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Aye Finance
4.1
based on 1.3k Reviews
Video summary
Company Overview
Company Locations
Working at Aye Finance
Company Summary
Money lending company offering loans to small and micro ventures
Overall Rating
4.1/5
based on 1.3k reviews
2% above
industry average
Highly rated for
Salary, Company culture, Job security
Work Policy
Work from office
88% employees reported
Monday to Saturday
58% employees reported
Strict timing
54% employees reported
Within city
53% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
70 employees reported
Health insurance
62 employees reported
Office cab/shuttle
22 employees reported
Professional degree assistance
14 employees reported
View all benefits
About Aye Finance
Founded in2013 (12 yrs old)
India Employee Count5k-10k
Global Employee Count--
India HeadquartersDelhi,NCT, India
Office Locations
Websiteayefin.com
Primary Industry
Other Industries
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View in video summary
We are a finance company aiming to provide innovative and customer centered financial services to micro and small businesses through knowledgeable team, effective technology and robust processes, to power their growth into the new-age India. Over 60 million small and micro businesses in India face a huge obstacle to their progress – lack of access to formal banking system and capital. Many of them are in unorganized sectors, do not maintain detailed business accounts, do not have any credit history and loan needs are often very small. We aim to bridge this gap.
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Aye Finance Ratings
based on 1.3k reviews
Overall Rating
4.1/5
How AmbitionBox ratings work?
5
798
4
222
3
108
2
49
1
125
Category Ratings
4.0
Salary
3.9
Company culture
3.9
Job security
3.9
Work-life balance
3.9
Skill development
3.9
Work satisfaction
3.8
Promotions
Aye Finance is rated 4.1 out of 5 stars on AmbitionBox, based on 1.3k company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Aye Finance
based on 1.2k reviews
3.8
Rated by 58 Women
Rated 3.8 for Job security and 3.6 for Work-life balance
4.1
Rated by 1.2k Men
Rated 4.1 for Salary and 4.0 for Work-life balance
Work Policy at Aye Finance
based on 230 reviews in last 6 months
Work from office
88%
Hybrid
8%
Permanent work from home
4%
Aye Finance Reviews
Top mentions in Aye Finance Reviews
+ 5 more
Compare Aye Finance with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 4.1/5 based on 1.3k reviews | 3.1/5 based on 388 reviews | 3.7/5 based on 178 reviews | 3.4/5 based on 320 reviews |
Highly Rated for | Salary Skill development Work-life balance | No highly rated category | No highly rated category | No highly rated category |
Critically Rated for | No critically rated category | Job security Promotions Work satisfaction | Promotions | Job security Company culture Work-life balance |
Primary Work Policy | Work from office 88% employees reported | Work from office 75% employees reported | Hybrid 60% employees reported | Work from office 85% employees reported |
Rating by Women Employees | 3.8 Good rated by 58 women | 3.1 Average rated by 60 women | 3.6 Good rated by 37 women | 3.6 Good rated by 34 women |
Rating by Men Employees | 4.1 Good rated by 1.2k men | 3.2 Average rated by 306 men | 3.7 Good rated by 130 men | 3.3 Average rated by 269 men |
Job security | 3.9 Good | 2.7 Poor | 3.4 Average | 2.9 Poor |
View more
Aye Finance Salaries
Aye Finance salaries have received with an average score of 4.0 out of 5 by 1.3k employees.
Branch Credit Officer
(162 salaries)
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₹2.2 L/yr - ₹3.7 L/yr
Branch Manager
(159 salaries)
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₹3.5 L/yr - ₹7.4 L/yr
Credit Officer
(151 salaries)
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₹2.2 L/yr - ₹4 L/yr
Collection Officer
(133 salaries)
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₹1.9 L/yr - ₹3.7 L/yr
Loan Advisor
(132 salaries)
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₹1.8 L/yr - ₹3.6 L/yr
Assistant Credit Manager
(112 salaries)
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₹2.9 L/yr - ₹5.3 L/yr
Branch Operation Officer
(90 salaries)
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₹1.8 L/yr - ₹3 L/yr
Field Credit Officer
(80 salaries)
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₹1.8 L/yr - ₹3.2 L/yr
Assistant Sales Manager
(70 salaries)
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₹2.3 L/yr - ₹4.6 L/yr
Team Lead
(68 salaries)
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₹3 L/yr - ₹5.5 L/yr
Aye Finance Interview Questions
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Aye Finance Jobs
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Aye Finance News
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Meet The Fintech Startups Redefining Business Lending In India
- Fintech startups in India are revolutionizing business lending by offering faster processing, minimal documentation, and easy access to credit for small and medium enterprises (MSMEs).
- These startups have leveraged technology to simplify the lending process, attracting significant venture capital funding and transforming the financial landscape for businesses.
- In 2024, the fintech sector was the top choice for investors, raising over $2.5 billion and leading the funding pie.
