200+ Associate Analyst Interview Questions and Answers

AI refers to the simulation of human intelligence in machines that are programmed to think and learn.

• Virtual personal assistants like Siri and Alexa

• Recommendation systems like Netflix and Amazon

• Autonomous vehicles like self-driving cars

• Natural language processing used in chatbots

• Image recognition and computer vision technologies

• Fraud detection systems in banking

• AI-powered medical diagnosis and treatment systems

DBMS foreign key, primary key, and SQL are all related to database management systems.

• DBMS stands for Database Management System

• A primary key is a unique identifier for a record in a table

• A foreign key is a field in one table that refers to the primary key in another table

• SQL stands for Structured Query Language and is used to manage and manipulate data in a database

• Examples of DBMS include MySQL, Oracle, and Microsoft SQL Server

Banks provide various types of loans to customers.

• Personal loans

• Home loans

• Car loans

• Education loans

• Business loans

• Credit card loans

A block is a unit of data that is stored together as a single entity.

• A block can refer to a physical block of data on a hard drive or a logical block of data in a database.

• Blocks are often used in blockchain technology to store transaction data.

• In programming, a block can refer to a section of code that is enclosed within curly braces.

Bonds are debt securities issued by companies or governments to raise capital. US GAAP is a set of accounting principles used in the United States.

• Bonds are a form of borrowing where the issuer promises to pay back the principal plus interest to the bondholder.

• Bonds can be issued by companies or governments to raise capital for various purposes.

• US GAAP stands for Generally Accepted Accounting Principles and is a set of accounting rules and standards used in the United States....read more

Market research involves gathering and analyzing data about consumers, competitors, and market trends to make informed business decisions.

• Market research helps companies understand their target audience and identify opportunities for growth.

• Analytics involves using data to analyze trends, patterns, and insights to drive strategic decision-making.

• Market research and analytics can involve surveys, focus groups, data analysis, and predictive modeling.

• Examples of market research ...read more

The population of various states in India varies greatly.

• India has a diverse population with different states having different population sizes.

• The most populous state in India is Uttar Pradesh with over 200 million people.

• Other highly populated states include Maharashtra, Bihar, and West Bengal.

• Some states like Sikkim and Mizoram have relatively smaller populations.

• The population distribution across states is influenced by factors like geography, history, and economic develo...read more

E-commerce has revolutionized the way we shop and do business.

• E-commerce has made shopping more convenient and accessible.

• It has opened up new markets and opportunities for businesses.

• E-commerce has also led to the rise of online payment systems and digital currencies.

• However, it has also raised concerns about privacy and security.

• Overall, e-commerce has had a significant impact on the global economy.

Unit testing is a software testing technique where individual units or components of a software application are tested in isolation.

• Unit testing is done during the development phase to ensure that each unit/component of the software is working as expected.

• It helps in identifying and fixing bugs early in the development cycle.

• Unit tests are automated and can be run frequently to ensure that changes made to the code do not break existing functionality.

• It helps in improving the ...read more

Switch case is used for multiple conditions while if else ladder is used for sequential conditions.

• Switch case is more efficient when there are multiple conditions to check.

• If else ladder is more suitable for sequential conditions where each condition depends on the previous one.

• Switch case can only be used with constant expressions, while if else ladder can handle any boolean expression.

• Switch case can lead to cleaner and more readable code when there are many conditions to ...read more

A knowledge box is a tool used to organize and store information for easy access and retrieval.

• It can be physical or digital

• It can contain information on a specific topic or subject

• It can be used for personal or professional purposes

• Examples include a file cabinet, a computer folder, or a wiki page

Google Maps - a web mapping service developed by Google

• Provides satellite imagery, street maps, panoramic views, and route planning

• Used for navigation, finding local businesses, and exploring new places

• Available on desktop and mobile devices

I have experience in conducting statistical analysis, data modeling, and forecasting.

