Cluster Credit Manager-Commercial vehicle

Role & responsibilities

Key functions will be:

• Achieve Profit Targets for the cluster of Branches for CV.
• Achieving targets set for the region by ensuring 100% compliance.
• Managing a team of Area Credit Managers in the assigned Zone
• Handling a team of Credit and Operations.
• Credit appraisal and credit recommendations of Business proposals.
• Staffing and grooming, team building, motivation, satisfaction across levels.
• Monitoring and evaluating performance of his existing and newly appointed team members. Also ensuring they are given a constructive feedback which sums up to the development and growth.
• Ensuring the delinquency ratio stays downbeat for his portfolio.
• Assessing training needs to accelerate his teams performance.
• Effective operations, team management and excellent relationship skills to be displayed.
• Take sound lending decisions based on available information & interactions with the Team.
• To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning
• Managing performance in terms Cost of credit administration

Preferred candidate profile

Ability to plan & execute Strong inter-personal skills and leadership ability,

Ability to create professional work culture that encourages enthusiasm and team spirit Understanding of credit & operations

Ability to manage sales and implement change by taking complete ownership