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28 NJ India Invest Jobs

Product Head - Loan

15-20 years

Surat

1 vacancy

Product Head - Loan

NJ India Invest

posted 4d ago

Job Role Insights

Flexible timing

Job Description

Job Summary:

We are seeking an experienced and strategic Product Head - Loan to lead and expand our loan product portfolio. The ideal candidate will bring extensive experience in loan product management, with a proven track record in a reputed bank, NBFC, DSA or fintech company. This leadership role demands strong product understanding, strategic planning, and Process Management to drive business growth and profitability.


Key Responsibilities:

Product Strategy & Development:

  • Define and execute the loan product strategy, including product launch, process management, and policy formulation.
  • Identify market trends, customer needs, and competitive landscape to build a robust product roadmap.

Business Development & Partnerships:

  • Establish strategic partnerships with third-party providers and new lenders to expand loan offerings and enhance market reach.
  • Collaborate with sales and distribution teams to create effective go-to-market strategies and drive product adoption.

Operational Excellence:

  • Implement technology solutions and digital transformation initiatives to streamline processes, improve service levels, and enhance customer experience.
  • Optimize productivity, reduce costs, and ensure profitability through process innovation and automation.

Financial & Performance Management:

  • Drive profitability metrics while maintaining budgetary discipline, including Cost to Income and Operating Expenses.
  • Prepare and present budgets, business plans, and financial projections to senior management.

Risk & Compliance:

  • Ensure adherence to regulatory guidelines and internal policies for all loan products.
  • Work closely with the Credit and Risk teams to recommend credit policy changes based on market scenarios and repayment trends.

Team Leadership:

  • Lead a high-performing product team, providing guidance, mentorship, and fostering a culture of innovation and accountability.

Key Requirements:

  • 15+ years of experience in loan product management, with at least 5 years in a leadership role.
  • Demonstrated expertise in lending products and regulatory compliance.
  • Proven experience in a reputed bank, NBFC, DSAor fintech company, preferably with a strong market presence.
  • Strategic mindset with the ability to identify market opportunities and drive business growth.
  • Excellent communication, stakeholder management, and leadership skills.
  • Proficiency in digital lending platforms, financial technologies, and data-driven decision-making.

Employment Type: Full Time, Permanent

Read full job description

Prepare for Head of Product roles with real interview advice

Top NJ India Invest Head of Product Interview Questions

Q1. What do you know about mutual funds, Difference between equity and debt, which type of skills a person should have for sales etc
Q2. What do you know about mutual funds
Q3. What can you tell me about the mutual fund industry?
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What people at NJ India Invest are saying

What NJ India Invest employees are saying about work life

based on 451 employees
52%
53%
50%
100%
Flexible timing
Alternate Saturday off
Within city
Day Shift
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NJ India Invest Benefits

Job Training
Soft Skill Training
Health Insurance
Team Outings
Education Assistance
Free Transport +6 more
View more benefits

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