- Fintech startups like Arthan Finance, Aye Finance, Clix Capital, CredAble, Finova Capital, FlexiLoans, Indifi Technologies, Lendingkart, and NeoGrowth are reshaping the lending space.
- These startups provide tailored loan solutions to underserved businesses, offering AI-driven credit assessments, digital platforms, and alternative lending models.
- The government's efforts to bridge the credit gap for startups and MSMEs through increased credit guarantee coverage have further propelled the success of fintech startups in India.
- Fintech leaders like Lendingkart, Aye Finance, and NeoGrowth have reported impressive growth in loan disbursements and revenue, showcasing the sector's potential for financial inclusion.
- With rising profitability and strategic partnerships with investors, these fintech startups are poised to drive innovation and accessibility in business lending across India.
- Through digital lending solutions and advanced credit assessment tools, these startups are catering to the unique needs of businesses and contributing to the growth of the Indian economy.
- Overall, the fintech ecosystem in India is witnessing a dynamic shift in business lending practices, empowering entrepreneurs and fueling economic progress.
Inc42 | 21 Feb, 2025
NBFC Aye Finance Partners Credgenics To Offer AI-Based Collection Solutions
- NBFC Aye Finance has partnered with Credgenics for debt collection and resolution services.
- Through this partnership, Aye Finance customers will receive personalized and insight-driven communication strategies.
- Credgenics' mobile collection platform will enable Aye Finance to generate personalized payment links for secure digital transactions.
- Aye Finance is aiming to raise INR 1,450 Cr through its upcoming IPO.
Inc42 | 4 Feb, 2025
Startup news and updates: Daily roundup (February 4, 2025)
- India may have a GPU problem when it comes to its AI ambitions, as major AI powerhouses in the US and China have a far bigger muscle. OYO has plans to invest £50m in the UK over the next three years to expand its premium hotel portfolio and generate 1,000 direct and indirect jobs. Priyanka Gill, Co-founder of The Good Glamm Group, is moving on from her role at Kalaari Capital as a venture partner to launch a lab-grown diamond brand. The Global Private Capital Association (GPCA) has launched its inaugural Southeast Asia Women Investors Directory. Beacon, a super app purpose-built for immigrants to Canada, has introduced India Bill Pay, allowing users to pay Indian bills directly in Canadian dollars. Eli Lilly and Company has appointed Winselow Tucker as the President and General Manager of Lilly India, effective immediately. The partnership between NBFC Aye Finance and AI-powered debt collections platform Credgenics aims to enhance Aye Finance's digital debt resolution processes. New Relic has introduced the industry's first AI monitoring solution for DeepSeek, designed to streamline the development, deployment, and monitoring of generative AI (GenAI) applications while reducing complexity and costs.
- Earlier this month, Union Minister of Electronics and IT Ashwini Vaishnaw announced plans to develop India's own foundational AI model. Kalaari Capital's Priyanka Gill has launched lab-grown diamond brand COLUXE to make fine jewellery an everyday luxury for aspirational consumers. The Global Private Capital Association's inaugural Southeast Asia Women Investors Directory features 365 women investment professionals deploying private capital across various sectors. Eli Lilly expects Winselow Tucker's experience will be pivotal in driving growth and positioning Lilly for long-term success in India. The partnership between Aye Finance and Credgenics aims to enable personalised, insights-driven borrower communication and collection strategies. Beacon's India Bill Pay allows users in Canada to pay Indian bills directly in Canadian dollars.
- India needs to catch up fast in the global GPU race if it wants a place in the AI race. Kalaari Capital's Priyanka Gill will leave her venture partner role to launch lab-grown diamond brand COLUXE. OYO emphasises long-term leasehold and management contracts to pursue the premiumisation of its UK portfolio. The Southeast Asia Women Investors Directory is aimed at increasing the visibility of women investors in the region. Beacon's India Bill Pay aims to offer an independent solution through the company's super app. Lilly India's president and general manager Winselow Tucker will oversee the company's commercial operations in India and lead the Lilly Capability Centre India.
- New Relic has introduced the industry's first AI monitoring solution for DeepSeek, which streamlines the development, deployment, and monitoring of generative AI applications. The partnership between Aye Finance and Credgenics aims to enhance personalised communication and collection strategies. The Global Private Capital Association represents over 300 members managing over $2tn in assets across 130 countries.
Yourstory | 4 Feb, 2025
Indian startups raised over $33 million from Dec 30 to Jan 04, 2025; Mufin Green Finance tops the list
- 14 Indian startups raised $33.43 million in funding from diverse sectors between Dec 30 and Jan 04, 2025.
- Mufin Green Finance secured the highest funding of $18 million, followed by Aye Finance with $12.8 million.
- Wealthy Nivesh, CargoFL, and Guestara collectively raised over $2.28 million in funding.
- Curefoods acquired the South and West India operations of Krispy Kreme.
