Your investments are your savings bhai. You need to spend on yourself and enjoy life without stressing

Brio is a great car. You got it at a pretty good price. Life is too short. Enjoy the ride. 🤟

First thing first. You got a terrific car. Honda brio is a beast of a car. Very well done. Now enjoy the damn car. When will you live bro, take your family on a long drive. Stop along the highways have chai or coffee. Let the cool breeze of late night or early morning hit your soul. Then only then you have lived life. Ask where family wants to go- fill the tank and get the hell out of town. Life is about enjoying every moments. Nowadays people are feeling guilty just about anything. If car is not yours thing , then i would understand but invest or dare i say spend in things that is your thing… it’s very important. Enjoy the beast. Its a beautiful car, one of my favorites.

You are not doing good, you are doing great. I bought my first 4 wheeler which was 9 years old. If the vehicle does not give you a lot of issues, it should be fine. With car comes expenses but so does the freedom of a lot of things which you will enjoy now and not 10 years later. Also, now that you have owned a car once you know exactly to look for in a car rather than sales person telling you what you might need and what your budget should be.

So you're saving well. If you have 20 lakhs saved up in your portfolio (as FDs, or better), it is passively generating cashflow for you to pay EMI and fuel. So what's the guilt problem here? Enjoy your free car, and fuel.

You're doing fine. You clearly don't like cars much or care about them, else you would never feel this way. This is learning, so next time, spend the bare minimum on a car, ideally cash down, and use this one till it falls apart.

As per me, If you bought a pre-owned car in 2014 when new cars weren't that expensive, you cracked it way before today's finance influencers are doing it. Make no regrets, if you use a car as a daily driver for like 50-60kms a day, do keep it and instead plan or invest for your next purchase which can be an owned home apartment, it necessarily doesn't needs to be in crores. A 2BHK for a family of 4 would suffice at outer city. You really have 75k per month left for savings. You can plan a home in city outskirts if not for living then for investments purpose. :) this in a way also adds up to your lifestyle. No? And YEAH! DON'T BUY A NEW CAR! lol.

Ensure you have a healthy emergency fund to cover unexpected expenses. what are your long-term financial goals, and how does this car purchase fit into your overall plan ?