• Proficient in statistical software such as R, Python, and SPSS

• Experience in analyzing large datasets and identifying trends

• Skilled in creating data visualizations to communicate findings

• Knowledge of regression analysis, hypothesis testing, and predictive modeling

Environmental, social, and governance (ESG) refers to the three central factors in measuring the sustainability and ethical impact of an investment in a company or business.

• Environmental factors focus on a company's impact on the environment, such as carbon emissions, waste management, and resource conservation.

• Social factors assess how a company manages relationships with employees, suppliers, customers, and the communities in which it operates.

• Governance factors evaluate th...read more

The question is asking to create a table and find a person.

• Create a table with relevant columns such as name, age, occupation, etc.

• Input data of different people into the table.

• Use SQL query to find a specific person based on criteria like name or occupation.

Google offers a wide range of products and services including search engine, email, cloud storage, productivity tools, and more.

• Google Search

• Gmail

• Google Drive

• Google Docs

• Google Sheets

• Google Slides

• Google Calendar

• Google Maps

• Google Photos

• Google Translate

• Google Chrome

• Google Ads

• Google Analytics

• Google Cloud Platform

• Google Meet

• Google Classroom

• Google Assistant

• Google Play Store

The three stages of money laundering are placement, layering, and integration.

• Placement: The initial stage where illegal funds are introduced into the financial system.

• Layering: The process of separating the illicit funds from their original source through complex financial transactions.

• Integration: The final stage where the laundered funds are reintroduced into the legitimate economy.

• Example: A criminal deposits cash from illegal activities into a bank account (placement), t...read more

Structuring involves organizing and arranging data, information, or processes in a systematic way.

• Structuring involves organizing data or information in a logical manner.

• It helps in making complex information easier to understand and navigate.

• Examples include creating databases, outlining project plans, and designing workflows.

ESG stands for Environmental, Social, and Governance. It is a set of criteria used to evaluate a company's performance in these areas.

• Environmental pillar focuses on a company's impact on the environment, such as carbon emissions, waste management, and resource conservation.

• Social pillar assesses how a company manages relationships with employees, suppliers, customers, and the communities in which it operates.

• Governance pillar looks at the company's leadership, executive pay,...read more

Product life cycle refers to the stages a product goes through from introduction to decline.

• Product life cycle consists of four stages: introduction, growth, maturity, and decline.

• During the introduction stage, the product is launched and sales are low.

• In the growth stage, sales increase rapidly as the product gains popularity.

• During the maturity stage, sales level off and may even decline as the market becomes saturated.

• Finally, in the decline stage, sales decrease as the pr...read more

Data analysis is the process of inspecting, cleaning, transforming, and modeling data to extract useful information.

• It involves identifying patterns and trends in data

• It helps in making informed decisions based on data

• It can be used in various fields such as finance, marketing, healthcare, etc.

• Examples include regression analysis, clustering, and data visualization

Golden roll is a term used in accounting to describe a company's balance sheet and cash flow.

• Golden roll refers to a company's financial statements that show its assets, liabilities, and equity at a specific point in time.

• Balance sheet provides a snapshot of a company's financial position, including what it owns (assets) and owes (liabilities).

• Cash flow statement shows how much cash a company generates and spends during a specific period of time.

• Understanding these financial ...read more

OpenCV project uses various libraries depending on the requirements.

• OpenCV core library

• OpenCV highgui library

• OpenCV imgproc library

• OpenCV video library

• OpenCV features2d library

• OpenCV objdetect library

• OpenCV ml library

• OpenCV calib3d library

• OpenCV stitching library

• OpenCV dnn library

Salary expectations for an Associate analyst vary based on experience, location, and company size.

• Salary expectations can range from $50,000 to $80,000 per year depending on the factors mentioned.

• Candidates with relevant experience and certifications may negotiate for higher salaries.

• Research industry standards and company policies to determine a reasonable salary expectation.

• Consider benefits, bonuses, and opportunities for growth when evaluating salary offers.

Protect online payments by using secure payment gateways, strong passwords, and monitoring transactions.

