Sr. Risk Manager - Education Loan

Job Purpose:

The primary responsibility of the unit and the individual is to propose & apply Policy changes and Portfolio monitoring for the respecting Retail Asset Product. Regular portfolio management to check for any EWS and monthly presentation of Business review deck to stakeholders.

Roles & Responsibilities:

• Develop and expand the existing channel network.
• Assist in portfolio management and drive lending strategies formulation for retail products.
• Continuous portfolio assessment to suggest policy interventions to keep the risk levels within acceptable range.
• Implementation of changes in policy and process on relevant platforms. Coordinate with various stakeholders to implement the same.
• Automation and Business Analysis of policies to suit the effective system implementation on the relevant platforms.
• Monitoring and management of portfolio through monthly portfolio analysis.
• To monitor and track Net Credit Losses (NCL)/delinquencies for the respective product.
• Monthly presentation to senior management about the health of the portfolio with recommendations wherever appropriate.
• Competition benchmarking on regular basis to enhance the product suite.
• Policy Automation.
• Ensure timely closure of audit queries.