As Cash DVP credit analyst, you will be responsible for managing cash portfolio across sectors. In this role you will be responsible for managing all aspects of the portfolio, including assign Ratings, Limits, and exposure monitoring, monitoring early warning indicators for Cash DVP. In addition, you will support the build out of specialized data analytics and portfolio tools and actively participate in the risk monitoring of the portfolio. The position requires you to frequently interact with Clients, Traders, Operations, Legal and other teams in Risk Management, and where necessary escalate credit concerns to senior management.
Corporate Title
Analyst
Functional Title
Analyst/Sr. Analyst
Experience
Fresher/1-3 Years
Qualification
CA Fresher/Master s degree in finance from top institutes
Requisition No.
Role & Responsibilities:
The position is for DVP Client Review Team. This is highly visible global role, which involves working across functions and managing the cash DVP client portfolio across sectors and geographies.
Responsibilities include ensuring the process is effective, stepping in to resolve conflict, escalating issues promptly, presenting at global committees, automating tasks and project management.
The DVP team has global coverage across all sectors and regions, and is centralised in Powai. The team works closely with Credit Officers in CRM, as well as other divisions including Front Office, Middle Office, Operations, IT.
Specifically, the DVP team has following responsibilities:
Assign credit ratings to obligors actively trading on a Delivery v/s Payment (DVP) basis, using internal quantitative models.
Reaffirm the ratings on an annual/semi-annual basis for a portfolio of counterparties from across sectors, including Investment Advisors, Funds, Banks, Insurance Companies, Brokers, and Corporates.
Monitor the performance of Counterparties, market developments, and closely track developments related to Counterparty, industry, regulations, etc. and take appropriate action as necessary.
Liaise with Front Office / Credit Officers / Middle Office /Operations to correct Data Quality issues.
Produce weekly Management Information
Work on adhoc projects required by Front office/Credit Officers of different regions and other global projects for e.g. the development & maintenance of scorecards, process enhancements, automation etc.
Build data processes and implement models in Python/ Alteryx to minimize manual effort and enable analysts to effectively and efficiently manage their portfolios.
Contribute to the firm s Risk Change agenda and participate in regulatory and audit assessments.
Requirements:
Mandatory
CA Fresher/PGDM/MBA (Finance)/1-3 years of prior experience in Credit Risk Analysis or Credit Reporting or part of techno functional roles in the credit risk domain.
Strong analytical skills, including data analysis and technological skills.
Excellent verbal and written communication skills, ability to present at Committees and lead Discussion Forums.
Delivery focussed with the ability to work well under pressure and meet deadlines under compressed timescales.
Attention to detail, ability to understand the big picture and act accordingly.
The ability to be a self-starter , working without supervision and managing multiple stakeholder expectations.
Strong coding skills in Python, SQL, VBA, Alteryx, Power BI, with hands-on experience in self-driving the initiatives using these tools
Desired
Prior experience in credit risk or techno functional role in Credit technology or change management.
Good understanding of products and credit risk life cycle.
CFA/FRM charter holders or its candidates pursuing the courses across various levels