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211 HDFC Bank Jobs

RM - Retail Agri || Haryana (Hisar, Jind, Narwana)

2-7 years

Jind, Narwana, Hisar

10 vacancies

RM - Retail Agri || Haryana (Hisar, Jind, Narwana)

HDFC Bank

posted 1mon ago

Job Role Insights

Fixed timing

Job Description

Job Name PA (Business Unit) : Relationship Manager Retail Agri
Job Title :(Job Name) Relationship Manager
Business Unit (PA) : Retail Agri
Team : (Sub team in the PA) : Agri Sales Team
Job Purpose
Acquisition, enhancement and retention of customers by providing best possible services and being the dedicated point of contact for customers of Agri sector.
Job Responsibilities (JR) : 6 8 Areas Actionable (4-6)
• Sourcing and Business Generation • Business scoping of geographical market for farming
and rural community
• Sourcing proposals from individual farmers / Co-
operative societies / Rural Mandis & Markets /
Kissan Clubs / Farmer Producer Organizations etc.
• Conducting marketing activities for generating new
business
• Work on productivity benchmarks
• Market Update and Change in Product • To keep an update with respect to market
/ Processes requirement, competition and customer banking
behavior.
• To understand the changing dynamics in the market
and propose amendments in various product
offerings.
• To keep abreast of changes in State Government
laws and policies.
• Relationship Building and Maintenance • To liaison with new and existing customers for
relationships.
• To be in touch with agro centers /rural mandis /
Rural markets / Kisan clubs for maintaining and
deepening existing relationships.
• Addressing complaints received from customers
within stipulated TAT.
• Delinquency / Rotation & Recovery /
Housekeeping • To work towards minimal delinquency in portfolio.
• Follow-up with customers for recovery.



  • To monitor rotation of accounts
    • To avoid dropping of limit in customers account,
    ensure submission of documents like LAD, CAM,
    etc.
    • To support legal and remedial team for legal
    actions
    • To work towards keeping Housekeeping
    parameters under control.
    • Farmer Education and Capacity • To conduct village level farmer meetings and
    Building educate farmers on various products offered by
    bank
    • To make farmers aware of various aspects of
    banking and keep them informed about tools and technology for improving farm production.
    • To educate farmers about debt waivers, crop
    insurance & government subsidies.
    • Increased penetration and cross sell • Cross sell of other assets and liability products
    • Promotion of digital platforms like NetBanking,
    Mobile Banking, PayZapp, Insta Alert, Smart Buy,
    Chillr, etc.
    • Training and Development of SO/HBL • To utilize the sales resources (HBL/SO) for optimal
    sales support.
    • To groom supporting staff and enhancing their skills
    by imparting regular trainings for better customer
    relationship dealing.
    • To monitor performance and counseling them for
    delivery
    • Relationship with Retail Branches and • Liaise with Credit to ensure timely decisioning of
    Other Stake holders proposals & closure of Housekeeping items.
    • To coordinate with Remedial team for NPA cases
    and work towards recovery of the same
    • To coordinate with the local Operations team for
    disbursement
    • Liaise with RBB team for activation of branches for
    KGC business & for providing best services to
    customers
    • To liaise with Business Correspondents (BCs) for
    new & existing customer relationships
    • Others Any other task assigned by seniors from time to time.
    Educational Qualifications Key Skills
    • Graduation (preferably Agri Business)
    • Post-Graduation MBA (preferably Agri
    Business) • Sales and Influencing Skills
    • Banking Product & Process Knowledge
    • Planning and Organizing Skills
    • Communication
    • Knowledge of Competition & Current trends in
    financial Industry.



Experience Required
• Minimum experience of 1-3 years in a similar role or Sales experience in Seed companies, Fertilizer
companies, Agri Product companies, Banks, etc.
• Preferred from Banking / Financial Services.
Major Stakeholders (intra team and cross functional stakeholders, who would need to be interacted with for discharging duties)
• Customers • Credit
• Branch Banking • Operations
• Farmers
• Agro Centres/ Rural mandis / Rural Markets / Kisan Clubs
• Business Correspondent
• Senior Leaders from Product/Sales
• Audit
• HR


Employment Type: Full Time, Permanent

Read full job description

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What people at HDFC Bank are saying

Retailer salary at HDFC Bank

reported by 2 employees with 1 years exp.
₹4.1 L/yr - ₹5.2 L/yr
94% more than the average Retailer Salary in India
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What HDFC Bank employees are saying about work life

based on 39.7k employees
59%
44%
51%
99%
Strict timing
Monday to Saturday
Within city
Day Shift
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HDFC Bank Benefits

Job Training
Health Insurance
Soft Skill Training
Work From Home
Team Outings
Cafeteria +6 more
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