ProgCap - Credit Manager (4-8 yrs)

Progcap is a supply chain financing company that provides financial solutions tailored for MSMEs in underserved markets. It offers working capital to retailers and small businesses through its tech-enabled platform, aiming to bridge the credit gap that these enterprises often face. By leveraging data analytics and innovative financial models, Progcap facilitates quick and easy access to credit, helping businesses grow and sustain their operations in a competitive market. The Company works with corporates across a wide array of industries to facilitate credit, software and commerce solutions to empower the MSMEs, thereby acting as the operating system of these supply chains. Progcap is backed by marquee global investors like Google, Sequoia, Tiger Global and Creation Investments.

https://www.progcap.com/

We are looking to hire a strong Credit Manager for a leading FINTECH

Key Responsibilities (but not limited to):

- Credit appraisal/Underwriting of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities

- To be well versed in multi-retail loan products and policies of working capital finance, supply chain finance and business loans, both secured and Unsecured.

- Evaluate and document the risks and mitigants while processing the proposal with adherence to quality and TAT

- Timely completion of open audit queries and be able to guide and train credit team, sales personnel and CPA's.

- Credit Appraisal of High-ticket size cases above 1 Crore

- Ability to Handle Multiple Products (BL, SCF, WCDL)

Qualifications:

- Education: CA/ MBAs preferred

- Experience: 4-8 years in credit management, with a focus on supply chain finance or SME lending.

- Analytical mindset with the ability to interpret complex data and make informed decisions.