• Use secure payment gateways like PayPal or Stripe

• Create strong passwords and change them regularly

• Monitor transactions regularly for any suspicious activity

• Enable two-factor authentication for added security

• Avoid using public Wi-Fi for online payments

• Keep your computer and antivirus software up to date

• Be cautious of phishing scams and only enter payment information on trust...read more

Yes, I am able to work well under pressure.

• I prioritize tasks and focus on the most important ones first

• I remain calm and composed, and try to find solutions to problems

• I communicate effectively with my team and ask for help when needed

SQL joins are used to combine data from two or more tables based on a related column between them.

• Inner join: returns only the matching rows from both tables

• Left join: returns all the rows from the left table and matching rows from the right table

• Right join: returns all the rows from the right table and matching rows from the left table

• Full outer join: returns all the rows from both tables, with NULL values in the columns where there is no match

• Cross join: returns the Cartesi...read more

Calculate EMI based on interest rate, tenure, and balance

• Use the formula EMI = [P x R x (1+R)^N] / [(1+R)^N-1]

• Where P is the principal balance, R is the monthly interest rate, and N is the number of months

• For example, if the principal balance is $10,000, interest rate is 5% per annum, and tenure is 2 years, the EMI can be calculated

Demonstrations in India are a common form of protest and expression of public opinion.

• Demonstrations in India are often organized by various groups to raise awareness about social, political, or economic issues.

• They can range from peaceful marches and rallies to more disruptive forms of protest like strikes and sit-ins.

• Demonstrations in India have played a significant role in shaping public discourse and influencing government policies.

• Some notable demonstrations in India inc...read more

I will apply a mix of traditional and digital marketing strategies to reach target audiences and drive engagement.

• Utilize social media platforms to increase brand awareness and engagement

• Implement email marketing campaigns to nurture leads and drive conversions

• Collaborate with influencers or industry experts to reach a wider audience

• Utilize SEO strategies to improve online visibility and drive organic traffic

Multiple tabs in a laptop refer to the ability to have multiple web pages or applications open simultaneously in separate tabs within a web browser or software program.

• Multiple tabs allow for multitasking and easy navigation between different websites or tasks.

• Each tab functions independently, allowing users to switch between them without closing or losing any information.

• Tabs can be opened, closed, rearranged, and organized according to the user's preferences.

• Examples includ...read more

The fourth phase of a clinical trial is the post-marketing surveillance phase.

• Phase IV involves monitoring the drug or treatment after it has been approved and is on the market.

• It focuses on long-term safety and effectiveness of the treatment in a larger population.

• Phase IV trials may also compare the treatment to other existing treatments or placebo.

• Adverse events and side effects are closely monitored during this phase.

I would invest in a diversified portfolio, donate to charity, and save for future expenses.

• Invest a portion in a diversified portfolio to generate long-term returns

• Donate to charity to give back to the community

• Save a portion for future expenses such as education or emergencies

Yes, I have experience working on Oracle Fusion/apps.

• Worked on implementing Oracle Fusion applications for a previous employer

• Trained in using Oracle Fusion tools and applications

• Assisted in troubleshooting and resolving issues with Oracle Fusion software

Python has several popular machine learning libraries such as scikit-learn, TensorFlow, and PyTorch.

• scikit-learn is a widely used library for machine learning tasks such as classification, regression, clustering, and dimensionality reduction.

• TensorFlow is an open-source deep learning library developed by Google for building and training neural networks.

• PyTorch is another popular deep learning library that provides flexibility and speed for building neural networks.

• Other notab...read more

I test the application thoroughly by conducting both functional and non-functional testing to ensure all aspects are covered.

• Conducting functional testing to ensure all features work as expected

• Performing non-functional testing for performance, security, and usability

• Utilizing automation testing tools to increase test coverage

• Testing different scenarios and edge cases to uncover potential issues

• Collaborating with developers to understand the code and test accordingly

I test applications on my mobile by using emulators, physical devices, and various testing tools.

