Management Trainee - Credit Risk Analyst

Inviting applications for the role of Management Trainee Credit risk Analyst

In this role, you would be working in close collaboration with credit managers and analyzing financial data to assess a new or existing customers creditworthiness.

Responsibilities •    Carry out credit analysis on new customers basis the framework for each business segment and request credit limit approval per delegation of approval (DOA) •    Review existing credit limits as per established guidelines and propose credit limits changes based on analysis of financial statements or credit rating reports. •    Perform proactive management of risk – Periodical & annual reviews. •    Perform Master data related administrative activities for new and existing customers. •    Provide evidence, assessment, and where the appropriate recommendation to approver on whether to hold or release customer orders blocked due to reaching credit limit. •    Provide timely and accurate communication to Sales teams regarding credit risks and payment delays. •    Respond promptly to requests and queries from Sales, Supply Chain, and Finance teams. •    Participate in governance meetings with stakeholders to review process performance, discuss any important request and open queries •    Participate in external and internal SOX audits by assisting supervisor in approval and evidences gathering

Qualifications we seek in you!

Minimum Qualifications

•    Bachelor's degree in finance, accounting or a related discipline

Preferred Qualifications/ Skills •    Professionals with experience in financial analysis •    Knowledge of advanced excel and word processing •    Excellent written and verbal communication skills •    Strong mathematical and analytical skills •    Ability to conduct research and evaluate data to make informed decisions

Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values diversity and inclusion, respect and integrity, customer focus, and innovation. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training.