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Engaged Employer
Bread Financial
4.1
based on 183 Reviews
Company Overview
Company Locations
Bread Financial Reviews
Updated 31 Mar, 2025
Overall Rating
4.1/5
based on 184 reviews
11% above industry's average
know moreRating Distribution
5
104 (56.8%)
4
31 (16.9%)
3
22 (12%)
2
7 (3.8%)
1
19 (10.4%)
Category Ratings
4.2
Work-Life Balance
4.1
Company Culture
4.1
Salary
4.0
Job Security
3.9
Skill Development
3.9
3.7
Promotions
What employees say about Bread Financial?
Insights from employee reviews on AmbitionBox
Workplace insights
Hybrid
92% employees reported
Monday to Friday
77% employees reported
Flexible timing
66% employees reported
No travel
78% employees reported
View more detailed insights
Gender based rating
3.7
Rated by Women
70 reviews
4.3
Rated by Men
102 reviews
Bread Financial is rated
4.1 out of 5 stars on
AmbitionBox, based on 184 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with
... Read more
Detailed Bread Financial Employee Reviews
Likes: Good pay when compared to its competitors, employee benefits, etc.
Dislikes: While the company may initially entice you with attractive salary packages, the overall experience leaves much to be desired. Here are the key issues:
1. Ineffective Management : Poor decision-making and unclear direction.
2. Limited Career Growth: There are no Internal Job Postings (IJPs) or avenues for upward mobility, leaving empl... Read More
Work Details
Work days: Rotational Shift (Strict Timings)
Work related travel: This job involves Travel Within City.
Likes: Hybrid, yearly bonus, referral bonus, good leave policies, good cafeteria, 2 way cabs
Dislikes: 1) No promotions, even if you are doing your best from past 4 years only favourite who are less tenure very close are getting promotions we aren’t even getting entry level promotions for applying IJP. Politics & discrimination in terms of promotion, recognitions. Manipulation of data is been easily done. Co. should do atleast dry pro... Read More
Work Details
Work days: Monday to Friday (Strict Timings)
Work related travel: This is a desk job.
View all detailed Bread Financial employee reviews
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Explore Reviews by Department
View AllTop Mentions in Bread Financial Reviews
184 reviews found
Sort By: Popular
Likes: Company culture
Dislikes: Leads in India pressurise so much to work beyond the deadline. They need to add people but instead of adding they ask one employee to work equal to 5 employees. No work life balance in India. Leaves also they are not giving now. Lot of work stress but the leads never understand.
Work Details
Work days: Rotational Shift (Flexible Timings)
Work related travel: This is a desk job.
Likes: I really appreciate the opportunities for growth and development at Bread Financial. The company promotes a positive work environment with strong support from both leadership and colleagues. I also enjoy the innovative projects we get to work on, which help me enhance my skills. The culture of teamwork and work-life balance is someth... Read More
Dislikes: Nothing
Likes: The HR team at Bread Financial is truly top-notch, providing unparalleled support and guidance to employees. The company values a healthy work-life balance and encourages professional growth through various opportunities for learning and development.
Dislikes: I don't have anything to note here. Nothing major.
Work Details
Work days: Monday to Friday (Flexible Timings)
Top Bread Financial Interview Questions
Get interview-ready with top interview questions
Likes: Working here feels like being part of a big, supportive family. The team environment is fantastic, and there's always someone willing to lend a hand.
Dislikes: Sometimes, the pace can be a bit hectic, but it's manageable with the support around.
Work Details
Work days: Monday to Friday (Strict Timings)
Work related travel: This is a desk job.
Latest Bread Financial Employee Reviews
View AllLikes: " Incredible team support and a collaborative atmosphere.
Competitive salary and top-notch benefits.
Strong focus on personal and professional development."
Dislikes: " The pace is fast, which can be a bit overwhelming at times.
High expectations, but they push you to be your best.
Sometimes long hours, but the outcomes are rewarding."
Work Details
Work days: Monday to Friday (Strict Timings)
Work related travel: This is a desk job.
Read Bread Financial Reviews based on designations
Likes: I've been empowered to take on new challenges since joining, and the support I receive from management has been phenomenal. It's a nurturing place that values everyone's contribution and fosters personal growth.
Dislikes: The workload can be intense, especially with tight deadlines. However, the sense of accomplishment is worth it.
Work Details
Work days: Monday to Friday (Flexible Timings)
Work related travel: This is a desk job.
Likes: The management team is incredible; they really care about us and make sure we're recognized for our hard work. Work-life balance is always a priority, which makes it easier to manage personal and professional life. 
Dislikes: With such a focus on performance, the expectations are high, but it's nothing that can't be handled with the support provided.
You are reading trusted reviews. Keep reading to find out more about Bread Financial.
Likes: I have been a part of this organization for quite a while now, and I continue to be amazed by the positive work environment and the numerous chances for me to grow both personally and professionally. The leaders here truly appreciate what we, the employees, have to say and they foster a spirit of teamwork, which makes each day fulfil... Read More
Dislikes: Some departments may have occasional long hours during peak seasons.
Work Details
Work days: Monday to Friday (Flexible Timings)
Likes: -The company's culture, which is characterized by positivity and collaboration, facilitates seamless teamwork in pursuit of shared objectives.
