Risk Analyst

jd - We are looking for a Risk Analyst to assess, monitor, and mitigate financial risks in our fintech operations. The ideal candidate will have experience in credit risk, fraud detection, and regulatory compliance, leveraging data-driven insights to optimize risk management strategies.

Responsibilities:

Risk Assessment:Identify and assess potential financial risks across various areas of the business, including credit, market, operational, and compliance risks.

Conduct risk assessments and develop risk profiles for new products and initiatives.

Stay up-to-date on emerging risks and industry best practices.

Risk Monitoring:Develop and implement risk monitoring frameworks and metrics.

Monitor key risk indicators (KRIs) and identify trends and anomalies.

Prepare regular risk reports and dashboards for management.

Conduct periodic reviews of existing risk controls and procedures.

Risk Mitigation:Develop and implement risk mitigation strategies and controls.

Collaborate with other departments to implement risk management policies and procedures.

Evaluate the effectiveness of risk mitigation efforts.

Credit Risk Analysis:Analyze credit data to assess creditworthiness of borrowers.

Develop and maintain credit scoring models.

Monitor credit portfolio performance and identify potential credit losses.

Fraud Detection:Develop and implement fraud detection rules and algorithms.

Monitor transactions for suspicious activity.

Investigate and report on potential fraud cases.

Regulatory Compliance: Stay up-to-date on relevant regulations and compliance requirements.

Ensure that risk management practices comply with regulatory guidelines.

Assist with regulatory reporting and audits.

Data Analysis:Collect, clean, and analyze data to identify risk trends and patterns.

Develop data-driven insights to inform risk management decisions.

Utilize statistical modeling and data visualization techniques.

Collaboration:Collaborate with cross-functional teams, including product, engineering, and compliance, to implement risk management initiatives.

Communicate risk assessments and recommendations to management.