Credit Manager - Business Loan & LAP

Roles and Responsibilities

• Conduct credit appraisal, analysis, assessment, and underwriting for LAP (Loan Against Property) and BL (Business Loan).
• Review financial statements, cash flow projections, and other relevant documents to evaluate loan applications.
• Collaborate with sales teams to identify potential clients and develop strategies for new business opportunities.
• Develop expertise in CAMS (Credit Analysis Management System) software to streamline the lending process.
• Ensure compliance with regulatory requirements and internal policies related to credit risk management.

Desired Candidate Profile

• 2-7 years of experience in credit management or a related field.
• Proficiency in using CAMS software or similar tools for efficient processing of loan applications.
• Bachelor's degree in Any Specialization; CA qualification preferred but not mandatory.