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HDB Financial Services

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4.0

based on 19.8k Reviews

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115 HDB Financial Services Jobs

Branch Credit Manager

4-8 years

₹ 2.5 - 6L/yr

Mira Bhayandar

5 vacancies

Branch Credit Manager

HDB Financial Services

posted 20hr ago

Job Role Insights

Fixed timing

Job Description

Job Role


  • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
  • Verifying the promoters track record & ascertaining their credit worthiness.
  • Analysis of the financial statements of the prospective customer to identify the short term & long term
  • solvency & liquidity position
  • To ensure Bounce Rate and Delinquency are within acceptable standards.
  • Monitor and enforce approval rate and TAT as per prescribed standards.
  • Monitor and ensure that monthly Branch audit score is satisfactory.
  • Vendor Management.
  • To conduct customer meeting to evaluate credit proposal
  • PDD Tracking and closure
  • Compliance to repayment instrument replenishment to ensure regular repayment of EMI.

Responsibilities


  • Credit Decisions
  • Take sound lending decisions based on available information & interactions with the applicants.
  • Manage credit quality and control delinquencies, frauds.
  • Monitoring Performance
  • Managing performance in terms of key drivers i.e.
  • 0-Loses / Portfolio quality parameters.
  • 0-Cost of credit administration.
  • 0-Employee Productivity.

Preferred candidate profile


  • Graduate/Postgraduate.
  • 4-6 years Credit/Underwriting experience.
  • Understanding of portfolio metrics.
  • Strong inter-personal skills which encourages and promotes enthusiasm and team spirit.


Interested candidate can share resume on suvarna.chiplunkar@hdbfs.com






Employment Type: Full Time, Permanent

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HDB Financial Services Interview Questions & Tips

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What people at HDB Financial Services are saying

3.7
 Rating based on 273 Branch Credit Manager reviews

Likes

You will learning everything here. Job stability is good.

  • Skill development - Good
    +1 more
Dislikes

No work life balance. Poor work culture. Working on holidays also.

  • Work satisfaction - Poor
    +2 more
Read 273 Branch Credit Manager reviews

Branch Credit Manager salary at HDB Financial Services

reported by 554 employees
₹2.3 L/yr - ₹8 L/yr
7% less than the average Branch Credit Manager Salary in India
View more details

What HDB Financial Services employees are saying about work life

based on 19.8k employees
52%
60%
51%
99%
Strict timing
Monday to Saturday
Within city
Day Shift
View more insights

HDB Financial Services Benefits

Job Training
Health Insurance
Soft Skill Training
Work From Home
Team Outings
Cafeteria +6 more
View more benefits

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