Thoucentric - Solution Architect - Payments Domain (10-15 yrs)

About Us :

Thoucentric is the Consulting arm of Xoriant, a prominent digital engineering services company with 5000+ employees. We are headquartered in Bangalore with presence across multiple locations in India, US, UK, Singapore & Australia Globally.

As the Consulting business of Xoriant, We help clients with Business Consulting, Program & Project Management, Digital Transformation, Product Management, Process & Technology Solutioning and Execution including Analytics & Emerging Tech areas cutting across functional areas such as Supply Chain, Finance & HR, Sales & Distribution across US, UK, Singapore and Australia. Our unique consulting framework allows us to focus on execution rather than pure advisory. We are working closely with marquee names in the global consumer & packaged goods (CPG) industry, new age tech and start-up ecosystem. Xoriant (Parent entity) started in 1990 and is a Sunnyvale, CA headquartered digital engineering firm with offices in the USA, Europe, and Asia. Xoriant is backed by ChrysCapital, a leading private equity firm. Our strengths are now combined with Xoriants capabilities in AI & Data, cloud, security and operations services proven for 30 years.

We have been certified as "Great Place to Work" by AIM and have been ranked as "50 Best Firms for Data Scientists to Work For".

We have an experienced consulting team of over 450+ world-class business and technology consultants based across six global locations, supporting clients through their expert insights, entrepreneurial approach and focus on delivery excellence. We have also built point solutions and products through Thoucentric labs using AI/ML in the supply chain space.

Job Description :

At Thoucentric, we work on various problem statements.

The most popular ones are :

- Building capabilities that address a market need, basis our ongoing research effort.

- Solving a specific use case for a current or potential client based on challenges on-ground.

- Developing new systems that help be a better employer and a better partner to clients.

- All of these need the best of minds to work on them day-to-day; and we do exactly that!

- Your contribution to organization development is as important as outward facing consulting.

- We are invested in both, employee growth and client success!

About the Role :

We are seeking a seasoned professional to join our team as a Solution Architect specializing in the payments domain. The ideal candidate will have extensive experience designing and managing backend processes in card payments, with a strong preference for expertise in Mastercard, Visa, or Amex ecosystems. This role requires a blend of technical expertise, business consulting acumen, and program management skills to deliver high-impact solutions in the payments landscape.

Key Responsibilities :

Solution Design :

- Architect scalable and secure backend solutions for card payment systems, focusing on compliance, transaction processing, and interoperability.

- Design and optimize payment flows, settlement processes, and reconciliation systems for Mastercard, Visa, or Amex platforms.

- Ensure alignment of architectural solutions with business objectives, regulatory requirements, and industry standards.

Technical Leadership :

- Provide technical direction and mentorship to development teams, ensuring best practices in payment systems architecture.

- Identify and mitigate technical risks throughout the solution delivery lifecycle.

Program Management :

- Act as a Technical Program Manager, overseeing the end-to-end execution of payment-related programs, including timelines, budgets, and stakeholder communication.

- Collaborate with cross-functional teams to ensure seamless implementation of payment solutions.

Consulting & Stakeholder Engagement :

- Work closely with business and technical stakeholders to understand requirements, provide insights, and recommend innovative solutions.

- Deliver business process consulting services, identifying gaps and driving improvements in payment operations.

Compliance & Security :

- Ensure that solutions comply with PCI-DSS standards and other relevant payment industry regulations.

- Address security concerns, fraud prevention, and risk management in the payment system architecture.

Requirements :

Required Qualifications :

- Bachelors or Masters degree in Computer Science, Information Technology, or a related field.

- 10+ years of experience in the payments domain, with a focus on card payments and backend processes.

- Hands-on experience with payment networks like Mastercard, Visa, or Amex.

Preferred Skills & Competencies :

- In-depth knowledge of transaction processing, settlement, and dispute management in card payment systems.

- Strong understanding of APIs, payment gateways, and integrations with third-party platforms.

- Proficiency in database management systems (e.g., SQL, NoSQL).

- Excellent problem-solving skills and ability to work in a fast-paced, dynamic environment.

- Strong interpersonal and communication skills for managing stakeholders and cross-functional teams.

Benefits :

What a Consulting role at Thoucentric will offer you?

- Opportunity to define your career path and not as enforced by a manager

- A great consulting environment with a chance to work with Fortune 500 companies and startups alike.

- A dynamic but relaxed and supportive working environment that encourages personal development.

- Be part of One Extended Family. We bond beyond work - sports, get-togethers, common interests etc.

- Work in a very enriching environment with Open Culture, Flat Organization and Excellent Peer Group.

Be part of the exciting Growth Story of Thoucentric!