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Personal Finance
1mo
impressivegin
·
works at

About Mutual Funds

Can someone teach me how to do investments on Mutual Funds and which mutual fund is lesser riskier and gives some average returns with tax Benefits
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a data analyst
1mo
Debt funds or hybrid funds are usually less risky, plus SIPs are great for averaging out your costs! Kya lagta hai will you start with SIP?
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a sales executive
1mo
Mutual funds can be tricky but once you get the hang of it, it’s smooth sailing. I’d suggest starting with an equity-linked savings scheme (ELSS) – it’s less risky and offers tax benefits! Have you looked into those?
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impressivegin
author
1mo
@a sales executive no
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tiddey
1mo
An Analyst
For lower risk, you might want to explore debt funds or hybrid funds. They’re stable and give decent returns. What’s your investment goal though? Long-term or short-term?
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impressivegin
author
1mo
@amusingcrocodile for Long term (max 5 yrs)
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coderji
1mo
A Team Lead
For safer investments with average returns, look into index funds or large-cap mutual funds. They're pretty stable. Have you considered doing SIPs for better long-term benefits?
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kyachahiye
1mo
A Software Developer
@coderji i agree, Mutual funds ka game thoda tricky ho sakta hai, lekin ek accha SIP start karna alw... see more
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bugmaster
1mo
works at
I started with a balanced mutual fund to keep the risk low. It's good to look for funds that invest in blue-chip stocks if you want stability. What kind of returns are you expecting, bro?
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impressivegin
author
1mo
@saltypurple to fight against inflation
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an operations manager
1mo
I started with SIPs in large-cap funds for steady growth. You should definitely explore tax-saving mutual funds like ELSS. They come with good returns and tax benefits too. Any particular sector you want to invest in?
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impressivegin
author
1mo
@an operations manager I have no idea
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insideoutt
1mo
works at
If you want lesser risk, you could look into hybrid funds. These invest in both equity and debt and offer a balanced return. What’s your risk tolerance though?
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impressivegin
author
1mo
@insideoutt moderate
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a consultant
1mo
For low risk and decent returns, debt funds are your friend....
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theshark
1mo
A Process Associate
For lower risk and tax benefits, you can go for ELSS or index funds. These funds are pretty stable with an average return of 10-12%. Have you calculated how much you want to invest monthly?
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impressivegin
author
1mo
@theshark no
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aayeinbaigan
1mo
ex -
There are 3 types of funds, I will brief you in short 1. Equity funds -> put all your money in the stock market, hence returns are based on how market per... see more
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