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Equitas Small Finance Bank
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221 Equitas Small Finance Bank Jobs
Branch Credit Manager
Equitas Small Finance Bank
posted 11hr ago
Job Role Insights
Flexible timing
Key skills for the job
Job Description
Skill
Credit Analysis
Highest Education
Bachelor of Arts
Working Language
TeluguEnglish
Job Description
Purpose of the role:
- The position has been created to enable clear focus on Credit Evaluation of Customers through verification of documents and personal discussion as per company process
- To ensure high quality delivery of relevant Housing finance & LAP products & services to our clients in a fair and transparent manner.
- The role holder is responsible for the credit appraisal of all LAP & Housing proposals at the branch for New and existing customer of the bank. The role holder is also responsible for escalating proposals that fall beyond the incumbent's empowerment level.
Key Responsibilities:
- Ensure proper credit evaluation of customers as per policy & process
- Conduct personal discussion with customers for evaluation of Loan proposal
- Support the branch team in achieving desired branch objective.
- Manage & Maintain TAT for Loan disbursement.
- Supervisor & mentor team members
- To diligently appraise loan applications in line with credit policy of the organization.
- Ensure Credit policies to build a good quality portfolio of the branch.
- Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
- Ensure approving authority of 35 Lac is utilized in a fair & transparent manner
- Ensure Quality Portfolio of the branch is Maintained
- Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
- Maintain high standards on credit appraisal through personal discussion with customer, as appropriate supplemented by documentation provided Minimize turnaround time per application
- Evaluation of assessed and declared income group eligible for Housing & LAP.
- Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate
Employment Type: Full Time, Permanent
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What people at Equitas Small Finance Bank are saying
Rating based on 109 Branch Credit Manager
reviews
Anonymous · Finance & Accounting
in Nashik
Likes
Good Organization Equitas Small Finance Bank
- Salary - Excellent
+5 more
Dislikes
Old policy used in VF
Branch Credit Manager salary at Equitas Small Finance Bank
reported by
132
employees
with 2-14
years exp.
₹2
L/yr - ₹9.8
L/yr
6%
more
than the average Branch Credit Manager Salary in India
View more details
What Equitas Small Finance Bank employees are saying about work life
based on 6k employees
Flexible timing
Monday to Saturday
Within city
Day Shift
Equitas Small Finance Bank Benefits
Health Insurance 
Job Training 
Soft Skill Training 
Education Assistance 
Team Outings 
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