• Use emulators to simulate different devices and operating systems

• Test on physical devices to ensure accurate performance

• Utilize testing tools like Appium or Firebase Test Lab

• Perform manual testing to catch any user experience issues

• Automate testing with scripts to save time and improve efficiency

Different types of testing include unit testing, integration testing, system testing, and acceptance testing.

• Unit testing: Testing individual components or modules of a software application.

• Integration testing: Testing the interaction between different components or modules.

• System testing: Testing the entire system as a whole.

• Acceptance testing: Testing to ensure the system meets the requirements and is ready for deployment.

Multiple inheritance is not possible in some programming languages due to the Diamond Problem.

• Multiple inheritance can lead to the Diamond Problem where a class inherits from two classes that have a common base class.

• This can cause ambiguity in the program as to which version of the common base class should be used.

• To avoid this issue, some programming languages like Java and C# do not support multiple inheritance.

Financial statements are reports that show the financial performance and position of a company.

• Financial statements include the income statement, balance sheet, and cash flow statement.

• They provide information on revenue, expenses, assets, liabilities, and equity.

• Investors, analysts, and regulators use financial statements to assess the financial health of a company.

• Examples of financial statements include annual reports, quarterly reports, and SEC filings.

Yes, I have a few questions.

• Can you tell me more about the day-to-day responsibilities of an Associate Analyst?

• What are the key skills or qualifications you are looking for in a candidate for this role?

• Is there room for growth and advancement within the company?

• Can you provide any information about the team I would be working with?

• What is the company culture like?

Crude oil prices are highly volatile and affected by various factors such as supply and demand, geopolitical tensions, and economic growth.

• Crude oil prices are determined by the global supply and demand balance.

• Geopolitical tensions and conflicts can disrupt oil supply and cause prices to rise.

• Economic growth and industrial activity can increase demand for oil and push prices up.

• OPEC (Organization of the Petroleum Exporting Countries) plays a major role in setting oil prices ...read more

Automated reports can be created using tools like Microsoft Excel, Google Sheets, or business intelligence software.

• Use tools like Microsoft Excel or Google Sheets to create automated reports by setting up formulas and macros.

• Utilize business intelligence software like Tableau or Power BI to automate data extraction, transformation, and visualization for reports.

• Schedule automated reports to run at specific times using tools like Microsoft Power Automate or Google Apps Script...read more

Indexes are data structures used to improve the speed of data retrieval in databases. They help in quickly locating data without having to scan the entire database.

• Indexes are created on columns in a database table to speed up the retrieval of rows that match a certain condition.

• Types of indexes include clustered indexes, non-clustered indexes, unique indexes, and composite indexes.

• Clustered indexes determine the physical order of data in a table, while non-clustered indexes ...read more

Red flags in AML refer to suspicious activities or behaviors that may indicate money laundering or terrorist financing.

• Unusual transactions or patterns, such as frequent large cash deposits or withdrawals

• Lack of a logical business explanation for transactions

• Use of shell companies or nominee accounts to obscure the true source of funds

• Customer reluctance to provide identification or other required information

• Transactions involving high-risk countries or politically exposed pe...read more

Corporate action refers to events initiated by a public company that impact its shareholders and securities.

• Types of corporate actions include dividends, stock splits, mergers and acquisitions, rights issues, and bonus issues.

• Dividends are payments made to shareholders from a company's profits.

• Stock splits involve dividing existing shares into multiple shares to lower the share price.

• Mergers and acquisitions are when two companies combine or one company takes over another.

• Rig...read more

Indemnity and warranty are important in service agreements to protect both parties from potential risks and liabilities.

• Indemnity clause ensures one party compensates the other for losses or damages incurred due to specified events.

• Warranty clause guarantees the quality and performance of the services provided.

• Indemnity and warranty clauses help clarify responsibilities and mitigate risks for both parties.

• Examples: A software company providing services to a client may include...read more