Process Associate / Senior Process Associate

• Responsible for assessing the risk of the customer by identifying and verifying the customer's profile through internal and external searches. Analysis transaction data for patterns and anomalies using general reasoning and logic; conducting detailed research, fact finding, and analysis; developing a narrative from research findings and identification of transaction patterns and anomalies; and assisting with research and data gathering activities. Screening the customer's information for any Negative news and PEP connection. Liaising with the front office to obtain the required information. Monitoring the clients account activity, identifying suspicious trends, and reporting suspicious transactions to the pertinent regulatory body.

Level Description
- Senior individual contributor focused on routine delivery, requiring moderate experience
- Delivers day-to-day objectives within own job area, exercises autonomy in applying standards and procedures
- Requires general instructions for new types of work or special assignments

Organization Impact & Communication
- Delivers day-to-day objectives within own job area, exercises autonomy in applying standards and procedures
- Explains practices, procedures and policies that may require providing additional information or some interpretation to reach agreement • Communicates with contacts within and outside the practice area to obtain or provide information on matters related to job area

Innovation & Complexity
- Senior individual contributor focused on routine delivery, requiring moderate experience
- Completes tasks that are sometimes routine, with some deviation from standard practice
- Problems and issues faced are difficult, and may require understanding of broader area of knowledge or experience to complete tasks

Leadership & Talent Management
- Requires general instructions for new types of work or special assignments
- Works under moderate or limited supervision

Knowledge & Experience
- Requires broad knowledge of support services and activities typically gained through extensive experience
- Typically requires a high school diploma and 3-5 years of prior relevant experience; some roles may require vocational or technical education (Relevant experience may be substituted for formal education)

What You Will Do:

• Performing AML alert reviews where a Transaction Monitoring Analyst seeks to mitigate risks associated to financial crimes and potentially suspicious activity.
• Applying research and analytic techniques to digest complex information sets in order to make logical and adequately supported determinations in regard to unusual and potentially suspicious activity.
• Applying consistent and well-documented analysis consistent with industry standards to ensure success in the following daily efforts of Transaction Monitoring:
• Conducting an end-to-end and meticulous review of potential illegal or suspicious activity;
• Completing a time-sensitive and meticulous analysis of each instance of potential Anti-Money Laundering activity and/or suspicious financial activity across multiple jurisdictions and countries;
• Assessment of customer profiles and client data to identify whether activity is consistent with typical purchasing/payment activity, including Acceptable Use Policy adherence and Know Your Customer efforts; and
• Documenting findings in narrative style format, in the manual and automated process case management system and prepare updates to Project Managers / Team Leads as appropriate.

What You Will Need:

• Minimum 2+ years of experience assessing and reviewing system generated and manual AML alerts for potentially suspicious activity.
• Experience working with manual and system generated alerts/cases for the detection of potentially suspicious activity.
• Knowledge of US reporting requirements as it relates to suspicious activity reports and cash transaction activity.
• Ability to detect and mitigate red flags for potential financial crime, including money laundering, terrorism financing activities and fraud, as it appears in transactional data.
• Transaction analysis skills related to international wires, corresponding banking, cash, and check activity.
• Solid Excel skills.
• Effective oral and written communication skills.
• Bachelors degree from an accredited college/university is preferred

What Would Be Nice To Have:

• Knowledge of Global AML-KYC policy
• Knowledge of PEP screening, Negative Media screening process.
• Prior experience working on CDDD, EDD, Transaction monitoring, Sanctions process for US banks or financial institutions.