Senior Credit Manager

Role & responsibilities

• Collaborating with both the operations and business development teams to ensure applications are completed in a timely manner
• Ability to identify and make recommendations for approval policy exceptions.
• Partnering with credit and operations teams to troubleshoot and optimize application and credit processes through automation.
• Analysing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations
• Evaluating the creditworthiness of potential customers.
• Ensuring all loans and lending procedures comply with regulations.
• Analysing and mitigating risks on new as well as existing customers.
• Monitor Delinquency and NPA to budgeted levels
• Support development of Credit Scorecards, Risk Models & auto-approval mechanisms
• Reviewing and updating the companys credit policy
• Minimal rework/errors as part of underwriting quality
• Maintaining TAT as per guidelines
• Handling & Monitoring the Performance of the Credit Team
• Prepare CAM Reports.