Stack Wealth - Registered Investment Advisor (3-5 yrs)

Company Overview:

Stack is a Y Combinator-backed wealth-tech startup revolutionizing private wealth management for India's emerging affluent.

Backed by top-tier investors like Harvard Management, Goodwater Capital, Kunal Shah (Cred), and Tanuj Shori (Squareyards), we're building an innovative, tech-driven platform to democratize access to personalized wealth solutions.

Our mission is to empower individuals to achieve their financial goals through cutting-edge technology and unbiased advice.

Job Summary:

- We seek a proactive SEBI-Registered Investment Advisor (RIA) to lead regulatory licensing, compliance, product strategy, and client advisory.

- Beyond securing the RIA license, you will drive compliance frameworks, collaborate on tech-driven product development, train relationship managers, manage investment experts, and engage directly with clients.

- This role is pivotal in shaping Stack's regulatory foundation, scaling operations, and delivering exceptional client experiences.

Key Responsibilities:

- Licensing & Regulatory Compliance.

- Lead the end-to-end process of obtaining and maintaining the SEBI RIA license for the company.

- Ensure adherence to SEBI (Investment Advisers) Regulations, 2013, including disclosures, audits, and record-keeping.

- Monitor regulatory updates and implement changes to policies, processes, and product offerings.

Product Development & Strategy:

- Collaborate with tech and product teams to design compliant, client-centric wealth management solutions.

- Integporate regulatory requirements into product design (e.g., risk profiling tools, fee structures, reporting systems).

- Advise on asset allocation strategies, financial instruments, and tech integrations to enhance user experience.

Team Leadership & Training:

- Train and mentor relationship managers on compliance protocols, client communication, and SEBI guidelines.

- Manage a team of investment experts to ensure alignment with regulatory standards and company objectives.

- Develop training modules for ongoing team upskilling in financial planning, compliance, and market trends.

Client Advisory & Relationship Management:

- Provide personalized investment advice to high-potential clients, including portfolio reviews and financial planning.

- Act as a trusted fiduciary, ensuring recommendations align with client goals, risk tolerance, and SEBI guidelines.

- Resolve complex client queries and escalate tech/product feedback to relevant teams.

Compliance Oversight:

- Implement robust internal audits, risk assessments, and documentation processes.

- Maintain transparent fee structures, conflict-of-interest policies, and client disclosure practices.

- Prepare and submit periodic reports to SEBI and internal stakeholders.

Market & Portfolio Strategy:

- Analyze macroeconomic trends, market data, and regulatory shifts to refine investment strategies.

- Oversee portfolio rebalancing and performance reporting for clients and internal stakeholders.

Qualifications & Requirements:

Education: Bachelor's/Master's in Finance, Economics, or related fields.

MBA/CFA/CFP preferred.

Certifications:

Mandatory: Valid SEBI RIA registration + NISM X-A/X-B certifications.

Preferred: CFP, CFA, or CA.

Experience:

- 3-5 years in wealth management, BFSI, or fintech, with proven experience in RIA licensing/compliance.

- Expertise in SEBI regulations, financial product design, and client portfolio management.

- Experience managing teams or training professionals in financial advisory.

Skills:

- Proficiency in financial tools (CRMs, portfolio software), data analysis, and tech collaboration.

- Strong communication skills to simplify complex concepts for clients and internal teams.

- Strategic mindset to balance regulatory rigor with scalable tech solutions.

Desired Competencies:

- Tech-Savvy Leadership: Ability to bridge finance expertise with tech product development.

- Entrepreneurial Drive: Thrive in a fast-paced startup environment with ownership of outcomes.

- Client-First Mentality: Passion for democratizing wealth management through ethical, transparent advice.

What We Offer?

Impact: Shape the future of India's wealth-tech landscape alongside industry pioneers.

Growth: Sponsorship for advanced certifications (CFA, CFP) and leadership development.

Compensation: Competitive salary + performance incentives + ESOPs (for senior roles).

Perks: Health insurance, flexible work options, and access to cutting-edge tools.

Why Join Stack?.

Work with a visionary team backed by global investors like Y Combinator and Harvard Management.

Drive innovation at the intersection of finance and technology.

Build a category-defining platform for millions of aspiring investors.