Junior Executive - Credit

Role & responsibilities

• KYC documents validation online at login stage of application including collection of documents as per KYC policy of the Company.
• Collection of Pre-sanction documents of Income for salaried/self employed/NRI individuals and bank statements online through third party API applications like Perfios.
• Generation of Credit Bureau reports and ability to read the reports and verify the repayment track of the customer.
• Income validation in software and working out the loan eligibility basis averaging income and after taking into account all obligations.
• Ability to conduct personal discussions with Borrowers at time of onboarding and also collecting all relevant information required for processing the loan applications.
• Coordination with Branches/HO for clearing the clarifications called for and ensuring smooth processing of the applications received within the TAT required by the Company.
• Ensuring daily productivity in processing of applications received at Branch/HUB/HO for rendering timely service to the Customers and to augment the Business at Branches/HUB.
• Ability to speak to the Customers with confidence at Front end desk during processing of applications.
• Should be also conversant with Post sanction processing till disbursement and process involved for the same including documentation, loan document execution, obtaining third party verification reports etc with required TAT and ensure quick service to customers.

Preferred candidate profile

Years of Experience Required: 1+ Years (Freshers can also apply)

Specific Qualification Required: B. Com (Preferable). Proficiency in Ms Office and Advance Excel.

Good communication skills