Credit Risk Manager - Revenue Financing (8-9 yrs)

Credit Risk Manager

What are we looking for?

- Experienced credit manager with expertise in credit assessment and risk management across various credit products including trade finance products, and structured products.

What will you do?

- Develop and implement a structured approach to analyze, assess, and evaluate the credit risk, default probabilities and credit exposure involved in the proposal/contract.

- Build a Risk Meter for structuring the decision-making process and making it transparent for all the stakeholders.

- Evaluating Movie's OTT/Audio Rights Sale Contracts with OTT Players/Audio Labels, etc and conducting risk assessment by identifying and documenting financing risks in various stages of the movie lifecycle.

- Credit Appraisal and Risk Analysis ensure that the proposal complies with all policies stipulated and prepares a risk scoring.

- Analyze financial statements and credit history to better understand how much risk could be involved in extending credits and build a financial model that predicts credit risk exposure.

- Propose and oversee measures to mitigate identified risks.

- Responsible for onboarding the proposal onto the platform by initiating and preparing relevant agreements, security documentation, and repayment models by coordinating with relevant teams.

- Initiates and supports the periodic review of the risk levels of the project onboarded and making appropriate decisions in compliance with covenants.

- Keeping up to date on risk modelling software and methodologies.

Requirements :

- 8+ years of experience in Credit Risk Management.

- Strong knowledge and understanding of loan, investment and credit products, including underwriting, pricing, servicing, accounting, exiting, etc. and with particular experience in developing markets.

- Experience in risk management, including rating methodologies, risk categories (market risk, credit risk, operational risk), etc.

Delinquency check :

- Responsible for building a quality portfolio, identifying early warning signals, and potential NPA projects and taking appropriate steps to upgrade the project.

- Good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memos, financial analysis, and asset evaluation.

- Managing the credit risk by managing the risk of delay or default in the borrowed fund repayments.

- Recognising any threat to an organisation and then taking the appropriate steps to minimise.

- Regularly monitors the portfolio and assesses the impact of prospective new financings on the existing portfolio.