Credit Manager

Division - Supply Chain Finance
State Maharashtra, West Zone
Female Candidates Only

Key Responsibilities
o Credit appraisal and underwriting of prospective Channel Finance (CF) customers for both secured and unsecured fund-based exposure in the form of Channel Finance working capital facility.
o Credit Assessment of Anchors, Automobile & supply chain finance dealers. Limit set up for Anchors and funding the dealers of anchors on recourse & non-recourse basis.
o The Job & responsibilities include but not limited to below:
o Prepared Credit Risk Analysis reports of clients, involving financial, business & industry analysis.
o Prepared detailed credit assessment notes on the company & associated credit risks for loan sanctions.
o Evaluated credit worthiness of potential borrowers and recommended risk-based pricing in credit notes.
o Ensured compliance of internal/regulatory credit related guidelines in recommending credit proposals.
o Collaborating with various internal/external parties for ensuring compliance of Companys credit risk policy.
o Executed timely documentation & disbursement of credit facilities post sanction as per agreed T&Cs.
o Portfolio Monitoring: Monitoring of portfolio including identification & reporting of risk triggers/EWS
o Ensured timely submission of review reports and periodic performance reports to higher authorities.
o Provided inputs for credit policy formulation and automation of loan processing & management system

Qualifications
o MBA/PGDM in Finance or CA.
o 3-5 years of experience in Credit - banking, NBFC, or financial services, preferably in supply chain finance or corporate lending.