IN_Manager_Credit Cards_FS Tech_Advisory_Mumbai

A career within Application and Emerging Technology services, will provide you with a unique opportunity to help our clients identify and prioritise emerging technologies that can help solve their business problems

We help clients design approaches to integrate new technologies, skills, and processes so they can get the most out of their technology investment and drive business results and innovation

*Why PWCAt PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes forour clients and communities

This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world

We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life

Together, we grow, learn, care, collaborate, and create a future of infinite experiences foreach other

Learn more about us

At PwC, we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law

We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firms growth

To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations

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Responsibilities

CardsBusiness

Experience in creating new product propositions, target segmentation, customer acquisition strategies, loyalty programs, P&L and strategic partnerships aroundcards

Must have an experience or understanding of cross-sell/ affordability programs

Experience in card portfolio management, business development and scaling existing card portfolios including enhancing activation and monthly engagement rates

Experience in designing end to end customer engagement communication plan and campaigns to improve portfolio activity

Must have understanding ofcreditand underwriting risk, scorecard analysis

Have provided consultation to banks or FinTechs on creating new viable product proposition with market expectation

Must have hands on experience incardsimplementation from ideation, planning to launch for a new card product

Experience in setting up entirecardsbusiness for new bank/Fintech and ensuring profitability of the new product

CardsOperations

Must have worked on the end-to-endcardsoperations for a bank or Fintech

Have managed card operations forcreditcards, debitcardsor virtualcardsfor banks or Fintechs

Good understanding of operations process and key components for pre-issuance, authorizations, disputes, collections, NPA, scheme reporting, reconciliation & Settlement and other post issuance activities

Experience in setting up at least 1 or 2 key areas ofcreditcard operations from Pre-Issuance, Post issuance, Repayments, disputes, authorization, recon & settlement, collections for a Bank

Must have an understanding transaction authorization and fraud monitoring framework

Experience in working on any of the major card management system (CMS) platform

Experience in creating process documents, SOPs and operational requirements

Experience in conducting UAT and managing vendors from end-to-endcardsoperations

Have worked on improving the operational process by implementing automation to the existingcardsoperations process

CardsTechnology

Extensive 2-8 years of experience in card payments domain preferably as a Business Analyst, Product Manager or Product Owner role

Experience working on any major Card management systems(CMS) , Authorizations, Clearing & Settlements, Frauds and Disputes

Must have hands on experience working on end-to-end implementations for card issuing & processing

Experience working with card schemes on certifications for tokenization, disputes etc,

Ability to write BRDs, FRDs and conduct UAT for the features and requirements of card Lifecycle

Experience in defining and creating technical documents for the development and implementation

Good understanding on standard messages such as ISO 8583, scheme settlement files, scheme simulators such VTS, MCPS etc,

Good exposure on webservices, APIs and have worked on tools such as Postman

Knowledge on SQL, Data Analysis and Cloud deployments/migrations

Mandatory skill sets

Credit Cards

Preferred skill sets

Credit Cards

Years of experience required

7-10 years of experience

Education qualification

Btech/MBA

Education (if blank, degree and/or field of study not specified)

Degrees/Field of Study required Master of Engineering, Bachelor of Engineering

Degrees/Field of Study preferred

Certifications (if blank, certifications not specified)

Required Skills

Business Credit Cards

Optional Skills

Desired Languages (If blank, desired languages not specified)

Travel Requirements

Not Specified

Available for Work Visa Sponsorship

No

Government Clearance Required

No

Job Posting End Date