-I value the confidence and independence granted to employees in decision-making and assuming responsibility for their tasks.
-The company's prioritization of work-life balance has significa... Read More
Dislikes: No dislike. I like everything in this company.
Work Details
Work days: Monday to Friday (Flexible Timings)
Likes: The culture within the company emphasizes the importance of maintaining a harmonious equilibrium between work and personal life, enabling me to thrive in both aspects. The accessibility of the management through an open-door policy fosters an environment where expressing concerns and ideas is encouraged. I appreciate the consistent s... Read More
Dislikes: Upper management can sometimes be out of touch with the day-to-day realities of lower-level employees.
Work Details
Work days: Monday to Friday (Flexible Timings)
Likes: I am grateful for the positive and inclusive company culture, where everyone's voices are heard and valued. This is exactly why it makes it a pleasure to come to work every day.
Dislikes: The office space can get a bit crowded sometimes, but there are plans for expansion.
Work Details
Work days: Monday to Friday (Flexible Timings)
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Top trending discussions
View All
Tech lead - Tech Mahindra or IBM
I have 2 offers in same location : Need guidance to choose one
1) Tech Mahindra (U4)
Fixed 23.9 Variable 2.6=26.5
No joining bonus
Project details informed already
2)IBM(7B)
Fixed 21.37 + Variable 0-10%
Joining bonus is 1 lakh
Your Responses and thoughts will be appreciated.
Thank you
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People also ask about Bread Financial
Is Bread Financial a good place to work for?
The experience of working at any company can vary based on factors like team, manager, role, company policy etc. However, with an overall rating of 4.1 out of 5 from over 183 employee reviews, it's clear that most employees have a positive experience working at Bread Financial.
Work-Life balance holds the highest rating at 4.2, while career growth is rated the lowest amongst all factors at 3.7.
Read reviews about
work-life balance
and
career growth
on AmbitionBox.
How does Bread Financial’s employee rating compare to the industry average?
Bread Financial’s employee rating of 4.1 out of 5 exceeds the industry average of 3.7 out of 5 for companies within the FinTech sector. This rating reflects that Bread Financial generally provides a better employee experience compared to many of its industry peers, indicating stronger overall satisfaction among its workforce.
Does Bread Financial pay their employees well?
According to AmbitionBox reviews, Bread Financial employees rate their salary and benefits at 4.1 out of 5, based on 183 reviews. The rating reflects a high level of satisfaction among employees regarding compensation and benefits, indicating that Bread Financial is generally seen as a place that values and rewards its workforce fairly. You can know more about Bread Financial salaries
here
and to read reviews specifically about salary and benefits at Bread Financial,
click here
.
How is the work culture at Bread Financial?
Work culture at Bread Financial is rated 4.1 out of 5 by 183 employees on AmbitionBox, indicating a generally positive environment. Work culture encompasses aspects like collaboration, support, and overall employee satisfaction. The strong rating reflects a supportive and engaging atmosphere at Bread Financial. To read reviews specifically about work culture at Bread Financial,
click here
.
How is the job security at Bread Financial?
Based on 183 reviews on AmbitionBox, Bread Financial employees rate job security at 4.0 out of 5. This high rating reflects strong employee confidence in the stability and security of their roles at Bread Financial, indicating that most employees feel secure in their positions and trust the company to provide a reliable work environment. To read reviews about job security at Bread Financial,
click here
.
Is work from home available at Bread Financial?
According to AmbitionBox, 3% of Bread Financial employees work from home permanently, 5% work from the office, and 92% follow a hybrid model, based on 41 reviews in the last 6 months. This reflects a flexible approach to work arrangements. To read reviews specifically about work-life balance,
click here.
How do I get a job at Bread Financial?
To get a job at Bread Financial, start by browsing the current open positions
here
and apply for roles that align with your skills and interests. It’s crucial to tailor your resume and cover letter to highlight relevant experience. Additionally, research top Bread Financial interview questions and practice your responses to prepare thoroughly.
Bread Financial Reviews by Locations
By reading the reviews on this page, you agree that they are (often anonymous) personal opinions and views of reviewers/users of AmbitionBox, which may be biased, and for this, AmbitionBox has no liability. If you believe that a review is inappropriate, please click on "Report" (shown as a flag) present below each review and our moderation team will look into it as soon as possible.
AmbitionBox has 184 Bread Financial reviews submitted by Bread Financial employees. Read reviews on salaries, working hours, work culture, office environment, and more to know if Bread Financial is the right company for you. 77% of employees reported the w...Bread Financial Salaries in India
| Process Analyst 157 salaries |   Unlock₹3.5 L/yr - ₹8 L/yr |
| Process Associate 149 salaries | Unlock ₹3 L/yr - ₹6 L/yr |
| Senior Analyst 43 salaries | Unlock ₹7.4 L/yr - ₹23.1 L/yr |
| AML Analyst 36 salaries | Unlock ₹4 L/yr - ₹7.8 L/yr |
| Analyst 25 salaries | Unlock ₹4 L/yr - ₹9.6 L/yr |
Employee Benefits at Bread Financial
Office cab/shuttle
3 total responses
Health insurance
1 total responses
Office gym
1 total responses
Job/Soft skill training
2 total responses
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