Individual Contributor

JOB ROLE: Annual Credit Review Individual Contributor

Location: Bengaluru, Gurugram, Mumbai, Chennai, Pune [Working from Bengaluru for first 6 months is mandatory]

Job Requirement:

• Any fulltime Graduate who has experience in Corporate & Commercial Lending, FIG/Corporate & Investment Banking
• Willingness to work in all shifts.
• Mode of Salary credit should be through bank from all the employees (No Cash in hand).
• All educational and employment documents are mandatory to have.

ACR Individual Contributor (IC):

• 8-15 years of relevant experience; in Corporate Banking, FIG/Corporate & Investment Banking with Credit Decisioning Specialist or Approval of Corporate Lines of Credit
• Underwriting & Credit Decisioning/ Credit approval authority for Corporate Loans is a must.
• Underwrite mid to large corporate loans cases and present them to senior level. Credit Decisioning and Credit Risk approvals are the key responsibilities.
• Prepare, finalize review of credit memos as part of Core Credit Underwriting, and approval/ decline signoffs on every credit memo after checking for documentation requests.
• Authorize deviations raised and documented by underwriters in compliance with credit policy.
• Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis.