Branch Credit Manager

HDB Financial services is hiring for Branch credit Manager role

Relevant Experience of 2-5 yrs in credit .Product- secured and unsecured loans .

should have experience into credit underwriting & Physical PD

We are taking candidates only from Banks and NBFC Background

Roles & Responsibilities JOB ROLE • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instrument replenishment to ensure regular repayment of EMI

Intersted candidates can share your resume on neelam.singh@hdbfs.com