Cluster Credit Manager

Job title: Cluster Credit Manager

Reporting to: State Credit Manager

Job Description:

• The incumbent will be required to manage a team as well as coordinate with the sales team to achieve targets.
• You will be in direct contact with the consumers in order to establish their creditworthiness. You also need to ensure completion of credit/KYC documents and verifications through field and collateral visits while complying with the guidelines set forth in the company credit policy.
• The execution of this these tasks must be accomplished in such a manner which is both sales supportive and risk averse.

Roles & Responsibilities

• The incumbent will be responsible for underwriting secured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
• To conduct personal discussion with customers to establish Credit worthiness.
• To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
• To ensure credit policy adherence to the accepted standards.
• To control and contain front-end delinquencies.
• Train the sales team on the products and new updates on credit parameters.

Experience: Minimum of 8+ Years experience in LAP Credit with multiple location handling experience