ISN | 6 Jan, 2025
From Aye Finance To Klassroom – Indian Startups Raised $14 Mn This Week
- Indian startups managed to raise a meagre $14 Mn across five deals in the first week of 2025.
- Investors and founders project an upturn in funding trends in 2025.
- Aye Finance raised the largest funding round of $12.8 Mn in debt.
- Edtech sector received significant funding with Klassroom and NumberOne Academy securing investments.
Inc42 | 4 Jan, 2025
Top Funding Wrap of the Week – 30 Dec – 3 Jan 2025
- Accel, an early investor in Flipkart and Swiggy, has closed its eighth India-focused fund, securing $650 million from investors, bringing its total investments in India close to $3 billion.
- Botanic Healthcare Pvt. Ltd, a manufacturer of botanical extracts, raised Rs 250 crore in first private equity funding from Stakeboat Capital and Abakkus Asset Manager Pvt. Ltd.
- Mufin Green, an EV financing company, secured a $18 million loan from the United States International Development Finance Corporation (DFC) with a 10-year repayment term.
- IPO-bound lending tech startup Aye Finance raised INR 110 Cr (around $12.8 Mn) in debt from investors like Northern Arc, ASK Financial Holdings, MAS Financial Services, and CredAvenue.
VIE Stories | 4 Jan, 2025
Today Startup News 03 January 2025 From The Indian Startup Ecosystem
- Balmer Lawrie invests Rs 1 crore in NapTapGo, an innovative startup in the hospitality sector.
- EV Financer Mufin Green secures $18 million loan from US DFC with a 10-year repayment term.
- Fintech startup Aye Finance raises INR 110 crore in debt funding from investors like Northern Arc, ASK Financial Holdings, MAS Financial Services, and CredAvenue.
- DPIIT partners with Startup Policy Forum to boost India's innovation landscape.
VIE Stories | 3 Jan, 2025
Aye Finance Secures INR 110 Cr Debt Ahead Of IPO
- IPO-bound lendingtech startup Aye Finance has secured INR 110 Cr (around $12.8 Mn) in debt from investors.
- The funds will be used to expand its NBFC operations.
- Aye Finance recently filed its draft red herring prospectus (DRHP) for a INR 1,450 Cr IPO.
- In the first half of FY25, the company reported a 37% jump in net profit and increased operating revenue.
Inc42 | 2 Jan, 2025
Aye Finance’s Profit Zooms 37% To INR 108 Cr in H1 FY25
- NBFC Aye Finance's net profit surged 37% to INR 107.80 Cr in H1 FY25.
- Revenue from operations increased by 47% to INR 692.24 Cr in the first half of the fiscal.
- Aye Finance's IPO will comprise a fresh issue of shares worth up to INR 885 Cr and an offer-for-sale (OFS) component of up to INR 565 Cr.
- The company's assets under management (AUM) stood at INR 4,979.76 Cr, up 48% from a year ago.
Inc42 | 17 Dec, 2024
Aye Finance Files DRHP For INR 1,450 Cr IPO
- NBFC Aye Finance has filed its draft red herring prospectus with SEBI for a INR 1,450 Cr IPO.
- The IPO will have a fresh issue of equity shares worth INR 885 Cr and an offer-for-sale (OFS) of INR 565 Cr.
- Institutional investors like LGT Capital, CapitalG, A91 Fund, MAJ Invest, and Alpha Wave are participating in the OFS.
- Proceeds will be used for future capital requirements and existing business activities.
Inc42 | 17 Dec, 2024
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Aye Finance FAQs
When was Aye Finance founded?
Aye Finance was founded in 2013. The company has been operating for 12 years primarily in the NBFC sector.
Where is the Aye Finance headquarters located?
Aye Finance is headquartered in Delhi,NCT. It operates in 6 cities such as Bangalore / Bengaluru, New Delhi, Indore, Lucknow, Bharatpur. To explore all the office locations, visit Aye Finance locations.
How many employees does Aye Finance have in India?
Aye Finance currently has more than 7,000+ employees in India. Finance & Accounting department appears to have the highest employee count in Aye Finance based on the number of reviews submitted on AmbitionBox.
Does Aye Finance have good work-life balance?
Aye Finance has a Work-Life Balance Rating of 3.9 out of 5 based on 1,300+ employee reviews on AmbitionBox. 78% employees rated Aye Finance 4 or above, while 22% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read Aye Finance work-life balance reviews for more details
Is Aye Finance good for career growth?
Career growth at Aye Finance is rated fairly well, with a promotions and appraisal rating of 3.8. 78% employees rated Aye Finance 4 or above, while 22% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading Aye Finance promotions/appraisals reviews for more detailed insights.
What are the pros of working in Aye Finance?
Working at Aye Finance offers several advantages that make it an appealing place for employees. The company is highly rated for salary & benefits, company culture and job security, based on 1,300+ employee reviews on AmbitionBox.
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