Branch Credit Manager

Role & responsibilities

• Responsible for credit appraisals- loan applications of Commercial Vehicles
• Responsible to maintain quality portfolio
• Responsibility to deliver the credit assessment target within specified Turnaround
  Time
• Responsible for Audit and Regulatory compliance for the Location
• Assist RCM with coordinating / managing RCU & verification vendors
• Take sound lending decisions based on available information &interactions with the applicants
• To interact closely with other functions such as sales / Operations/Collections / Policy/etc in ensuring smooth day to day functioning at Location.
• Maintain the Database and making reports for Monthly cases
• Coordinating with agencies for proper sampling / screening of files for fraud prevention.• Managing performance in terms Cost of credit administration.

Preferred candidate profile

• Graduate / Postgraduate (MBA/CA preferred)

• 4-5 years experience in Credit/Underwriting of Secured/Unsecured products

• Ability to manage credit processes & teams

• Understanding of portfolio

Perks and benefits