Credit Manager

Roles and Responsibilities

• Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
• Understanding process and policies and implementing the same to ensure smooth transactions
• Provide training to CPAs so that they work in synergy with the companies policies and norms
• Delinquency Management for the location
• Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.  
• PDD Management- controlling and tracking PDDs through proper MIS for the location  

Desired Candidate Profile

• Basic knowledge of loan underwriting
• Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
• Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
• Good communication and report writing skills
• Basic knowledge of Banking
• Good Knowledge of computer applications  
• Eligibility- Graduate/MBA/CA