appraisal
1.0
Skill Development
1.0
Company Culture
1.0
Work Satisfaction
1.0
Salary & Benefits
1.0
Job Security
1.0
Work-Life Balance
posted on 27 Nov 2024
Likes
Nothing
Dislikes
Toxic environment and never supported new joining guy's and always use abusing language by senior.never give petrol expenses by reporting manager doing complen hr but hr never responded.
Work Details
Work days: Monday to Saturday
(Strict Timings)
Zonal Business Head in
Varanasi
Full Time
·
Banking Operations Department
5.0
Overall Rating
5.0
Category Ratings
4.0
Promotions/Appraisal
5.0
Skill Development
5.0
Company Culture
5.0
Work Satisfaction
4.0
Salary & Benefits
5.0
Job Security
5.0
Work-Life Balance
posted on 26 Nov 2024
Likes
Utkarsh is one of the best employer & they really invest their time & energy to build people & make them productive.
Dislikes
They should relook their grading structure & same should be as per competition.
Work Details
Work days: Monday to Saturday
(Strict Timings)
Work related travel: This job involves
Travel Within Country.
Internal Auditor in
Varanasi
Full Time
·
Audit & Control Department
4.0
Overall Rating
4.0
Category Ratings
3.0
Promotions/Appraisal
4.0
Skill Development
2.0
Company Culture
2.0
Work Satisfaction
3.0
Salary & Benefits
2.0
Job Security
3.0
Work-Life Balance
posted on 24 Nov 2024
Likes
By working at utkarsh we have Little bit relaxation with our work there is not any mental pressure which is good.
Dislikes
Annual appraisal not at all satisfied with it. Appraisal done by supervisor on the basics of your closeness with them rather than on your performance throughout the year which is very much disappointed
Work Details
Work days: Monday to Saturday
(Flexible Timings)
Work related travel: This job involves
Travel Within City.
BD Executive in
Mumbai
Full Time
·
Marketing Department
1.0
Overall Rating
1.0
Category Ratings
1.0
Promotions/Appraisal
1.0
Skill Development
1.0
Company Culture
1.0
Work Satisfaction
1.0
Salary & Benefits
1.0
Job Security
1.0
Work-Life Balance
posted on 21 Nov 2024
Likes
You get gold money in this bank, BM goes to sleep at home, it is a tension free bank and totally fraud working goes on in it, after taking attendance everyone goes to sleep at home during working hours, you get to sleep peacefully at home in the bank
Dislikes
Fraud working happens in the bank and no one is there to see it, come and go, the house is yours, the BF has made the bank like a theatre, enjoy, do whatever you want to do.
Work Details
Work days: Monday to Friday
(Strict Timings)
Work related travel:This is a desk job.
Regional Operations Manager in
Balangir
Full Time
·
Banking Operations Department
2.0
Overall Rating
2.0
Category Ratings
4.0
Promotions/Appraisal
4.0
Skill Development
1.0
Company Culture
1.0
Work Satisfaction
4.0
Salary & Benefits
5.0
Job Security
1.0
Work-Life Balance
posted on 14 Oct 2024
Likes
Payments are claim are very nice
Dislikes
No holidays no 2nd 4th saturday leave no public holiday leave is allowed time culture is very bad working from morning 6.45 Am to till night 12 pm