Modelling a longterm financial strategy and manage the planning and forecasting process produce a financial road map.
Develop, implement maintain automated reporting for managing monitoring risk across all retail asset products and incorporate the outcomes in business strategies
Portfolio analytics monitoring performance of all retail asset products and initiate key actions from time to time
Provide analysis, data, performance related reports to senior management
Risk related regulatory reporting to various committees and authorities
Review and Validation of score cards for Retail lending products and continuous monitoring of same
Forecasting of Retail Asset lending related parameters with Yearly/Quarterly planning, engagement with Risk, Business and Finance teams which includes clarifying assumptions and trend analysis, assisting with existing trends
Support the Underwriting team through timely and accurate delivery of reports and management information
Create a Data mart of all Retail Asset lending related parameters so that the same can be utilized for future analysis
Create Dashboards detailing the critical parameters being driven in Retail Asset lending
Develop all critical reports on MS Excel / MS Access or any other available tool so that the same can be viewed by the Retail Risk team
Enhance productivity and efficiency levels through a culture of continuous improvement and increase usage of automation to develop a robust MIS infrastructure
Provide guidance to team on data requirements and guide in analysis
Outline the activities a person in this role will perform on a regular basis
Strategy Planning and Analytics experience preferably from Retail Asset Lending in banking or NBFC. Good domain knowledge.