Solution Architect - Payment

Position Title: Solution Architect Payments Domain

Experience Level: 10+ years

About the Role:

We are seeking a seasoned professional to join our team as a Solution Architect specializing in the payments domain. The ideal candidate will have extensive experience designing and managing backend processes in card payments, with a strong preference for expertise in Mastercard, Visa, or Amex ecosystems. This role requires a blend of technical expertise, business consulting acumen, and program management skills to deliver high-impact solutions in the payments landscape.

Key Responsibilities:

• Solution Design:
• Architect scalable and secure backend solutions for card payment systems, focusing on compliance, transaction processing, and interoperability.
• Design and optimize payment flows, settlement processes, and reconciliation systems for Mastercard, Visa, or Amex platforms.
• Ensure alignment of architectural solutions with business objectives, regulatory requirements, and industry standards.
• Technical Leadership:
• Provide technical direction and mentorship to development teams, ensuring best practices in payment systems architecture.
• Identify and mitigate technical risks throughout the solution delivery lifecycle.
• Program Management:
• Act as a Technical Program Manager, overseeing the end-to-end execution of payment-related programs, including timelines, budgets, and stakeholder communication.
• Collaborate with cross-functional teams to ensure seamless implementation of payment solutions.
• Consulting & Stakeholder Engagement:
• Work closely with business and technical stakeholders to understand requirements, provide insights, and recommend innovative solutions.
• Deliver business process consulting services, identifying gaps and driving improvements in payment operations.
• Compliance & Security:
• Ensure that solutions comply with PCI-DSS standards and other relevant payment industry regulations.
• Address security concerns, fraud prevention, and risk management in the payment system architecture.

Required Qualifications:

• Bachelor’s or Master’s degree in Computer Science, Information Technology, or a related field.
• 10+ years of experience in the payments domain, with a focus on card payments and backend processes.
• Hands-on experience with payment networks like Mastercard, Visa, or Amex.

Preferred Skills & Competencies:

• In-depth knowledge of transaction processing, settlement, and dispute management in card payment systems.
• Strong understanding of APIs, payment gateways, and integrations with third-party platforms.
• Proficiency in database management systems (e.g., SQL, NoSQL).
• Excellent problem-solving skills and ability to work in a fast-paced, dynamic environment.
• Strong interpersonal and communication skills for managing stakeholders and cross-functional teams.